loanDepot (LDI) Debt Ratio (2020 - 2026)
loanDepot's (LDI) Debt Ratio was 0.36 for Q2 2026, down 6.0% from 0.39 a year earlier and down 12.6% from the prior quarter.
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Analysis
loanDepot (LDI) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, Debt Ratio at loanDepot was 0.42, up 13.0% from FY2024.
- By year, Debt Ratio came in at 0.37 in FY2024 (+18.4%), 0.32 in FY2023 (-2.5%), 0.32 in FY2022 (-48.6%) and 0.63 in FY2021 (+4.6%).
- The Q2 2026 figure ranks as the lowest quarterly Debt Ratio since Q1 2024.
- Year over year, Debt Ratio gained in six of the last eight quarters, with growth averaging 10.0%.
- The high point for year-over-year Debt Ratio in five years was Q3 2024 (growth of 38.0%); the low point was Q4 2022 (a decline of 48.6%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 0.42 (Q1 2026), 0.42 (Q4 2025) and 0.38 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.41 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | 0.36 |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 0.44 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.97 |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 0.04 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 0.07 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 0.18 |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 0.26 |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 0.49 |
| 10 | loanDepot | 120.08 Mn | -1.52 Bn | - | 0.36 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.36 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | 0.42 |
| Sep 30, 2025 | 0.38 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | 0.39 |
| Dec 31, 2024 | 0.37 |
| Sep 30, 2024 | 0.43 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.32 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.33 |
| Mar 31, 2023 | 0.30 |
| Dec 31, 2022 | 0.32 |
| Sep 30, 2022 | 0.34 |
| Jun 30, 2022 | 0.46 |
| Mar 31, 2022 | 0.55 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.64 |
API Access
loanDepot Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();