loanDepot (LDI) Debt Ratio (2020 - 2026)
loanDepot's (LDI) quarterly Debt Ratio came in at 0.29 in Q1 2026, down 7.19% YoY from 0.31 in Q1 2025, and down 4.72% on a QoQ basis from 0.31 in Q4 2025.
loanDepot (LDI) Debt Ratio (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of Debt Ratio data on file, last reported at 0.29 in Q1 2026.
- Quarterly Debt Ratio fell 7.19% year-over-year to 0.29 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.29 (down 7.19% YoY) and the FY2025 annual result came in at 0.31, down 4.16% from the prior year.
- Debt Ratio fell to 0.29 in Q1 2026, from 0.31 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.37 in Q1 2024 to a low of 0.03 in Q3 2024.
- A 5-year average of 0.31 and a median of 0.33 in 2025 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2024 — Debt Ratio plunged 91.41% — and 2025, when it jumped 974.34%.
- Tracing LDI's Debt Ratio over 5 years: stood at 0.35 in 2022, then increased by 6.74% to 0.37 in 2023, then dropped by 13.57% to 0.32 in 2024, then slipped by 4.16% to 0.31 in 2025, then fell by 4.72% to 0.29 in 2026.
- The last three Debt Ratio figures came in at 0.29 (Q1 2026), 0.31 (Q4 2025), and 0.33 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 0.27 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 0.05 |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 0.16 |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.17 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 0.07 |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | 0.17 |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 0.29 |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.32 |
| Mar 31, 2026 | 0.29 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.33 |
| Mar 31, 2025 | 0.31 |
| Dec 31, 2024 | 0.32 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.33 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | 0.37 |
| Sep 30, 2023 | 0.36 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 0.37 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.31 |
| Jun 30, 2022 | 0.26 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | 0.11 |