PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly Debt Ratio came in at 0.04 in Q1 2026, down 73.34% year-on-year from 0.17 in Q1 2025, and down 1.04% on a QoQ basis from 0.05 in Q4 2025.
PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Debt Ratio data on file, last reported at 0.04 in Q1 2026.
- On a quarterly basis, Debt Ratio fell 73.34% year-over-year to 0.04 in Q1 2026; TTM through Mar 2026 was 0.04, a 73.34% decrease from a year earlier, with the FY2025 full-year figure at 0.05, down 42.55% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.04, down from 0.05 in the prior quarter.
- Over the last five years, Debt Ratio for PFSI reached as high as 0.36 in Q1 2022 and fell as low as 0.04 in Q1 2026.
- Historically, Debt Ratio has averaged 0.12 across 5 years, with a median of 0.11 in 2022.
- On a YoY basis, Debt Ratio climbed as much as 131.39% in 2022 and fell as far as 99.49% in 2022.
- Year by year, Debt Ratio stood at 0.11 in 2022, then gained by 26.37% to 0.13 in 2023, then sank by 41.26% to 0.08 in 2024, then tumbled by 42.55% to 0.05 in 2025, then dropped by 1.04% to 0.04 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.04 in Q1 2026, 0.05 in Q4 2025, and 0.05 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.18 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.06 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.13 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 0.08 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.00 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.13 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 0.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.36 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.05 |