PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly Debt Ratio came in at 0.16 in Q2 2026, down 6.24% year-over-year from 0.17 in Q2 2025, and up 7.04% quarter-over-quarter from 0.15 in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Debt Ratio for 10 consecutive years, with 0.16 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio fell 6.24% year-over-year to 0.16 in Q2 2026; TTM through Jun 2026 was 0.16, a 6.24% decrease from a year earlier, with the FY2025 full-year figure at 0.16, up 35.55% from the prior year.
- Debt Ratio was 0.16 for Q2 2026 at PennyMac Financial Services, up from 0.15 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.19 in Q3 2025 and troughed at 0.11 in Q3 2022.
- A 5-year average of 0.14 and a median of 0.14 in 2024 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio jumped 193.53% in 2022 and fell 9.65% in 2026, its largest moves.
- Over 5 years, Debt Ratio stood at 0.12 in 2022, then climbed by 15.79% to 0.13 in 2023, then slipped by 9.29% to 0.12 in 2024, then soared by 35.55% to 0.16 in 2025, then retreated by 1.47% to 0.16 in 2026.
- The last three Debt Ratio figures came in at 0.16 (Q2 2026), 0.15 (Q1 2026), and 0.16 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 0.27 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | - |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 0.46 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.16 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.77 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 0.17 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 0.17 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 0.04 |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 0.07 |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 0.46 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.15 |
| Dec 31, 2025 | 0.16 |
| Sep 30, 2025 | 0.19 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.15 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.12 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.09 |