PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026)

PennyMac Financial Services (PFSI) reported Debt Ratio of 0.15 for Q1 2026, down 9.65% year-over-year from 0.17 in Q1 2025, and down 7.95% quarter-over-quarter from 0.16 in Q4 2025.

PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of Debt Ratio data on file, last reported at 0.15 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.15, down 9.65% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.15 (down 9.65% YoY), and the FY2025 annual result was 0.16, up 35.55% from the prior year.
  • Debt Ratio slipped to 0.15 in Q1 2026 per PFSI's latest filing, from 0.16 in the prior quarter.
  • Over five years, Debt Ratio peaked at 70.39 in Q1 2023 and troughed at 0.09 in Q3 2023.
  • A 5-year average of 4.27 and a median of 0.14 in 2024 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 38277.31% in 2023, then tumbled 99.82% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.11 in 2022, then grew by 26.37% to 0.13 in 2023, then dropped by 9.29% to 0.12 in 2024, then jumped by 35.55% to 0.16 in 2025, then dropped by 7.95% to 0.15 in 2026.
  • Business Quant data shows PFSI's Debt Ratio at 0.15 in Q1 2026, 0.16 in Q4 2025, and 0.19 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.27
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.15
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.06
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.10
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.07
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.27
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.13
8 Onity 306.24 Mn 306.24 Mn - 0.08
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.15
Dec 31, 2025 0.16
Sep 30, 2025 0.19
Jun 30, 2025 0.17
Mar 31, 2025 0.17
Dec 31, 2024 0.12
Sep 30, 2024 0.14
Jun 30, 2024 0.15
Mar 31, 2024 0.13
Dec 31, 2023 0.13
Sep 30, 2023 0.09
Jun 30, 2023 0.10
Mar 31, 2023 70.39
Dec 31, 2022 0.11
Sep 30, 2022 0.11
Jun 30, 2022 0.12
Mar 31, 2022 0.18
Dec 31, 2021 0.09
Sep 30, 2021 0.09
Jun 30, 2021 0.05