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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026)

PennyMac Financial Services has reported Debt Ratio over the past 9 years, most recently at 0.16 for Q4 2025.

  • Quarterly Debt Ratio rose 35.55% to 0.16 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.16 through Dec 2025, up 35.55% year-over-year, with the annual reading at 0.16 for FY2025, 35.55% up from the prior year.
  • Debt Ratio was 0.16 for Q4 2025 at PennyMac Financial Services, down from 0.19 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.36 in Q1 2022 and troughed at 0.04 in Q1 2021.
  • The 5-year median for Debt Ratio is 0.13 (2024), against an average of 0.13.
  • Year-over-year, Debt Ratio soared 779.58% in 2022 and then crashed 60.78% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.09 in 2021, then grew by 11.72% to 0.11 in 2022, then grew by 26.37% to 0.13 in 2023, then dropped by 9.29% to 0.12 in 2024, then skyrocketed by 35.55% to 0.16 in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Debt Ratio are 0.16 (Q4 2025), 0.19 (Q3 2025), and 0.17 (Q2 2025).