PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Debt Ratio of 0.04 for Q1 2026, down 73.34% year-over-year from 0.17 in Q1 2025, and down 1.04% quarter-over-quarter from 0.05 in Q4 2025.
PennyMac Financial Services (PFSI) Debt Ratio (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Debt Ratio for 10 consecutive years, with 0.04 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 73.34% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (down 73.34% YoY), while the FY2025 annual figure was 0.05, down 42.55% from the prior year.
- Debt Ratio eased to 0.04 in Q1 2026 per PFSI's latest filing, from 0.05 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.36 in Q1 2022 and bottomed at 0.04 in Q1 2026.
- Historically, Debt Ratio has averaged 0.12 across 5 years, with a median of 0.11 in 2022.
- On a YoY basis, Debt Ratio climbed as much as 131.39% in 2022 and fell as far as 99.49% in 2022.
- PennyMac Financial Services' Debt Ratio stood at 0.11 in 2022, then increased by 26.37% to 0.13 in 2023, then sank by 41.26% to 0.08 in 2024, then tumbled by 42.55% to 0.05 in 2025, then decreased by 1.04% to 0.04 in 2026.
- Business Quant data shows PFSI's Debt Ratio at 0.04 in Q1 2026, 0.05 in Q4 2025, and 0.05 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 0.27 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 0.05 |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.16 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.17 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 0.07 |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 0.17 |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 0.29 |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.36 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.07 |