Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term InvestmentsNon-Current DebtOther Accumulated ExpensesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
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Ratios

National Bankshares (NKSH) Loans - Loss Allowance (2016 - 2025)

National Bankshares (NKSH) has disclosed Loans - Loss Allowance for 10 consecutive years, with $9.9 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance fell 3.61% to $9.9 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $9.9 million through Dec 2025, down 3.61% year-over-year, with the annual reading at $9.9 million for FY2025, 3.61% down from the prior year.
  • Loans - Loss Allowance for Q4 2025 was $9.9 million at National Bankshares, down from $10.6 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $10.6 million in Q1 2023, with the low at $7.7 million in Q4 2021.
  • Average Loans - Loss Allowance over 5 years is $9.3 million, with a median of $9.5 million recorded in 2023.
  • The sharpest move saw Loans - Loss Allowance skyrocketed 36.75% in 2023, then fell 14.98% in 2024.
  • Over 5 years, Loans - Loss Allowance stood at $7.7 million in 2021, then grew by 7.18% to $8.2 million in 2022, then rose by 10.57% to $9.1 million in 2023, then increased by 12.84% to $10.3 million in 2024, then decreased by 3.61% to $9.9 million in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods came in at $9.9 million, $10.6 million, and $10.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.