National Bankshares (NKSH) Interest Coverage Ratio (2010 - 2026)
National Bankshares (NKSH) posted quarterly Interest Coverage Ratio of 1.11 for Q1 2026, down 25.49% year-over-year from 1.49 in Q1 2025, and down 45.73% quarter-over-quarter from 2.04 in Q4 2025.
National Bankshares (NKSH) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
National Bankshares (NKSH) has reported Interest Coverage Ratio for 17 consecutive years, with 1.11 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 25.49% year-over-year to 1.11; the TTM figure through Mar 2026 stood at 3.7 (up 215.18% YoY), while the FY2025 annual figure was 1.37, up 22.64% from the prior year.
- Interest Coverage Ratio fell to 1.11 in Q1 2026 per NKSH's latest filing, from 2.04 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.46 in Q2 2022 and bottomed at 5.64 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 2.7 across 5 years, with a median of 1.35 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio sank 155.15% — and 2023, when it surged 121.95%.
- National Bankshares' Interest Coverage Ratio stood at 5.64 in 2022, then soared by 121.95% to 1.24 in 2023, then retreated by 10.32% to 1.11 in 2024, then soared by 84.13% to 2.04 in 2025, then slumped by 45.73% to 1.11 in 2026.
- Business Quant data shows NKSH's Interest Coverage Ratio at 1.11 in Q1 2026, 2.04 in Q4 2025, and 1.09 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | National Bankshares | 260.98 Mn | 186.12 Mn | - | 1.95 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.12 |
| Mar 31, 2026 | 1.11 |
| Dec 31, 2025 | 2.04 |
| Sep 30, 2025 | 1.09 |
| Jun 30, 2025 | 1.04 |
| Mar 31, 2025 | 1.49 |
| Dec 31, 2024 | 1.11 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 1.35 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.61 |
| Jun 30, 2023 | 1.83 |
| Mar 31, 2023 | 2.77 |
| Dec 31, 2022 | -5.64 |
| Sep 30, 2022 | 11.03 |
| Jun 30, 2022 | 11.46 |
| Mar 31, 2022 | 10.07 |
| Dec 31, 2021 | 10.23 |
| Sep 30, 2021 | 10.67 |