National Bankshares (NKSH) Interest Coverage Ratio (2018 - 2026)

National Bankshares (NKSH) reported Interest Coverage Ratio of 1.96 for Q1 2026, up 31.26% year-over-year from 1.49 in Q1 2025, and down 4.28% on a QoQ basis from 2.04 in Q4 2025.

National Bankshares (NKSH) has 9 years of Interest Coverage Ratio data on file, last reported at 1.96 in Q1 2026.

  • Quarterly Interest Coverage Ratio rose 31.26% year-over-year to 1.96 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.76 (up 34.72% YoY) and the FY2025 annual result came in at 0.14, up 138.12% from the prior year.
  • Interest Coverage Ratio eased to 1.96 in Q1 2026 per NKSH's latest filing, from 2.04 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 12.19 in Q4 2022 and bottomed at 0.94 in Q2 2024.
  • The 5-year median for Interest Coverage Ratio is 1.73 (2025), against an average of 3.9.
  • The widest annual swing landed in 2022, when Interest Coverage Ratio soared 49.61%; it then plunged 85.89% in 2023.
  • Tracing NKSH's Interest Coverage Ratio over 5 years: stood at 12.19 in 2022, then slumped by 85.89% to 1.72 in 2023, then fell by 16.07% to 1.44 in 2024, then jumped by 41.64% to 2.04 in 2025, then slipped by 4.28% to 1.96 in 2026.
  • Per Business Quant, the three latest NKSH Interest Coverage Ratio figures stand at 1.96 (Q1 2026), 2.04 (Q4 2025), and 1.73 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -3.29
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 2.53
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 2.21
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.32
8 KB Financial 150.02 Bn 142.15 Bn - -36.40
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.88
10 National Bankshares 226.41 Mn 164.26 Mn - 1.96

Historic Data

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DateValue
Mar 31, 2026 1.96
Dec 31, 2025 2.04
Sep 30, 2025 1.73
Jun 30, 2025 1.35
Mar 31, 2025 1.49
Dec 31, 2024 1.44
Sep 30, 2024 1.35
Jun 30, 2024 0.94
Mar 31, 2024 1.35
Dec 31, 2023 1.72
Sep 30, 2023 1.61
Jun 30, 2023 1.83
Mar 31, 2023 2.77
Dec 31, 2022 12.19
Sep 30, 2022 11.03
Jun 30, 2022 11.46
Mar 31, 2022 10.07
Sep 30, 2021 10.67
Jun 30, 2021 7.66
Mar 31, 2021 7.75
Dec 31, 2020 6.83
Sep 30, 2020 4.48
Jun 30, 2020 3.17
Mar 31, 2020 3.66
Dec 31, 2019 4.18
Sep 30, 2019 3.70
Jun 30, 2019 3.47
Mar 31, 2019 3.88
Dec 31, 2018 4.40
Sep 30, 2018 4.96