National Bankshares (NKSH) Interest Coverage Ratio (2018 - 2026)
National Bankshares' (NKSH) quarterly Interest Coverage Ratio came in at 1.95 in Q2 2026, up 44.23% year-over-year from 1.35 in Q2 2025, and little changed quarter-over-quarter from 1.96 in Q1 2026.
Analysis
National Bankshares (NKSH) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
National Bankshares (NKSH) has reported Interest Coverage Ratio for 9 consecutive years, with 1.95 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 44.23% year-over-year to 1.95 in Q2 2026; TTM through Jun 2026 was 1.92, a 36.16% increase from a year earlier, with the FY2025 full-year figure at 1.64, up 29.41% from the prior year.
- Interest Coverage Ratio was 1.95 for Q2 2026 at National Bankshares, roughly flat from 1.96 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 12.19 in Q4 2022 and troughed at 0.94 in Q2 2024.
- A 5-year average of 3.79 and a median of 1.78 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio jumped 49.61% in 2022 and tumbled 85.89% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 12.19 in 2022, then sank by 85.89% to 1.72 in 2023, then retreated by 16.07% to 1.44 in 2024, then surged by 41.64% to 2.04 in 2025, then declined by 4.68% to 1.95 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.95 (Q2 2026), 1.96 (Q1 2026), and 2.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | National Bankshares | 270.02 Mn | 195.15 Mn | - | 1.95 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.95 |
| Mar 31, 2026 | 1.96 |
| Dec 31, 2025 | 2.04 |
| Sep 30, 2025 | 1.73 |
| Jun 30, 2025 | 1.35 |
| Mar 31, 2025 | 1.49 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 1.35 |
| Dec 31, 2023 | 1.72 |
| Sep 30, 2023 | 1.61 |
| Jun 30, 2023 | 1.83 |
| Mar 31, 2023 | 2.77 |
| Dec 31, 2022 | 12.19 |
| Sep 30, 2022 | 11.03 |
| Jun 30, 2022 | 11.46 |
| Mar 31, 2022 | 10.07 |
| Sep 30, 2021 | 10.67 |
| Jun 30, 2021 | 7.66 |