National Bankshares (NKSH) Interest Coverage Ratio (2010 - 2026)

National Bankshares' (NKSH) quarterly Interest Coverage Ratio came in at 1.11 in Q1 2026, down 25.49% year-on-year from 1.49 in Q1 2025, and down 44.62% on a QoQ basis from 2.0 in Q4 2025.

National Bankshares (NKSH) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

National Bankshares (NKSH) has 17 years of Interest Coverage Ratio data on file, last reported at 1.11 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 25.49% year-over-year to 1.11 in Q1 2026; TTM through Mar 2026 was 3.71, a 184.21% increase from a year earlier, with the FY2025 full-year figure at 1.37, up 22.64% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.11, down from 2.0 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for NKSH reached as high as 53.75 in Q4 2023 and fell as low as 5.67 in Q4 2022.
  • Historically, Interest Coverage Ratio has averaged 5.8 across 5 years, with a median of 1.49 in 2025.
  • Across the five-year window, Interest Coverage Ratio tumbled 171.56% in 2022 and soared 1047.49% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 5.67 in 2022, then surged by 1047.49% to 53.75 in 2023, then plunged by 97.31% to 1.45 in 2024, then soared by 38.56% to 2.0 in 2025, then tumbled by 44.62% to 1.11 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.11 in Q1 2026, 2.0 in Q4 2025, and 1.09 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 National Bankshares 228.50 Mn 124.70 Mn - 1.11

Historic Data

Download Data
DateValue
Mar 31, 2026 1.11
Dec 31, 2025 2.00
Sep 30, 2025 1.09
Jun 30, 2025 1.04
Mar 31, 2025 1.49
Dec 31, 2024 1.45
Sep 30, 2024 1.35
Jun 30, 2024 0.94
Mar 31, 2024 1.35
Dec 31, 2023 53.75
Sep 30, 2023 1.61
Jun 30, 2023 1.83
Mar 31, 2023 2.77
Dec 31, 2022 -5.67
Sep 30, 2022 11.03
Jun 30, 2022 11.46
Mar 31, 2022 10.07
Dec 31, 2021 -2.09
Sep 30, 2021 10.67
Jun 30, 2021 7.66