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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

National Bankshares (NKSH) Interest Coverage Ratio (2018 - 2025)

National Bankshares (NKSH) has disclosed Interest Coverage Ratio for 8 consecutive years, with 2.04 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 41.64% to 2.04 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.64 through Dec 2025, up 29.42% year-over-year, with the annual reading at 0.14 for FY2025, 138.12% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 2.04 at National Bankshares, up from 1.73 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 12.19 in Q4 2022, with the low at 0.94 in Q2 2024.
  • Average Interest Coverage Ratio over 5 years is 4.76, with a median of 1.83 recorded in 2023.
  • The sharpest move saw Interest Coverage Ratio skyrocketed 141.57% in 2021, then plummeted 85.89% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 10.67 in 2021, then increased by 14.23% to 12.19 in 2022, then crashed by 85.89% to 1.72 in 2023, then dropped by 16.07% to 1.44 in 2024, then surged by 41.64% to 2.04 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 2.04, 1.73, and 1.35 for Q4 2025, Q3 2025, and Q2 2025 respectively.