Navient (JSM) EBITDA Margin (2013 - 2026)
Navient (JSM) posted EBITDA Margin of 338.42% for Q2 2026, up 6.75% on a QoQ basis from 317.02% in Q1 2026, and down 770.0% year-over-year from 50.51% in Q2 2025.
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Navient (JSM) EBITDA Margin (2013 - 2026) Analysis & Trends
Navient has reported EBITDA Margin for 14 years, with the latest figure at 338.42% in Q2 2026.
- On a quarterly basis, EBITDA Margin fell 770.0% year-over-year to 338.42% in Q2 2026; TTM through Jun 2026 was 310.08%, a 2312.0% increase from a year earlier, with the FY2025 full-year figure at 313.27%, up 1406.0% from the prior year.
- EBITDA Margin was 338.42% for Q2 2026 at Navient, up from 317.02% in the prior quarter.
- The five-year high for EBITDA Margin was 398.65% in Q4 2023, with the low at 110.89% in Q1 2022.
- Average EBITDA Margin over 5 years is 286.41%, with a median of 318.85% recorded in 2025.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin jumped 21047 bps in 2022, then tumbled 6143 bps in 2024.
- Over 5 years, EBITDA Margin stood at 275.6% in 2022, then soared by 45 bps to 398.65% in 2023, then dropped by 15 bps to 337.22% in 2024, then rose by 6 bps to 356.9% in 2025, then declined by 5 bps to 338.42% in 2026.
- The last three EBITDA Margin figures came in at 338.42% (Q2 2026), 317.02% (Q1 2026), and 356.9% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 44.85% |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 12.63% |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | 25.62% |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | 25.53% |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 82.92% |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 47.73% |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | 49.45% |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | 13.09% |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 338.42% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 338.42% |
| Mar 31, 2026 | 317.02% |
| Dec 31, 2025 | 356.90% |
| Sep 30, 2025 | 242.79% |
| Jun 30, 2025 | 346.11% |
| Mar 31, 2025 | 320.67% |
| Dec 31, 2024 | 337.22% |
| Sep 30, 2024 | 212.12% |
| Jun 30, 2024 | 360.73% |
| Mar 31, 2024 | 335.54% |
| Dec 31, 2023 | 398.65% |
| Sep 30, 2023 | 232.71% |
| Jun 30, 2023 | 330.62% |
| Mar 31, 2023 | 304.66% |
| Dec 31, 2022 | 275.60% |
| Sep 30, 2022 | 199.49% |
| Jun 30, 2022 | 135.16% |
| Mar 31, 2022 | 110.89% |
| Dec 31, 2021 | 65.14% |
| Sep 30, 2021 | 110.53% |