Synchrony Financial (SYF) EBITDA Margin (2013 - 2026)

Synchrony Financial (SYF) has 14 years of EBITDA Margin data on file, last reported at 44.85% in Q2 2026.

• Quarterly EBITDA Margin fell 475.0% year-over-year to 44.85% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 43.79% (down 235.0% YoY) and the FY2025 annual result came in at 45.9%, down 135.0% from the prior year.
• EBITDA Margin advanced to 44.85% in Q2 2026, from 41.54% in the prior quarter.
• In the past five years, EBITDA Margin ranged from a high of 51.62% in Q1 2024 to a low of 31.39% in Q4 2022.
• A 5-year average of 41.04% and a median of 40.82% in 2023 frame the typical range for EBITDA Margin.
• Annual changes were most pronounced in 2022 — EBITDA Margin tumbled 2165 bps — and 2024, when it soared 1562 bps.
• Tracing SYF's EBITDA Margin over 5 years: stood at 31.39% in 2022, then rose by 10 bps to 34.6% in 2023, then advanced by 28 bps to 44.3% in 2024, then declined by 12 bps to 38.85% in 2025, then grew by 15 bps to 44.85% in 2026.
• The last three EBITDA Margin figures came in at 44.85% (Q2 2026), 41.54% (Q1 2026), and 38.85% (Q4 2025), per Business Quant data.