Synchrony Financial (SYF) EBITDA Margin (2013 - 2026)

Synchrony Financial (SYF) has reported EBITDA Margin for 14 consecutive years, with 44.85% the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, EBITDA Margin fell 475.0% year-over-year to 44.85%; the trailing twelve-month figure through Jun 2026 stood at 43.79% (down 235.0% YoY), and the FY2025 full-year result was 45.69%, down 134.0% from the prior year.
• EBITDA Margin rose to 44.85% in Q2 2026 per SYF's latest filing, from 41.54% in the prior quarter.
• Across five years, EBITDA Margin topped out at 51.62% in Q1 2024 and bottomed at 31.39% in Q4 2022.
• Historically, EBITDA Margin has averaged 41.04% across 5 years, with a median of 40.82% in 2023.
• The sharpest annual moves came in 2022 and 2024: EBITDA Margin plunged 2165 bps in 2022, then jumped 1562 bps in 2024.
• Over 5 years, EBITDA Margin stood at 31.39% in 2022, then advanced by 10 bps to 34.6% in 2023, then grew by 28 bps to 44.3% in 2024, then retreated by 12 bps to 38.85% in 2025, then rose by 15 bps to 44.85% in 2026.
• According to Business Quant data, EBITDA Margin over the past three periods registered 44.85%, 41.54%, and 38.85% for Q2 2026, Q1 2026, and Q4 2025 respectively.