Slm (SLM) EBITDA Margin (2009 - 2026)
Slm's (SLM) quarterly EBITDA Margin came in at 82.92% in Q2 2026, up 96.0% year-over-year from 42.31% in Q2 2025, and down 31.13% quarter-over-quarter from 120.4% in Q1 2026.
Analysis
Slm (SLM) EBITDA Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has reported EBITDA Margin for 18 consecutive years, with 82.92% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBITDA Margin rose 96.0% year-over-year to 82.92% in Q2 2026; TTM through Jun 2026 was 105.48%, a 1264.0% increase from a year earlier, with the FY2025 full-year figure at 106.73%, up 198.0% from the prior year.
- EBITDA Margin was 82.92% for Q2 2026 at Slm, down from 120.4% in the prior quarter.
- Over five years, EBITDA Margin peaked at 131.19% in Q4 2025 and troughed at 31.0% in Q4 2022.
- A 5-year average of 91.02% and a median of 87.91% in 2022 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin tumbled 6790 bps in 2022 and surged 8444 bps in 2023, its largest moves.
- Over 5 years, EBITDA Margin stood at 31.0% in 2022, then jumped by 272 bps to 115.44% in 2023, then declined by 4 bps to 110.61% in 2024, then climbed by 19 bps to 131.19% in 2025, then sank by 37 bps to 82.92% in 2026.
- The last three EBITDA Margin figures came in at 82.92% (Q2 2026), 120.4% (Q1 2026), and 131.19% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 44.85% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 12.63% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 25.62% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 82.92% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.53% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 47.73% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 49.45% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 13.09% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 338.42% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 82.92% |
| Mar 31, 2026 | 120.40% |
| Dec 31, 2025 | 131.19% |
| Sep 30, 2025 | 86.21% |
| Jun 30, 2025 | 81.96% |
| Mar 31, 2025 | 117.77% |
| Dec 31, 2024 | 110.61% |
| Sep 30, 2024 | 54.39% |
| Jun 30, 2024 | 118.26% |
| Mar 31, 2024 | 118.33% |
| Dec 31, 2023 | 115.44% |
| Sep 30, 2023 | 67.57% |
| Jun 30, 2023 | 113.78% |
| Mar 31, 2023 | 84.35% |
| Dec 31, 2022 | 31.00% |
| Sep 30, 2022 | 54.91% |
| Jun 30, 2022 | 89.62% |
| Mar 31, 2022 | 59.66% |
| Dec 31, 2021 | 96.33% |
| Sep 30, 2021 | 42.84% |