Slm (SLM) EBITDA Margin (2009 - 2026)
Slm (SLM) reported EBITDA Margin of 120.4% for Q1 2026, up 264.0% year-over-year from 33.08% in Q1 2025, and down 8.22% quarter-over-quarter from 131.19% in Q4 2025.
Slm (SLM) EBITDA Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has 18 years of EBITDA Margin data on file, last reported at 120.4% in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 120.4%, up 264.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 107.37% (up 265.0% YoY), and the FY2025 annual result was 106.73%, up 198.0% from the prior year.
- EBITDA Margin fell to 120.4% in Q1 2026 per SLM's latest filing, from 131.19% in the prior quarter.
- Over five years, EBITDA Margin peaked at 131.19% in Q4 2025 and troughed at 31.0% in Q4 2022.
- A 5-year average of 93.51% and a median of 91.07% in 2025 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin slumped 6533 bps in 2022, then surged 8366 bps in 2023.
- A 5-year view of EBITDA Margin shows it stood at 31.0% in 2022, then jumped by 270 bps to 114.66% in 2023, then declined by 4 bps to 110.61% in 2024, then grew by 19 bps to 131.19% in 2025, then retreated by 8 bps to 120.4% in 2026.
- Business Quant data shows SLM's EBITDA Margin at 120.4% in Q1 2026, 131.19% in Q4 2025, and 86.21% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Slm | 4.38 Bn | -826.92 Mn | - | 120.40% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 120.40% |
| Dec 31, 2025 | 131.19% |
| Sep 30, 2025 | 86.21% |
| Jun 30, 2025 | 91.07% |
| Mar 31, 2025 | 117.77% |
| Dec 31, 2024 | 110.61% |
| Sep 30, 2024 | 60.86% |
| Jun 30, 2024 | 118.26% |
| Mar 31, 2024 | 118.33% |
| Dec 31, 2023 | 114.66% |
| Sep 30, 2023 | 75.39% |
| Jun 30, 2023 | 113.78% |
| Mar 31, 2023 | 91.00% |
| Dec 31, 2022 | 31.00% |
| Sep 30, 2022 | 54.91% |
| Jun 30, 2022 | 89.62% |
| Mar 31, 2022 | 64.53% |
| Dec 31, 2021 | 96.33% |
| Sep 30, 2021 | 49.07% |
| Jun 30, 2021 | 73.96% |