Slm (SLM) EBITDA Margin (2009 - 2026)
Slm (SLM) posted quarterly EBITDA Margin of 82.92% for Q2 2026, up 96.0% year-over-year from 42.31% in Q2 2025, and down 34.1% quarter-over-quarter from 125.83% in Q1 2026.
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Slm (SLM) EBITDA Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has reported EBITDA Margin for 18 consecutive years, with 82.92% the latest figure, recorded in Q2 2026.
- In Q2 2026, EBITDA Margin rose 96.0% year-over-year to 82.92%; the TTM figure through Jun 2026 stood at 104.2% (up 772.0% YoY), while the FY2025 annual figure was 106.73%, up 198.0% from the prior year.
- EBITDA Margin retreated to 82.92% in Q2 2026 per SLM's latest filing, from 125.83% in the prior quarter.
- Across five years, EBITDA Margin topped out at 125.83% in Q1 2026 and bottomed at 29.17% in Q4 2022.
- Historically, EBITDA Margin has averaged 93.74% across 5 years, with a median of 95.7% in 2022.
- Annual changes were most pronounced in 2022 — EBITDA Margin sank 6459 bps — and 2023, when it soared 8100 bps.
- Slm's EBITDA Margin stood at 29.17% in 2022, then surged by 278 bps to 110.17% in 2023, then increased by 8 bps to 118.86% in 2024, then fell by 0 bps to 118.73% in 2025, then slumped by 30 bps to 82.92% in 2026.
- Business Quant data shows SLM's EBITDA Margin at 82.92% in Q2 2026, 125.83% in Q1 2026, and 118.73% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 44.97% |
| 10 | Slm | 4.96 Bn | 168.69 Mn | - | 82.92% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 82.92% |
| Mar 31, 2026 | 120.40% |
| Dec 31, 2025 | 131.19% |
| Sep 30, 2025 | 86.21% |
| Jun 30, 2025 | 81.96% |
| Mar 31, 2025 | 117.77% |
| Dec 31, 2024 | 110.61% |
| Sep 30, 2024 | 54.39% |
| Jun 30, 2024 | 118.26% |
| Mar 31, 2024 | 118.33% |
| Dec 31, 2023 | 115.44% |
| Sep 30, 2023 | 67.57% |
| Jun 30, 2023 | 113.78% |
| Mar 31, 2023 | 84.35% |
| Dec 31, 2022 | -49.27% |
| Sep 30, 2022 | 54.91% |
| Jun 30, 2022 | 89.62% |
| Mar 31, 2022 | 59.66% |
| Dec 31, 2021 | 96.33% |
| Sep 30, 2021 | 42.84% |