High Templar Tech (HTT) Times Interest Earned (2018 - 2025)
High Templar Tech (HTT) posted Times Interest Earned of 104.78 for Q4 2025, down 78.4% on a QoQ basis from 485.17 in Q3 2025, and up 585.96% year-over-year from 15.28 in Q4 2024.
Analysis
High Templar Tech (HTT) Times Interest Earned (2018 - 2025) Analysis & Trends
High Templar Tech has reported Times Interest Earned for 8 years, with the latest figure at 104.78 in Q4 2025.
- On a quarterly basis, Times Interest Earned rose 585.96% year-over-year to 104.78 in Q4 2025; TTM through Dec 2025 was 184.45, a 1211.76% increase from a year earlier, with the FY2025 full-year figure at 185.15, up 608.73% from the prior year.
- Times Interest Earned was 104.78 for Q4 2025 at High Templar Tech, down from 485.17 in the prior quarter.
- The five-year high for Times Interest Earned was 131307.91 in Q4 2022, with the low at 2232.33 in Q1 2021.
- Average Times Interest Earned over 5 years is 6530.59, with a median of 41.65 recorded in 2023.
- The sharpest annual moves came in 2021 and 2022: Times Interest Earned tumbled 143.9% in 2021, then jumped 492329.56% in 2022.
- Over 5 years, Times Interest Earned stood at 26.67 in 2021, then surged by 492329.56% to 131307.91 in 2022, then plunged by 99.97% to 36.57 in 2023, then slumped by 58.23% to 15.28 in 2024, then surged by 585.96% to 104.78 in 2025.
- The last three Times Interest Earned figures came in at 104.78 (Q4 2025), 485.17 (Q3 2025), and 254.74 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.22 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.24 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 3.56 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.40 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 1.30 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.42 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 2.43 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 1.64 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 6.56 |
| 10 | High Templar Tech | 1.06 Bn | 153.20 Mn | 123,000.00 | -104.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 104.78 |
| Sep 30, 2025 | 485.17 |
| Jun 30, 2025 | 254.74 |
| Mar 31, 2025 | 149.14 |
| Dec 31, 2024 | 15.28 |
| Sep 30, 2024 | 4.85 |
| Jun 30, 2024 | 167.77 |
| Mar 31, 2024 | 293.57 |
| Dec 31, 2023 | 36.57 |
| Sep 30, 2023 | 46.73 |
| Jun 30, 2023 | 305.53 |
| Mar 31, 2023 | 50.63 |
| Dec 31, 2022 | 131,307.91 |
| Sep 30, 2022 | 31.26 |
| Jun 30, 2022 | 5.90 |
| Mar 31, 2022 | 32.55 |
| Dec 31, 2021 | 26.67 |
| Sep 30, 2021 | -38.06 |
| Jun 30, 2021 | -436.91 |
| Mar 31, 2021 | -2,232.33 |