Green Dot (GDOT) Net Margin (2010 - 2026)
Green Dot (GDOT) reported Net Margin of 8.55% for Q1 2026, up 375.0% year-over-year from 1.8% in Q1 2025, and up 195.38% quarter-over-quarter from 8.96% in Q4 2025.
Green Dot (GDOT) Net Margin (2010 - 2026) Analysis & Trends
Green Dot (GDOT) has 17 years of Net Margin data on file, last reported at 8.55% in Q1 2026.
- Net Margin for Q1 2026 came in at 8.55%, up 375.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.33% (down 301.0% YoY), and the FY2025 annual result was 4.75%, down 314.0% from the prior year.
- Net Margin improved to 8.55% in Q1 2026 per GDOT's latest filing, from 8.96% in the prior quarter.
- Over five years, Net Margin peaked at 9.86% in Q1 2022 and troughed at 9.33% in Q2 2025.
- A 5-year average of 0.02% and a median of 1.08% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2024 and 2025: Net Margin soared 775 bps in 2024, then slumped 1026 bps in 2025.
- A 5-year view of Net Margin shows it stood at 1.72% in 2022, then slumped by 475 bps to 6.45% in 2023, then surged by 120 bps to 1.3% in 2024, then plunged by 789 bps to 8.96% in 2025, then jumped by 195 bps to 8.55% in 2026.
- Business Quant data shows GDOT's Net Margin at 8.55% in Q1 2026, 8.96% in Q4 2025, and 6.52% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Green Dot | 705.71 Mn | -940.68 Mn | 569.69 Mn | 8.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.55% |
| Dec 31, 2025 | -8.96% |
| Sep 30, 2025 | -6.52% |
| Jun 30, 2025 | -9.33% |
| Mar 31, 2025 | 4.80% |
| Dec 31, 2024 | 1.30% |
| Sep 30, 2024 | -1.91% |
| Jun 30, 2024 | -7.05% |
| Mar 31, 2024 | 1.08% |
| Dec 31, 2023 | -6.45% |
| Sep 30, 2023 | -1.82% |
| Jun 30, 2023 | 0.16% |
| Mar 31, 2023 | 8.65% |
| Dec 31, 2022 | 1.72% |
| Sep 30, 2022 | 1.41% |
| Jun 30, 2022 | 4.14% |
| Mar 31, 2022 | 9.86% |
| Dec 31, 2021 | -3.24% |
| Sep 30, 2021 | 2.16% |
| Jun 30, 2021 | 6.81% |