Green Dot (GDOT) Net Margin (2010 - 2026)

Green Dot (GDOT) posted quarterly Net Margin of 8.55% for Q1 2026, up 375.0% YoY from 1.8% in Q1 2025, and up 195.38% sequentially from 8.96% in Q4 2025.

Green Dot (GDOT) Net Margin (2010 - 2026) Analysis & Trends

Green Dot has disclosed Net Margin across 17 years of filings, most recently posting 8.55% for Q1 2026.

  • In Q1 2026, Net Margin rose 375.0% year-over-year to 8.55%; the TTM figure through Mar 2026 stood at 3.33% (down 301.0% YoY), while the FY2025 annual figure was 4.75%, down 314.0% from the prior year.
  • Net Margin grew to 8.55% in Q1 2026, from 8.96% in the prior quarter.
  • Over the last five years, Net Margin for GDOT reached as high as 9.86% in Q1 2022 and fell as low as 9.33% in Q2 2025.
  • The 5-year median for Net Margin is 1.08% (2024), against an average of 0.02%.
  • Annual changes were most pronounced in 2024 — Net Margin soared 775 bps — and 2025, when it plunged 1026 bps.
  • A 5-year view of Net Margin shows it stood at 1.72% in 2022, then plunged by 475 bps to 6.45% in 2023, then surged by 120 bps to 1.3% in 2024, then slumped by 789 bps to 8.96% in 2025, then jumped by 195 bps to 8.55% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 8.55%, 8.96%, and 6.52% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 53.62%
2 Mastercard 465.55 Bn 455.34 Bn - 46.23%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 15.71%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 13.32%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 30.76%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 15.15%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 13.84%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 21.04%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 14.05%
10 Green Dot 751.97 Mn -894.41 Mn 569.69 Mn 8.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 8.55%
Dec 31, 2025 -8.96%
Sep 30, 2025 -6.52%
Jun 30, 2025 -9.33%
Mar 31, 2025 4.80%
Dec 31, 2024 1.30%
Sep 30, 2024 -1.91%
Jun 30, 2024 -7.05%
Mar 31, 2024 1.08%
Dec 31, 2023 -6.45%
Sep 30, 2023 -1.82%
Jun 30, 2023 0.16%
Mar 31, 2023 8.65%
Dec 31, 2022 1.72%
Sep 30, 2022 1.41%
Jun 30, 2022 4.14%
Mar 31, 2022 9.86%
Dec 31, 2021 -3.24%
Sep 30, 2021 2.16%
Jun 30, 2021 6.81%