Green Dot (GDOT) Net Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly Net Margin of 8.55% for Q1 2026, up 393.0% year-over-year from 1.73% in Q1 2025, and up 179.0% quarter-over-quarter from 10.82% in Q4 2025.
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Analysis
Green Dot (GDOT) Net Margin (2010 - 2026) Analysis & Trends
Green Dot (GDOT) has reported Net Margin for 17 consecutive years, with 8.55% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin rose 393.0% year-over-year to 8.55%; the TTM figure through Mar 2026 stood at 3.51% (down 320.0% YoY), while the FY2025 annual figure was 4.97%, down 342.0% from the prior year.
- Net Margin advanced to 8.55% in Q1 2026 per GDOT's latest filing, from 10.82% in the prior quarter.
- Across five years, Net Margin topped out at 9.86% in Q1 2022 and bottomed at 10.82% in Q4 2025.
- Historically, Net Margin has averaged 0.22% across 5 years, with a median of 1.08% in 2024.
- Annual changes were most pronounced in 2024 — Net Margin jumped 830 bps — and 2025, when it slumped 1194 bps.
- Green Dot's Net Margin stood at 1.72% in 2022, then slumped by 518 bps to 7.18% in 2023, then soared by 116 bps to 1.12% in 2024, then plunged by 1065 bps to 10.82% in 2025, then surged by 179 bps to 8.55% in 2026.
- Business Quant data shows GDOT's Net Margin at 8.55% in Q1 2026, 10.82% in Q4 2025, and 6.52% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | Green Dot | 760.18 Mn | -383.22 Mn | - | -0.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.35% |
| Mar 31, 2026 | 8.19% |
| Dec 31, 2025 | -8.96% |
| Sep 30, 2025 | -6.22% |
| Jun 30, 2025 | -9.33% |
| Mar 31, 2025 | 4.61% |
| Dec 31, 2024 | 1.12% |
| Sep 30, 2024 | -1.91% |
| Jun 30, 2024 | -7.05% |
| Mar 31, 2024 | 1.05% |
| Dec 31, 2023 | -6.45% |
| Sep 30, 2023 | -1.77% |
| Jun 30, 2023 | 0.16% |
| Mar 31, 2023 | 8.65% |
| Dec 31, 2022 | 1.72% |
| Sep 30, 2022 | 1.37% |
| Jun 30, 2022 | 4.14% |
| Mar 31, 2022 | 9.64% |
| Dec 31, 2021 | -3.18% |
| Sep 30, 2021 | 2.16% |