Green Dot (GDOT) Net Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly Net Margin of 8.55% for Q1 2026, up 375.0% YoY from 1.8% in Q1 2025, and up 195.38% sequentially from 8.96% in Q4 2025.
Green Dot (GDOT) Net Margin (2010 - 2026) Analysis & Trends
Green Dot has disclosed Net Margin across 17 years of filings, most recently posting 8.55% for Q1 2026.
- In Q1 2026, Net Margin rose 375.0% year-over-year to 8.55%; the TTM figure through Mar 2026 stood at 3.33% (down 301.0% YoY), while the FY2025 annual figure was 4.75%, down 314.0% from the prior year.
- Net Margin grew to 8.55% in Q1 2026, from 8.96% in the prior quarter.
- Over the last five years, Net Margin for GDOT reached as high as 9.86% in Q1 2022 and fell as low as 9.33% in Q2 2025.
- The 5-year median for Net Margin is 1.08% (2024), against an average of 0.02%.
- Annual changes were most pronounced in 2024 — Net Margin soared 775 bps — and 2025, when it plunged 1026 bps.
- A 5-year view of Net Margin shows it stood at 1.72% in 2022, then plunged by 475 bps to 6.45% in 2023, then surged by 120 bps to 1.3% in 2024, then slumped by 789 bps to 8.96% in 2025, then jumped by 195 bps to 8.55% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 8.55%, 8.96%, and 6.52% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Green Dot | 751.97 Mn | -894.41 Mn | 569.69 Mn | 8.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.55% |
| Dec 31, 2025 | -8.96% |
| Sep 30, 2025 | -6.52% |
| Jun 30, 2025 | -9.33% |
| Mar 31, 2025 | 4.80% |
| Dec 31, 2024 | 1.30% |
| Sep 30, 2024 | -1.91% |
| Jun 30, 2024 | -7.05% |
| Mar 31, 2024 | 1.08% |
| Dec 31, 2023 | -6.45% |
| Sep 30, 2023 | -1.82% |
| Jun 30, 2023 | 0.16% |
| Mar 31, 2023 | 8.65% |
| Dec 31, 2022 | 1.72% |
| Sep 30, 2022 | 1.41% |
| Jun 30, 2022 | 4.14% |
| Mar 31, 2022 | 9.86% |
| Dec 31, 2021 | -3.24% |
| Sep 30, 2021 | 2.16% |
| Jun 30, 2021 | 6.81% |