Green Dot (GDOT) Net Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly Net Margin of 8.55% for Q1 2026, up 393.0% year-over-year from 1.73% in Q1 2025, and up 179.0% quarter-over-quarter from 10.82% in Q4 2025.
Green Dot (GDOT) Net Margin (2010 - 2026) Analysis & Trends
Green Dot (GDOT) has reported Net Margin for 17 consecutive years, with 8.55% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin rose 393.0% year-over-year to 8.55%; the TTM figure through Mar 2026 stood at 3.51% (down 320.0% YoY), while the FY2025 annual figure was 4.97%, down 342.0% from the prior year.
- Net Margin advanced to 8.55% in Q1 2026 per GDOT's latest filing, from 10.82% in the prior quarter.
- Across five years, Net Margin topped out at 9.86% in Q1 2022 and bottomed at 10.82% in Q4 2025.
- Historically, Net Margin has averaged 0.22% across 5 years, with a median of 1.08% in 2024.
- Annual changes were most pronounced in 2024 — Net Margin jumped 830 bps — and 2025, when it slumped 1194 bps.
- Green Dot's Net Margin stood at 1.72% in 2022, then slumped by 518 bps to 7.18% in 2023, then soared by 116 bps to 1.12% in 2024, then plunged by 1065 bps to 10.82% in 2025, then surged by 179 bps to 8.55% in 2026.
- Business Quant data shows GDOT's Net Margin at 8.55% in Q1 2026, 10.82% in Q4 2025, and 6.52% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | Green Dot | 746.40 Mn | -899.98 Mn | - | 8.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.55% |
| Dec 31, 2025 | -10.82% |
| Sep 30, 2025 | -6.52% |
| Jun 30, 2025 | -9.74% |
| Mar 31, 2025 | 4.61% |
| Dec 31, 2024 | 1.12% |
| Sep 30, 2024 | -1.99% |
| Jun 30, 2024 | -7.32% |
| Mar 31, 2024 | 1.08% |
| Dec 31, 2023 | -7.18% |
| Sep 30, 2023 | -1.82% |
| Jun 30, 2023 | 0.16% |
| Mar 31, 2023 | 8.88% |
| Dec 31, 2022 | 1.72% |
| Sep 30, 2022 | 1.37% |
| Jun 30, 2022 | 4.26% |
| Mar 31, 2022 | 9.86% |
| Dec 31, 2021 | -3.24% |
| Sep 30, 2021 | 2.16% |
| Jun 30, 2021 | 6.75% |