Green Dot (GDOT) EBT Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly EBT Margin of 10.75% for Q1 2026, up 473.0% year-over-year from 1.88% in Q1 2025, and up 244.19% quarter-over-quarter from 7.46% in Q4 2025.
Analysis
Green Dot (GDOT) EBT Margin (2010 - 2026) Analysis & Trends
Green Dot (GDOT) has reported EBT Margin for 17 consecutive years, with 10.75% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin rose 473.0% year-over-year to 10.75%; the TTM figure through Mar 2026 stood at 3.14% (down 335.0% YoY), while the FY2025 annual figure was 4.89%, down 358.0% from the prior year.
- EBT Margin improved to 10.75% in Q1 2026 per GDOT's latest filing, from 7.46% in the prior quarter.
- Across five years, EBT Margin topped out at 12.95% in Q1 2022 and bottomed at 13.04% in Q2 2025.
- Historically, EBT Margin has averaged 0.4% across 5 years, with a median of 1.66% in 2024.
- Annual changes were most pronounced in 2023 — EBT Margin tumbled 995 bps — and 2024, when it jumped 968 bps.
- Green Dot's EBT Margin stood at 1.99% in 2022, then plunged by 499 bps to 7.95% in 2023, then surged by 122 bps to 1.73% in 2024, then sank by 532 bps to 7.46% in 2025, then jumped by 244 bps to 10.75% in 2026.
- Business Quant data shows GDOT's EBT Margin at 10.75% in Q1 2026, 7.46% in Q4 2025, and 7.57% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 58.74% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 59.14% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 24.09% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.09% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.50% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 24.62% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 16.76% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.49% |
| 10 | Green Dot | 760.18 Mn | -383.22 Mn | - | -0.40% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.40% |
| Mar 31, 2026 | 10.31% |
| Dec 31, 2025 | -6.18% |
| Sep 30, 2025 | -7.22% |
| Jun 30, 2025 | -12.48% |
| Mar 31, 2025 | 6.02% |
| Dec 31, 2024 | 1.73% |
| Sep 30, 2024 | -2.00% |
| Jun 30, 2024 | -7.24% |
| Mar 31, 2024 | 1.61% |
| Dec 31, 2023 | -7.14% |
| Sep 30, 2023 | -2.23% |
| Jun 30, 2023 | 0.64% |
| Mar 31, 2023 | 11.13% |
| Dec 31, 2022 | 1.99% |
| Sep 30, 2022 | 1.89% |
| Jun 30, 2022 | 5.48% |
| Mar 31, 2022 | 12.66% |
| Dec 31, 2021 | -3.69% |
| Sep 30, 2021 | 2.84% |