Green Dot (GDOT) Operating Margin (2010 - 2026)

Green Dot (GDOT) posted quarterly Operating Margin of 10.98% for Q1 2026, down 33.0% YoY from 16.38% in Q1 2025, and up 307.42% sequentially from 5.29% in Q4 2025.

Green Dot (GDOT) Operating Margin (2010 - 2026) Analysis & Trends

Green Dot has disclosed Operating Margin across 17 years of filings, most recently posting 10.98% for Q1 2026.

  • In Q1 2026, Operating Margin fell 33.0% year-over-year to 10.98%; the TTM figure through Mar 2026 stood at 1.03% (down 175.0% YoY), while the FY2025 annual figure was 0.66%, up 76.0% from the prior year.
  • Operating Margin grew to 10.98% in Q1 2026, from 5.29% in the prior quarter.
  • Over the last five years, Operating Margin for GDOT reached as high as 13.17% in Q1 2022 and fell as low as 7.18% in Q4 2023.
  • The 5-year median for Operating Margin is 2.4% (2024), against an average of 2.47%.
  • The widest YoY moves for Operating Margin: up 1084 bps in 2024, down 984 bps in 2024.
  • A 5-year view of Operating Margin shows it stood at 2.36% in 2022, then slumped by 404 bps to 7.18% in 2023, then surged by 151 bps to 3.66% in 2024, then sank by 245 bps to 5.29% in 2025, then soared by 307 bps to 10.98% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods registered 10.98%, 5.29%, and 6.95% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 26.44%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.39%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 35.49%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Green Dot 751.97 Mn -894.41 Mn 569.69 Mn 10.98%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.98%
Dec 31, 2025 -5.29%
Sep 30, 2025 -6.95%
Jun 30, 2025 2.66%
Mar 31, 2025 11.31%
Dec 31, 2024 3.66%
Sep 30, 2024 -0.72%
Jun 30, 2024 -5.81%
Mar 31, 2024 2.40%
Dec 31, 2023 -7.18%
Sep 30, 2023 -1.98%
Jun 30, 2023 1.31%
Mar 31, 2023 12.25%
Dec 31, 2022 2.36%
Sep 30, 2022 3.24%
Jun 30, 2022 6.60%
Mar 31, 2022 13.17%
Dec 31, 2021 -2.51%
Sep 30, 2021 2.60%
Jun 30, 2021 8.69%