Green Dot (GDOT) EBITDA Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly EBITDA Margin of 10.98% for Q1 2026, down 33.0% YoY from 16.38% in Q1 2025, and up 307.42% sequentially from 5.29% in Q4 2025.
Green Dot (GDOT) EBITDA Margin (2010 - 2026) Analysis & Trends
Green Dot has disclosed EBITDA Margin across 17 years of filings, most recently posting 10.98% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 33.0% year-over-year to 10.98%; the TTM figure through Mar 2026 stood at 1.03% (down 175.0% YoY), while the FY2025 annual figure was 0.66%, up 76.0% from the prior year.
- EBITDA Margin grew to 10.98% in Q1 2026, from 5.29% in the prior quarter.
- Over the last five years, EBITDA Margin for GDOT reached as high as 13.17% in Q1 2022 and fell as low as 7.18% in Q4 2023.
- The 5-year median for EBITDA Margin is 2.4% (2024), against an average of 2.47%.
- The widest YoY moves for EBITDA Margin: up 1084 bps in 2024, down 984 bps in 2024.
- A 5-year view of EBITDA Margin shows it stood at 2.36% in 2022, then slumped by 404 bps to 7.18% in 2023, then surged by 151 bps to 3.66% in 2024, then sank by 245 bps to 5.29% in 2025, then soared by 307 bps to 10.98% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 10.98%, 5.29%, and 6.95% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Green Dot | 751.97 Mn | -894.41 Mn | 569.69 Mn | 10.98% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.98% |
| Dec 31, 2025 | -5.29% |
| Sep 30, 2025 | -6.95% |
| Jun 30, 2025 | 2.66% |
| Mar 31, 2025 | 11.31% |
| Dec 31, 2024 | 3.66% |
| Sep 30, 2024 | -0.72% |
| Jun 30, 2024 | -5.81% |
| Mar 31, 2024 | 2.40% |
| Dec 31, 2023 | -7.18% |
| Sep 30, 2023 | -1.98% |
| Jun 30, 2023 | 1.31% |
| Mar 31, 2023 | 12.25% |
| Dec 31, 2022 | 2.36% |
| Sep 30, 2022 | 3.24% |
| Jun 30, 2022 | 6.60% |
| Mar 31, 2022 | 13.17% |
| Dec 31, 2021 | -2.51% |
| Sep 30, 2021 | 2.60% |
| Jun 30, 2021 | 8.69% |