Green Dot (GDOT) FCF Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly FCF Margin of 12.09% for Q1 2026, down 389.0% year-over-year from 4.18% in Q1 2025, and up 168.56% quarter-over-quarter from 17.63% in Q4 2025.
Analysis
Green Dot (GDOT) FCF Margin (2010 - 2026) Analysis & Trends
Green Dot (GDOT) has reported FCF Margin for 17 consecutive years, with 12.09% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 389.0% year-over-year to 12.09%; the TTM figure through Mar 2026 stood at 2.62% (up 141.0% YoY), while the FY2025 annual figure was 3.32%, up 290.0% from the prior year.
- FCF Margin rose to 12.09% in Q1 2026 per GDOT's latest filing, from 17.63% in the prior quarter.
- Across five years, FCF Margin topped out at 24.67% in Q1 2022 and bottomed at 17.63% in Q4 2025.
- Historically, FCF Margin has averaged 4.53% across 5 years, with a median of 3.69% in 2024.
- Annual changes were most pronounced in 2023 — FCF Margin slumped 1740 bps — and 2025, when it soared 1014 bps.
- Green Dot's FCF Margin stood at 0.55% in 2022, then tumbled by 3162 bps to 16.85% in 2023, then soared by 41 bps to 9.92% in 2024, then sank by 78 bps to 17.63% in 2025, then surged by 169 bps to 12.09% in 2026.
- Business Quant data shows GDOT's FCF Margin at 12.09% in Q1 2026, 17.63% in Q4 2025, and 0.75% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Green Dot | 760.18 Mn | -383.22 Mn | - | 13.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.39% |
| Mar 31, 2026 | 11.59% |
| Dec 31, 2025 | -14.60% |
| Sep 30, 2025 | 0.72% |
| Jun 30, 2025 | 9.82% |
| Mar 31, 2025 | 15.98% |
| Dec 31, 2024 | -9.92% |
| Sep 30, 2024 | -9.02% |
| Jun 30, 2024 | 3.56% |
| Mar 31, 2024 | 16.52% |
| Dec 31, 2023 | -15.13% |
| Sep 30, 2023 | -3.60% |
| Jun 30, 2023 | 2.36% |
| Mar 31, 2023 | 19.45% |
| Dec 31, 2022 | 0.55% |
| Sep 30, 2022 | 11.80% |
| Jun 30, 2022 | 14.96% |
| Mar 31, 2022 | 24.12% |
| Dec 31, 2021 | 0.61% |
| Sep 30, 2021 | 3.52% |