Green Dot (GDOT) Gross Margin (2010 - 2026)

Green Dot (GDOT) reported Gross Margin of 90.57% for Q1 2026, up 168.0% year-over-year from 33.79% in Q1 2025, and little changed quarter-over-quarter from 90.47% in Q4 2025.

Green Dot (GDOT) Gross Margin (2010 - 2026) Analysis & Trends

Green Dot (GDOT) has 17 years of Gross Margin data on file, last reported at 90.57% in Q1 2026.

  • Gross Margin for Q1 2026 came in at 90.57%, up 168.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 90.25% (up 253.0% YoY), and the FY2025 annual result was 90.01%, up 308.0% from the prior year.
  • Gross Margin held at 90.57% in Q1 2026 per GDOT's latest filing, from 90.47% in the prior quarter.
  • Over five years, Gross Margin peaked at 90.57% in Q1 2026 and troughed at 78.67% in Q2 2022.
  • A 5-year average of 85.2% and a median of 86.12% in 2023 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2022 and 2024: Gross Margin soared 931 bps in 2022, then surged 133 bps in 2024.
  • A 5-year view of Gross Margin shows it stood at 79.56% in 2022, then gained by 8 bps to 86.12% in 2023, then climbed by 2 bps to 87.45% in 2024, then advanced by 3 bps to 90.47% in 2025, then climbed by 0 bps to 90.57% in 2026.
  • Business Quant data shows GDOT's Gross Margin at 90.57% in Q1 2026, 90.47% in Q4 2025, and 89.78% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 Green Dot 705.71 Mn -940.68 Mn 569.69 Mn 90.57%

Historic Data

Download Data
DateValue
Mar 31, 2026 90.57%
Dec 31, 2025 90.47%
Sep 30, 2025 89.78%
Jun 30, 2025 90.05%
Mar 31, 2025 88.89%
Dec 31, 2024 87.45%
Sep 30, 2024 87.16%
Jun 30, 2024 86.99%
Mar 31, 2024 85.80%
Dec 31, 2023 86.12%
Sep 30, 2023 83.61%
Jun 30, 2023 82.83%
Mar 31, 2023 81.94%
Dec 31, 2022 79.56%
Sep 30, 2022 79.84%
Jun 30, 2022 78.67%
Mar 31, 2022 78.68%
Dec 31, 2021 74.50%
Sep 30, 2021 75.26%
Jun 30, 2021 73.62%