Green Dot (GDOT) Gross Margin (2010 - 2026)

Green Dot (GDOT) posted quarterly Gross Margin of 90.57% for Q1 2026, up 168.0% YoY from 33.79% in Q1 2025, and little changed sequentially from 90.47% in Q4 2025.

Green Dot (GDOT) Gross Margin (2010 - 2026) Analysis & Trends

Green Dot has disclosed Gross Margin across 17 years of filings, most recently posting 90.57% for Q1 2026.

  • In Q1 2026, Gross Margin rose 168.0% year-over-year to 90.57%; the TTM figure through Mar 2026 stood at 90.25% (up 253.0% YoY), while the FY2025 annual figure was 90.01%, up 308.0% from the prior year.
  • Gross Margin was little changed at 90.57% in Q1 2026, from 90.47% in the prior quarter.
  • Over the last five years, Gross Margin for GDOT reached as high as 90.57% in Q1 2026 and fell as low as 78.67% in Q2 2022.
  • The 5-year median for Gross Margin is 86.12% (2023), against an average of 85.2%.
  • Annual changes were most pronounced in 2022 — Gross Margin soared 931 bps — and 2024, when it surged 133 bps.
  • A 5-year view of Gross Margin shows it stood at 79.56% in 2022, then gained by 8 bps to 86.12% in 2023, then climbed by 2 bps to 87.45% in 2024, then advanced by 3 bps to 90.47% in 2025, then climbed by 0 bps to 90.57% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 90.57%, 90.47%, and 89.78% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.17%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 93.80%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 78.22%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 84.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 94.24%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 97.03%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.98%
10 Green Dot 751.97 Mn -894.41 Mn 569.69 Mn 90.57%

Historic Data

Download Data
DateValue
Mar 31, 2026 90.57%
Dec 31, 2025 90.47%
Sep 30, 2025 89.78%
Jun 30, 2025 90.05%
Mar 31, 2025 88.89%
Dec 31, 2024 87.45%
Sep 30, 2024 87.16%
Jun 30, 2024 86.99%
Mar 31, 2024 85.80%
Dec 31, 2023 86.12%
Sep 30, 2023 83.61%
Jun 30, 2023 82.83%
Mar 31, 2023 81.94%
Dec 31, 2022 79.56%
Sep 30, 2022 79.84%
Jun 30, 2022 78.67%
Mar 31, 2022 78.68%
Dec 31, 2021 74.50%
Sep 30, 2021 75.26%
Jun 30, 2021 73.62%