Green Dot (GDOT) Gross Margin (2010 - 2026)
Green Dot (GDOT) reported Gross Margin of 90.57% for Q1 2026, up 168.0% year-over-year from 33.79% in Q1 2025, and little changed quarter-over-quarter from 90.47% in Q4 2025.
Green Dot (GDOT) Gross Margin (2010 - 2026) Analysis & Trends
Green Dot (GDOT) has 17 years of Gross Margin data on file, last reported at 90.57% in Q1 2026.
- Gross Margin for Q1 2026 came in at 90.57%, up 168.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 90.25% (up 253.0% YoY), and the FY2025 annual result was 90.01%, up 308.0% from the prior year.
- Gross Margin held at 90.57% in Q1 2026 per GDOT's latest filing, from 90.47% in the prior quarter.
- Over five years, Gross Margin peaked at 90.57% in Q1 2026 and troughed at 78.67% in Q2 2022.
- A 5-year average of 85.2% and a median of 86.12% in 2023 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2022 and 2024: Gross Margin soared 931 bps in 2022, then surged 133 bps in 2024.
- A 5-year view of Gross Margin shows it stood at 79.56% in 2022, then gained by 8 bps to 86.12% in 2023, then climbed by 2 bps to 87.45% in 2024, then advanced by 3 bps to 90.47% in 2025, then climbed by 0 bps to 90.57% in 2026.
- Business Quant data shows GDOT's Gross Margin at 90.57% in Q1 2026, 90.47% in Q4 2025, and 89.78% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | Green Dot | 705.71 Mn | -940.68 Mn | 569.69 Mn | 90.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 90.57% |
| Dec 31, 2025 | 90.47% |
| Sep 30, 2025 | 89.78% |
| Jun 30, 2025 | 90.05% |
| Mar 31, 2025 | 88.89% |
| Dec 31, 2024 | 87.45% |
| Sep 30, 2024 | 87.16% |
| Jun 30, 2024 | 86.99% |
| Mar 31, 2024 | 85.80% |
| Dec 31, 2023 | 86.12% |
| Sep 30, 2023 | 83.61% |
| Jun 30, 2023 | 82.83% |
| Mar 31, 2023 | 81.94% |
| Dec 31, 2022 | 79.56% |
| Sep 30, 2022 | 79.84% |
| Jun 30, 2022 | 78.67% |
| Mar 31, 2022 | 78.68% |
| Dec 31, 2021 | 74.50% |
| Sep 30, 2021 | 75.26% |
| Jun 30, 2021 | 73.62% |