Green Dot (GDOT) Gross Margin (2010 - 2026)
Green Dot (GDOT) posted quarterly Gross Margin of 90.57% for Q1 2026, up 168.0% YoY from 33.79% in Q1 2025, and little changed sequentially from 90.47% in Q4 2025.
Green Dot (GDOT) Gross Margin (2010 - 2026) Analysis & Trends
Green Dot has disclosed Gross Margin across 17 years of filings, most recently posting 90.57% for Q1 2026.
- In Q1 2026, Gross Margin rose 168.0% year-over-year to 90.57%; the TTM figure through Mar 2026 stood at 90.25% (up 253.0% YoY), while the FY2025 annual figure was 90.01%, up 308.0% from the prior year.
- Gross Margin was little changed at 90.57% in Q1 2026, from 90.47% in the prior quarter.
- Over the last five years, Gross Margin for GDOT reached as high as 90.57% in Q1 2026 and fell as low as 78.67% in Q2 2022.
- The 5-year median for Gross Margin is 86.12% (2023), against an average of 85.2%.
- Annual changes were most pronounced in 2022 — Gross Margin soared 931 bps — and 2024, when it surged 133 bps.
- A 5-year view of Gross Margin shows it stood at 79.56% in 2022, then gained by 8 bps to 86.12% in 2023, then climbed by 2 bps to 87.45% in 2024, then advanced by 3 bps to 90.47% in 2025, then climbed by 0 bps to 90.57% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 90.57%, 90.47%, and 89.78% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Green Dot | 751.97 Mn | -894.41 Mn | 569.69 Mn | 90.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 90.57% |
| Dec 31, 2025 | 90.47% |
| Sep 30, 2025 | 89.78% |
| Jun 30, 2025 | 90.05% |
| Mar 31, 2025 | 88.89% |
| Dec 31, 2024 | 87.45% |
| Sep 30, 2024 | 87.16% |
| Jun 30, 2024 | 86.99% |
| Mar 31, 2024 | 85.80% |
| Dec 31, 2023 | 86.12% |
| Sep 30, 2023 | 83.61% |
| Jun 30, 2023 | 82.83% |
| Mar 31, 2023 | 81.94% |
| Dec 31, 2022 | 79.56% |
| Sep 30, 2022 | 79.84% |
| Jun 30, 2022 | 78.67% |
| Mar 31, 2022 | 78.68% |
| Dec 31, 2021 | 74.50% |
| Sep 30, 2021 | 75.26% |
| Jun 30, 2021 | 73.62% |