German American Bancorp (GABC) Net Margin (2010 - 2026)
German American Bancorp's (GABC) quarterly Net Margin came in at 313.22% in Q2 2026, up 3542.0% on a YoY basis from 8.6% in Q2 2025, and up 6.14% quarter-over-quarter from 295.1% in Q1 2026.
Analysis
German American Bancorp (GABC) Net Margin (2010 - 2026) Analysis & Trends
German American Bancorp (GABC) has reported Net Margin for 17 consecutive years, with 313.22% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin rose 3542.0% year-over-year to 313.22%; the trailing twelve-month figure through Jun 2026 stood at 295.66% (up 8389.0% YoY), and the FY2025 full-year result was 244.89%, up 3950.0% from the prior year.
- Net Margin improved to 313.22% in Q2 2026 per GABC's latest filing, from 295.1% in the prior quarter.
- Across five years, Net Margin topped out at 501.43% in Q2 2023 and bottomed at 749.39% in Q4 2022.
- Historically, Net Margin has averaged 204.18% across 5 years, with a median of 229.04% in 2024.
- The sharpest annual moves came in 2022 and 2023: Net Margin plunged 92320 bps in 2022, then surged 84087 bps in 2023.
- Over 5 years, Net Margin stood at 749.39% in 2022, then jumped by 112 bps to 91.48% in 2023, then soared by 159 bps to 236.92% in 2024, then grew by 29 bps to 305.45% in 2025, then climbed by 3 bps to 313.22% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 313.22%, 295.1%, and 305.45% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 23.30% |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 24.27% |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 24.18% |
| 10 | German American Bancorp | 1.87 Bn | 1.77 Bn | - | 313.22% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 313.22% |
| Mar 31, 2026 | 295.10% |
| Dec 31, 2025 | 305.45% |
| Sep 30, 2025 | 270.80% |
| Jun 30, 2025 | 277.80% |
| Mar 31, 2025 | 104.43% |
| Dec 31, 2024 | 236.92% |
| Sep 30, 2024 | 221.16% |
| Jun 30, 2024 | 162.10% |
| Mar 31, 2024 | 215.50% |
| Dec 31, 2023 | 91.48% |
| Sep 30, 2023 | 479.89% |
| Jun 30, 2023 | 501.43% |
| Mar 31, 2023 | 495.52% |
| Dec 31, 2022 | -749.39% |
| Sep 30, 2022 | 200.03% |
| Jun 30, 2022 | 186.19% |
| Mar 31, 2022 | 67.53% |
| Dec 31, 2021 | 173.81% |
| Sep 30, 2021 | 198.71% |