German American Bancorp (GABC) Net Margin (2010 - 2026)
German American Bancorp's Net Margin was 313.22% in Q2 2026, up 35.42 percentage points from 277.80% a year earlier and up 18.11 percentage points from the prior quarter.
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Analysis
German American Bancorp (GABC) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, German American Bancorp's Net Margin was 295.66% through Jun 30, 2026, up 83.89 percentage points year-over-year; for FY2025, it was 244.89%, up 39.50 percentage points from FY2024.
- Net Margin shows a five-year change of +77.44 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 205.39% in FY2024 (-29.34 pp), 234.72% in FY2023 (+2.39 pp), 232.33% in FY2022 (+38.04 pp) and 194.29% in FY2021 (+26.84 pp).
- The Q2 2026 figure marks the highest quarterly Net Margin in data going back to Q2 2010.
- Compared with a year earlier, Net Margin has increased for five straight quarters, with an average year-over-year change of +57.48 percentage points over the last seven quarters.
- The best year-over-year quarter for Net Margin over five years was Q1 2026 (a gain of 190.68 percentage points); the worst was Q1 2022 (a drop of 113.20 percentage points).
- Per Business Quant data, GABC's Net Margin in the three quarters before Q2 2026 was 295.10% (Q1 2026), 305.45% (Q4 2025) and 270.80% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | German American Bancorp | 1.82 Bn | 1.82 Bn | - | 313.22% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 313.22% |
| Mar 31, 2026 | 295.10% |
| Dec 31, 2025 | 305.45% |
| Sep 30, 2025 | 270.80% |
| Jun 30, 2025 | 277.80% |
| Mar 31, 2025 | 104.43% |
| Dec 31, 2024 | 236.92% |
| Sep 30, 2024 | 221.16% |
| Jun 30, 2024 | 162.10% |
| Mar 31, 2024 | 215.50% |
| Sep 30, 2023 | 167.66% |
| Jun 30, 2023 | 174.79% |
| Mar 31, 2023 | 159.29% |
| Sep 30, 2022 | 200.03% |
| Jun 30, 2022 | 186.19% |
| Mar 31, 2022 | 67.53% |
| Dec 31, 2021 | 173.81% |
| Sep 30, 2021 | 198.71% |
| Jun 30, 2021 | 225.10% |
| Mar 31, 2021 | 180.73% |
API Access
German American Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=GABC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "GABC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=GABC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();