German American Bancorp (GABC) Debt to Equity (2016 - 2026)

German American Bancorp (GABC) reported Debt to Equity of $0.14 for Q1 2026, down 30.4% on a YoY basis from $0.21 in Q1 2025, and down 8.33% quarter-over-quarter from $0.16 in Q4 2025.

German American Bancorp (GABC) Debt to Equity (2016 - 2026) Analysis & Trends

German American Bancorp has reported Debt to Equity for 11 years, with the latest figure at $0.14 in Q1 2026.

  • For the quarter ending Q1 2026, Debt to Equity fell 30.4% year-over-year to $0.14; the trailing twelve-month figure through Mar 2026 stood at $0.14 (down 30.4% YoY), and the FY2025 full-year result was $0.16, down 46.52% from the prior year.
  • Debt to Equity for Q1 2026 stood at $0.14, down from $0.16 in the prior quarter.
  • The five-year high for Debt to Equity was $0.53 in Q3 2023, with the low at $0.14 in Q1 2026.
  • Historically, Debt to Equity has averaged $0.27 across 5 years, with a median of $0.27 in 2024.
  • Annual changes were most pronounced in 2023 — Debt to Equity jumped 80.1% — and 2024, when it sank 48.42%.
  • German American Bancorp's Debt to Equity stood at $0.36 in 2022, then decreased by 19.92% to $0.29 in 2023, then grew by 0.55% to $0.29 in 2024, then plunged by 46.52% to $0.16 in 2025, then dropped by 8.33% to $0.14 in 2026.
  • The last three Debt to Equity figures came in at $0.14 (Q1 2026), $0.16 (Q4 2025), and $0.19 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 3.41
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.66
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.13
7 NatWest 168.65 Bn -51.67 Bn - 1.61
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.19
9 Mizuho Financial 112.02 Bn 112.56 Bn - 3.81
10 German American Bancorp 1.72 Bn 1.60 Bn - 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.14
Dec 31, 2025 0.16
Sep 30, 2025 0.19
Jun 30, 2025 0.19
Mar 31, 2025 0.21
Dec 31, 2024 0.29
Sep 30, 2024 0.27
Jun 30, 2024 0.24
Mar 31, 2024 0.29
Dec 31, 2023 0.29
Sep 30, 2023 0.53
Jun 30, 2023 0.38
Mar 31, 2023 0.32
Dec 31, 2022 0.36
Sep 30, 2022 0.30
Jun 30, 2022 0.25
Mar 31, 2022 0.24
Dec 31, 2021 0.23
Sep 30, 2021 0.29
Jun 30, 2021 0.32