German American Bancorp (GABC) FCF Payout Ratio (2012 - 2026)

German American Bancorp (GABC) reported FCF Payout Ratio of 0.32 for Q1 2026, up 9.19% on a YoY basis from 0.29 in Q1 2025, and up 21.99% quarter-over-quarter from 0.26 in Q4 2025.

German American Bancorp (GABC) FCF Payout Ratio (2012 - 2026) Analysis & Trends

German American Bancorp has reported FCF Payout Ratio for 15 years, with the latest figure at 0.32 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 9.19% year-over-year to 0.32; the trailing twelve-month figure through Mar 2026 stood at 0.29 (down 13.25% YoY), and the FY2025 full-year result was 0.28, down 19.94% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.32, up from 0.26 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 2.33 in Q2 2022, with the low at 0.16 in Q1 2022.
  • Historically, FCF Payout Ratio has averaged 0.42 across 5 years, with a median of 0.29 in 2025.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio jumped 645.07% — and 2023, when it tumbled 83.56%.
  • German American Bancorp's FCF Payout Ratio stood at 0.26 in 2022, then retreated by 3.53% to 0.25 in 2023, then increased by 13.18% to 0.28 in 2024, then decreased by 7.08% to 0.26 in 2025, then rose by 21.99% to 0.32 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.32 (Q1 2026), 0.26 (Q4 2025), and 0.22 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 German American Bancorp 1.72 Bn 1.60 Bn - 0.32

Historic Data

Download Data
DateValue
Mar 31, 2026 0.32
Dec 31, 2025 0.26
Sep 30, 2025 0.22
Jun 30, 2025 0.41
Mar 31, 2025 0.29
Dec 31, 2024 0.28
Sep 30, 2024 0.35
Jun 30, 2024 0.47
Mar 31, 2024 0.35
Dec 31, 2023 0.25
Sep 30, 2023 0.31
Jun 30, 2023 0.38
Mar 31, 2023 0.25
Dec 31, 2022 0.26
Sep 30, 2022 0.22
Jun 30, 2022 2.33
Mar 31, 2022 0.16
Dec 31, 2021 0.22
Sep 30, 2021 0.20
Jun 30, 2021 0.31