German American Bancorp (GABC) FCF Payout Ratio (2012 - 2026)
German American Bancorp (GABC) posted FCF Payout Ratio of 0.32 for Q1 2026, up 21.99% on a QoQ basis from 0.26 in Q4 2025, and up 9.19% year-over-year from 0.29 in Q1 2025.
German American Bancorp (GABC) FCF Payout Ratio (2012 - 2026) Analysis & Trends
German American Bancorp's FCF Payout Ratio history runs 15 years deep, the most recent figure standing at 0.32 for Q1 2026.
- Quarterly FCF Payout Ratio rose 9.19% year-over-year to 0.32 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.29 (down 13.25% YoY) and the FY2025 annual result came in at 0.28, down 19.94% from the prior year.
- FCF Payout Ratio was 0.32 for Q1 2026 at German American Bancorp, up from 0.26 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 2.33 in Q2 2022 and bottomed at 0.16 in Q1 2022.
- A 5-year average of 0.42 and a median of 0.29 in 2025 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio jumped 645.07% — and 2023, when it slumped 83.56%.
- German American Bancorp's FCF Payout Ratio stood at 0.26 in 2022, then slipped by 3.53% to 0.25 in 2023, then gained by 13.18% to 0.28 in 2024, then dropped by 7.08% to 0.26 in 2025, then advanced by 21.99% to 0.32 in 2026.
- Business Quant data shows GABC's FCF Payout Ratio at 0.32 in Q1 2026, 0.26 in Q4 2025, and 0.22 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | German American Bancorp | 1.79 Bn | 1.67 Bn | - | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.32 |
| Dec 31, 2025 | 0.26 |
| Sep 30, 2025 | 0.22 |
| Jun 30, 2025 | 0.41 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 0.28 |
| Sep 30, 2024 | 0.35 |
| Jun 30, 2024 | 0.47 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.25 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.26 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | 2.33 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.20 |
| Jun 30, 2021 | 0.31 |