German American Bancorp (GABC) FCF Payout Ratio (2012 - 2026)

German American Bancorp (GABC) posted FCF Payout Ratio of 0.32 for Q1 2026, up 21.99% on a QoQ basis from 0.26 in Q4 2025, and up 9.19% year-over-year from 0.29 in Q1 2025.

German American Bancorp (GABC) FCF Payout Ratio (2012 - 2026) Analysis & Trends

German American Bancorp's FCF Payout Ratio history runs 15 years deep, the most recent figure standing at 0.32 for Q1 2026.

  • Quarterly FCF Payout Ratio rose 9.19% year-over-year to 0.32 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.29 (down 13.25% YoY) and the FY2025 annual result came in at 0.28, down 19.94% from the prior year.
  • FCF Payout Ratio was 0.32 for Q1 2026 at German American Bancorp, up from 0.26 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 2.33 in Q2 2022 and bottomed at 0.16 in Q1 2022.
  • A 5-year average of 0.42 and a median of 0.29 in 2025 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio jumped 645.07% — and 2023, when it slumped 83.56%.
  • German American Bancorp's FCF Payout Ratio stood at 0.26 in 2022, then slipped by 3.53% to 0.25 in 2023, then gained by 13.18% to 0.28 in 2024, then dropped by 7.08% to 0.26 in 2025, then advanced by 21.99% to 0.32 in 2026.
  • Business Quant data shows GABC's FCF Payout Ratio at 0.32 in Q1 2026, 0.26 in Q4 2025, and 0.22 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 German American Bancorp 1.79 Bn 1.67 Bn - 0.32

Historic Data

Download Data
DateValue
Mar 31, 2026 0.32
Dec 31, 2025 0.26
Sep 30, 2025 0.22
Jun 30, 2025 0.41
Mar 31, 2025 0.29
Dec 31, 2024 0.28
Sep 30, 2024 0.35
Jun 30, 2024 0.47
Mar 31, 2024 0.35
Dec 31, 2023 0.25
Sep 30, 2023 0.31
Jun 30, 2023 0.38
Mar 31, 2023 0.25
Dec 31, 2022 0.26
Sep 30, 2022 0.22
Jun 30, 2022 2.33
Mar 31, 2022 0.16
Dec 31, 2021 0.22
Sep 30, 2021 0.20
Jun 30, 2021 0.31