German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026)

German American Bancorp (GABC) reported Interest Coverage Ratio of 2.55 for Q1 2026, up 76.11% on a YoY basis from 1.45 in Q1 2025, and up 5.1% quarter-over-quarter from 2.43 in Q4 2025.

German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

German American Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.55 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 76.11% year-over-year to 2.55; the trailing twelve-month figure through Mar 2026 stood at 2.37 (up 25.79% YoY), and the FY2025 full-year result was 2.11, up 3.72% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 2.55, up from 2.43 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 11.78 in Q2 2022, with the low at 1.45 in Q1 2025.
  • Historically, Interest Coverage Ratio has averaged 3.44 across 5 years, with a median of 2.43 in 2025.
  • Annual changes were most pronounced in 2023 — Interest Coverage Ratio sank 76.56% — and 2026, when it jumped 76.11%.
  • German American Bancorp's Interest Coverage Ratio stood at 4.53 in 2022, then slumped by 51.66% to 2.19 in 2023, then declined by 3.02% to 2.12 in 2024, then gained by 14.37% to 2.43 in 2025, then gained by 5.1% to 2.55 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.55 (Q1 2026), 2.43 (Q4 2025), and 2.35 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 German American Bancorp 1.72 Bn 1.60 Bn - 2.55

Historic Data

Download Data
DateValue
Mar 31, 2026 2.55
Dec 31, 2025 2.43
Sep 30, 2025 2.35
Jun 30, 2025 2.18
Mar 31, 2025 1.45
Dec 31, 2024 2.12
Sep 30, 2024 1.98
Jun 30, 2024 2.04
Mar 31, 2024 2.00
Dec 31, 2023 2.19
Sep 30, 2023 2.44
Jun 30, 2023 2.76
Mar 31, 2023 3.20
Dec 31, 2022 4.53
Sep 30, 2022 7.37
Jun 30, 2022 11.78
Mar 31, 2022 5.11
Dec 31, 2021 10.95
Sep 30, 2021 12.54
Jun 30, 2021 13.32