German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026)
German American Bancorp (GABC) posted Interest Coverage Ratio of 1.19 for Q1 2026, up 142.27% on a QoQ basis from 0.49 in Q4 2025, and up 12.92% year-over-year from 1.05 in Q1 2025.
German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
German American Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.19 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 12.92% year-over-year to 1.19 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.6 (up 8.26% YoY) and the FY2025 annual result came in at 1.65, up 20.34% from the prior year.
- Interest Coverage Ratio was 1.19 for Q1 2026 at German American Bancorp, up from 0.49 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.78 in Q2 2022 and bottomed at 4.07 in Q4 2022.
- A 5-year average of 2.22 and a median of 1.15 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 137.21% — and 2024, when it soared 501.34%.
- German American Bancorp's Interest Coverage Ratio stood at 4.07 in 2022, then surged by 108.7% to 0.35 in 2023, then surged by 501.34% to 2.13 in 2024, then slumped by 77.05% to 0.49 in 2025, then jumped by 142.27% to 1.19 in 2026.
- Business Quant data shows GABC's Interest Coverage Ratio at 1.19 in Q1 2026, 0.49 in Q4 2025, and 1.19 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | German American Bancorp | 1.82 Bn | 1.70 Bn | - | 1.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.19 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 1.19 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 1.05 |
| Dec 31, 2024 | 2.13 |
| Sep 30, 2024 | 1.11 |
| Jun 30, 2024 | 1.10 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 0.35 |
| Sep 30, 2023 | 2.44 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 3.20 |
| Dec 31, 2022 | -4.07 |
| Sep 30, 2022 | 7.37 |
| Jun 30, 2022 | 11.78 |
| Mar 31, 2022 | 5.11 |
| Dec 31, 2021 | 10.95 |
| Sep 30, 2021 | 12.54 |
| Jun 30, 2021 | 13.32 |