German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026)
German American Bancorp posted quarterly Interest Coverage Ratio of 2.55 for Q1 2026, up 76.11% year-on-year from 1.45 in Q1 2025, and up 5.1% on a QoQ basis from 2.43 in Q4 2025.
German American Bancorp (GABC) has 17 years of Interest Coverage Ratio data on file, last reported at 2.55 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 76.11% year-over-year to 2.55; the trailing twelve-month figure through Mar 2026 stood at 2.37 (up 25.79% YoY), and the FY2025 full-year result was 2.11, up 3.72% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.55, up from 2.43 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.78 in Q2 2022 and bottomed at 1.45 in Q1 2025.
- The 5-year median for Interest Coverage Ratio is 2.43 (2025), against an average of 3.44.
- The widest annual swing landed in 2023, when Interest Coverage Ratio tumbled 76.56%; it then jumped 76.11% in 2026.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.53 in 2022, then sank by 51.66% to 2.19 in 2023, then fell by 3.02% to 2.12 in 2024, then advanced by 14.37% to 2.43 in 2025, then advanced by 5.1% to 2.55 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.55 (Q1 2026), 2.43 (Q4 2025), and 2.35 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | German American Bancorp | 1.62 Bn | 1.50 Bn | - | 2.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.55 |
| Dec 31, 2025 | 2.43 |
| Sep 30, 2025 | 2.35 |
| Jun 30, 2025 | 2.18 |
| Mar 31, 2025 | 1.45 |
| Dec 31, 2024 | 2.12 |
| Sep 30, 2024 | 1.98 |
| Jun 30, 2024 | 2.04 |
| Mar 31, 2024 | 2.00 |
| Dec 31, 2023 | 2.19 |
| Sep 30, 2023 | 2.44 |
| Jun 30, 2023 | 2.76 |
| Mar 31, 2023 | 3.20 |
| Dec 31, 2022 | 4.53 |
| Sep 30, 2022 | 7.37 |
| Jun 30, 2022 | 11.78 |
| Mar 31, 2022 | 5.11 |
| Dec 31, 2021 | 10.95 |
| Sep 30, 2021 | 12.54 |
| Jun 30, 2021 | 13.32 |
| Mar 31, 2021 | 10.34 |
| Dec 31, 2020 | 9.50 |
| Sep 30, 2020 | 5.76 |
| Jun 30, 2020 | 4.32 |
| Mar 31, 2020 | 3.03 |
| Dec 31, 2019 | 3.43 |
| Sep 30, 2019 | 2.90 |
| Jun 30, 2019 | 3.47 |
| Mar 31, 2019 | 3.34 |
| Dec 31, 2018 | 2.95 |
| Sep 30, 2018 | 4.13 |
| Jun 30, 2018 | 4.30 |
| Mar 31, 2018 | 5.04 |
| Dec 31, 2017 | 4.93 |
| Sep 30, 2017 | 5.29 |
| Jun 30, 2017 | 6.13 |
| Mar 31, 2017 | 6.80 |
| Dec 31, 2016 | 7.28 |
| Sep 30, 2016 | 7.57 |
| Jun 30, 2016 | 7.44 |
| Mar 31, 2016 | 4.65 |
| Dec 31, 2015 | 7.72 |
| Sep 30, 2015 | 7.51 |
| Jun 30, 2015 | 7.97 |
| Mar 31, 2015 | 8.31 |
| Dec 31, 2014 | 8.16 |
| Sep 30, 2014 | 8.16 |
| Jun 30, 2014 | 7.31 |
| Mar 31, 2014 | 7.09 |
| Dec 31, 2013 | 6.68 |
| Sep 30, 2013 | 6.83 |
| Jun 30, 2013 | 6.59 |
| Mar 31, 2013 | 4.88 |
| Dec 31, 2012 | 4.76 |
| Sep 30, 2012 | 4.59 |
| Jun 30, 2012 | 3.97 |
| Mar 31, 2012 | 3.61 |
| Dec 31, 2011 | 3.08 |
| Sep 30, 2011 | 2.91 |
| Jun 30, 2011 | 2.66 |
| Mar 31, 2011 | 2.35 |
| Dec 31, 2010 | 2.27 |
| Sep 30, 2010 | 2.31 |
| Jun 30, 2010 | 2.19 |