German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026)
German American Bancorp (GABC) reported Interest Coverage Ratio of 2.55 for Q1 2026, up 76.11% on a YoY basis from 1.45 in Q1 2025, and up 5.1% quarter-over-quarter from 2.43 in Q4 2025.
German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
German American Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.55 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 76.11% year-over-year to 2.55; the trailing twelve-month figure through Mar 2026 stood at 2.37 (up 25.79% YoY), and the FY2025 full-year result was 2.11, up 3.72% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.55, up from 2.43 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 11.78 in Q2 2022, with the low at 1.45 in Q1 2025.
- Historically, Interest Coverage Ratio has averaged 3.44 across 5 years, with a median of 2.43 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio sank 76.56% — and 2026, when it jumped 76.11%.
- German American Bancorp's Interest Coverage Ratio stood at 4.53 in 2022, then slumped by 51.66% to 2.19 in 2023, then declined by 3.02% to 2.12 in 2024, then gained by 14.37% to 2.43 in 2025, then gained by 5.1% to 2.55 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.55 (Q1 2026), 2.43 (Q4 2025), and 2.35 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | German American Bancorp | 1.72 Bn | 1.60 Bn | - | 2.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.55 |
| Dec 31, 2025 | 2.43 |
| Sep 30, 2025 | 2.35 |
| Jun 30, 2025 | 2.18 |
| Mar 31, 2025 | 1.45 |
| Dec 31, 2024 | 2.12 |
| Sep 30, 2024 | 1.98 |
| Jun 30, 2024 | 2.04 |
| Mar 31, 2024 | 2.00 |
| Dec 31, 2023 | 2.19 |
| Sep 30, 2023 | 2.44 |
| Jun 30, 2023 | 2.76 |
| Mar 31, 2023 | 3.20 |
| Dec 31, 2022 | 4.53 |
| Sep 30, 2022 | 7.37 |
| Jun 30, 2022 | 11.78 |
| Mar 31, 2022 | 5.11 |
| Dec 31, 2021 | 10.95 |
| Sep 30, 2021 | 12.54 |
| Jun 30, 2021 | 13.32 |