German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026)
German American Bancorp's (GABC) quarterly Interest Coverage Ratio came in at 1.19 in Q1 2026, up 12.92% YoY from 1.05 in Q1 2025, and down 52.9% on a QoQ basis from 2.52 in Q4 2025.
German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
German American Bancorp (GABC) has 17 years of Interest Coverage Ratio data on file, last reported at 1.19 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 12.92% year-over-year to 1.19 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.11 (up 23.58% YoY) and the FY2025 annual result came in at 1.65, up 20.34% from the prior year.
- Interest Coverage Ratio retreated to 1.19 in Q1 2026, from 2.52 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.78 in Q2 2022 to a low of 4.78 in Q4 2022.
- A 5-year average of 2.39 and a median of 1.19 in 2026 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 144.37% — and 2023, when it surged 141.59%.
- Tracing GABC's Interest Coverage Ratio over 5 years: stood at 4.78 in 2022, then surged by 141.59% to 1.99 in 2023, then gained by 7.27% to 2.13 in 2024, then rose by 18.03% to 2.52 in 2025, then slumped by 52.9% to 1.19 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.19 (Q1 2026), 2.52 (Q4 2025), and 1.19 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | German American Bancorp | 1.88 Bn | 1.78 Bn | - | 2.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.23 |
| Mar 31, 2026 | 1.19 |
| Dec 31, 2025 | 2.52 |
| Sep 30, 2025 | 1.19 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | 1.05 |
| Dec 31, 2024 | 2.13 |
| Sep 30, 2024 | 1.11 |
| Jun 30, 2024 | 1.10 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.99 |
| Sep 30, 2023 | 2.44 |
| Jun 30, 2023 | 1.09 |
| Mar 31, 2023 | 3.20 |
| Dec 31, 2022 | -4.78 |
| Sep 30, 2022 | 7.37 |
| Jun 30, 2022 | 11.78 |
| Mar 31, 2022 | 5.11 |
| Dec 31, 2021 | 10.77 |
| Sep 30, 2021 | 12.54 |