German American Bancorp GABC
NASDAQ GABC
$49.67 +0.42 (+0.85%)
As of: Sep 10, 2026 · 3:59 PM EDT

German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026)

German American Bancorp's (GABC) quarterly Interest Coverage Ratio came in at 2.78 in Q2 2026, up 27.8% on a YoY basis from 2.18 in Q2 2025, and up 8.98% quarter-over-quarter from 2.55 in Q1 2026.

Analysis

German American Bancorp (GABC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

German American Bancorp (GABC) has reported Interest Coverage Ratio for 17 consecutive years, with 2.78 the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Interest Coverage Ratio rose 27.8% year-over-year to 2.78; the trailing twelve-month figure through Jun 2026 stood at 2.52 (up 30.25% YoY), and the FY2025 full-year result was 2.11, up 3.72% from the prior year.
  • Interest Coverage Ratio improved to 2.78 in Q2 2026 per GABC's latest filing, from 2.55 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 11.78 in Q2 2022 and bottomed at 1.45 in Q1 2025.
  • Historically, Interest Coverage Ratio has averaged 3.4 across 5 years, with a median of 2.43 in 2025.
  • The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio slumped 76.56% in 2023, then surged 76.11% in 2026.
  • Over 5 years, Interest Coverage Ratio stood at 4.53 in 2022, then plunged by 51.66% to 2.19 in 2023, then retreated by 3.02% to 2.12 in 2024, then climbed by 14.37% to 2.43 in 2025, then climbed by 14.54% to 2.78 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.78, 2.55, and 2.43 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - 0.09
2 Truist Financial 61.64 Bn 61.64 Bn - 1.77
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 1.90
4 M&T Bank 34.88 Bn 34.88 Bn - 2.28
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 1.67
6 Citizens Financial 29.46 Bn 29.46 Bn - 1.83
7 Regions Financial 25.57 Bn 25.57 Bn - 2.52
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn -1.27
9 Keycorp 23.27 Bn -24.42 Bn - 1.80
10 German American Bancorp 1.87 Bn 1.77 Bn - 2.78
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.78
Mar 31, 2026 2.55
Dec 31, 2025 2.43
Sep 30, 2025 2.35
Jun 30, 2025 2.18
Mar 31, 2025 1.45
Dec 31, 2024 2.12
Sep 30, 2024 1.98
Jun 30, 2024 2.04
Mar 31, 2024 2.00
Dec 31, 2023 2.19
Sep 30, 2023 2.44
Jun 30, 2023 2.76
Mar 31, 2023 3.20
Dec 31, 2022 4.53
Sep 30, 2022 7.37
Jun 30, 2022 11.78
Mar 31, 2022 5.11
Dec 31, 2021 10.95
Sep 30, 2021 12.54