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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

German American Bancorp (GABC) Interest Coverage Ratio (2016 - 2025)

German American Bancorp's Interest Coverage Ratio history spans 10 years, with the latest figure at 2.43 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 14.37% year-over-year to 2.43; the TTM value through Dec 2025 reached 2.11, up 3.72%, while the annual FY2025 figure was 2.11, 3.72% up from the prior year.
  • Interest Coverage Ratio reached 2.43 in Q4 2025 per GABC's latest filing, up from 2.35 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 13.32 in Q2 2021 to a low of 1.45 in Q1 2025.
  • Average Interest Coverage Ratio over 5 years is 5.15, with a median of 2.6 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: skyrocketed 241.0% in 2021, then plummeted 76.56% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 10.95 in 2021, then crashed by 58.64% to 4.53 in 2022, then tumbled by 51.66% to 2.19 in 2023, then dropped by 3.02% to 2.12 in 2024, then rose by 14.37% to 2.43 in 2025.
  • Per Business Quant, the three most recent readings for GABC's Interest Coverage Ratio are 2.43 (Q4 2025), 2.35 (Q3 2025), and 2.18 (Q2 2025).