German American Bancorp (GABC) Debt Ratio (2013 - 2026)

German American Bancorp (GABC) posted Debt Ratio of 0.02 for Q1 2026, down 7.29% on a QoQ basis from 0.02 in Q4 2025, and down 21.5% year-over-year from 0.03 in Q1 2025.

German American Bancorp (GABC) Debt Ratio (2013 - 2026) Analysis & Trends

German American Bancorp's Debt Ratio history runs 14 years deep, the most recent figure standing at 0.02 for Q1 2026.

  • Quarterly Debt Ratio fell 21.5% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.02 (down 21.5% YoY) and the FY2025 annual result came in at 0.02, down 34.75% from the prior year.
  • Debt Ratio was 0.02 for Q1 2026 at German American Bancorp, down from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.09 in Q2 2024 and bottomed at 0.02 in Q1 2026.
  • A 5-year average of 0.03 and a median of 0.03 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2024 — Debt Ratio soared 130.94% — and 2025, when it plunged 71.89%.
  • German American Bancorp's Debt Ratio stood at 0.03 in 2022, then declined by 4.78% to 0.03 in 2023, then gained by 5.88% to 0.03 in 2024, then plunged by 34.75% to 0.02 in 2025, then declined by 7.29% to 0.02 in 2026.
  • Business Quant data shows GABC's Debt Ratio at 0.02 in Q1 2026, 0.02 in Q4 2025, and 0.03 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 German American Bancorp 1.79 Bn 1.67 Bn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.03
Jun 30, 2025 0.02
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.09
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.05
Jun 30, 2023 0.04
Mar 31, 2023 0.03
Dec 31, 2022 0.03
Sep 30, 2022 0.02
Jun 30, 2022 0.02
Mar 31, 2022 0.02
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.04