German American Bancorp GABC
NASDAQ GABC
$49.67 +0.42 (+0.85%)
As of: Sep 10, 2026 · 3:59 PM EDT

German American Bancorp (GABC) Debt Ratio (2013 - 2026)

German American Bancorp's (GABC) quarterly Debt Ratio came in at 0.02 in Q2 2026, down 17.92% on a YoY basis from 0.02 in Q2 2025, and down 0.8% quarter-over-quarter from 0.02 in Q1 2026.

Analysis

German American Bancorp (GABC) Debt Ratio (2013 - 2026) Analysis & Trends

German American Bancorp (GABC) has reported Debt Ratio for 14 consecutive years, with 0.02 the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Debt Ratio fell 17.92% year-over-year to 0.02; the trailing twelve-month figure through Jun 2026 stood at 0.02 (down 17.92% YoY), and the FY2025 full-year result was 0.02, down 34.75% from the prior year.
  • Debt Ratio fell to 0.02 in Q2 2026 per GABC's latest filing, from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.05 in Q3 2023 and bottomed at 0.02 in Q2 2026.
  • Historically, Debt Ratio has averaged 0.03 across 5 years, with a median of 0.03 in 2024.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio plunged 41.73% in 2022, then surged 104.3% in 2023.
  • Over 5 years, Debt Ratio stood at 0.03 in 2022, then declined by 4.78% to 0.03 in 2023, then gained by 5.88% to 0.03 in 2024, then plunged by 34.75% to 0.02 in 2025, then retreated by 8.03% to 0.02 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.02, 0.02, and 0.02 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - 0.01
2 Truist Financial 61.64 Bn 61.64 Bn - 0.17
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - 0.09
4 M&T Bank 34.88 Bn 34.88 Bn - 0.10
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 0.09
6 Citizens Financial 29.46 Bn 29.46 Bn - 0.07
7 Regions Financial 25.57 Bn 25.57 Bn - 0.07
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 0.14
9 Keycorp 23.27 Bn -24.42 Bn - 0.08
10 German American Bancorp 1.87 Bn 1.77 Bn - 0.02
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.02
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.03
Jun 30, 2025 0.02
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.03
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.05
Jun 30, 2023 0.04
Mar 31, 2023 0.03
Dec 31, 2022 0.03
Sep 30, 2022 0.02
Jun 30, 2022 0.02
Mar 31, 2022 0.02
Dec 31, 2021 0.03
Sep 30, 2021 0.03