German American Bancorp (GABC) Debt Ratio (2013 - 2026)
German American Bancorp's (GABC) quarterly Debt Ratio came in at 0.02 in Q2 2026, down 17.92% on a YoY basis from 0.02 in Q2 2025, and down 0.8% quarter-over-quarter from 0.02 in Q1 2026.
Analysis
German American Bancorp (GABC) Debt Ratio (2013 - 2026) Analysis & Trends
German American Bancorp (GABC) has reported Debt Ratio for 14 consecutive years, with 0.02 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 17.92% year-over-year to 0.02; the trailing twelve-month figure through Jun 2026 stood at 0.02 (down 17.92% YoY), and the FY2025 full-year result was 0.02, down 34.75% from the prior year.
- Debt Ratio fell to 0.02 in Q2 2026 per GABC's latest filing, from 0.02 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.05 in Q3 2023 and bottomed at 0.02 in Q2 2026.
- Historically, Debt Ratio has averaged 0.03 across 5 years, with a median of 0.03 in 2024.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio plunged 41.73% in 2022, then surged 104.3% in 2023.
- Over 5 years, Debt Ratio stood at 0.03 in 2022, then declined by 4.78% to 0.03 in 2023, then gained by 5.88% to 0.03 in 2024, then plunged by 34.75% to 0.02 in 2025, then retreated by 8.03% to 0.02 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.02, 0.02, and 0.02 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.01 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 0.09 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 0.07 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 0.08 |
| 10 | German American Bancorp | 1.87 Bn | 1.77 Bn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.05 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |