German American Bancorp (GABC) Debt Ratio (2016 - 2026)

German American Bancorp (GABC) reported Debt Ratio of 0.02 for Q1 2026, down 21.5% on a YoY basis from 0.03 in Q1 2025, and down 7.29% quarter-over-quarter from 0.02 in Q4 2025.

German American Bancorp (GABC) Debt Ratio (2016 - 2026) Analysis & Trends

German American Bancorp has reported Debt Ratio for 11 years, with the latest figure at 0.02 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 21.5% year-over-year to 0.02; the trailing twelve-month figure through Mar 2026 stood at 0.02 (down 21.5% YoY), and the FY2025 full-year result was 0.02, down 34.75% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.02, down from 0.02 in the prior quarter.
  • The five-year high for Debt Ratio was 0.09 in Q2 2024, with the low at 0.02 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.03 across 5 years, with a median of 0.03 in 2024.
  • Annual changes were most pronounced in 2024 — Debt Ratio soared 130.94% — and 2025, when it sank 71.89%.
  • German American Bancorp's Debt Ratio stood at 0.03 in 2022, then slipped by 4.78% to 0.03 in 2023, then increased by 5.88% to 0.03 in 2024, then slumped by 34.75% to 0.02 in 2025, then slipped by 7.29% to 0.02 in 2026.
  • The last three Debt Ratio figures came in at 0.02 (Q1 2026), 0.02 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 German American Bancorp 1.72 Bn 1.60 Bn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.03
Jun 30, 2025 0.02
Mar 31, 2025 0.03
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.09
Mar 31, 2024 0.03
Dec 31, 2023 0.03
Sep 30, 2023 0.05
Jun 30, 2023 0.04
Mar 31, 2023 0.03
Dec 31, 2022 0.03
Sep 30, 2022 0.02
Jun 30, 2022 0.02
Mar 31, 2022 0.02
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.04