Eastern Bankshares (EBC) Net Margin (2019 - 2026)
Eastern Bankshares (EBC) recorded Net Margin of 33.99% in Q2 2026, down 6.94 percentage points from 40.93% a year earlier but up 11.35 percentage points from the prior quarter.
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Analysis
Eastern Bankshares (EBC) Net Margin (2019 - 2026) Analysis & Trends
On a TTM basis, Eastern Bankshares' Net Margin came in at 33.50% as of Jun 30, 2026, up 43.68 percentage points year-over-year; for FY2025, it was 12.21%, down 4.14 percentage points from FY2024.
- Annual Net Margin has a five-year change of +8.28 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 16.34% in FY2024 (-57.92 pp), 74.26% in FY2023 (+43.28 pp), 30.98% in FY2022 (+1.65 pp) and 29.33% in FY2021 (+25.41 pp).
- Quarterly Net Margin has ranged from -3.04% in Q3 2024 to 199.01% in Q4 2023 over the past five years.
- On a year-over-year basis, Net Margin rose in three of the last six quarters, with an average year-over-year change of -23.48 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 174.48 percentage points in Q4 2023, against a drop of 170.94 percentage points in Q4 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 22.64% (Q1 2026), 35.10% (Q4 2025) and 43.95% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Eastern Bankshares | 4.84 Bn | 4.58 Bn | - | 33.99% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.99% |
| Mar 31, 2026 | 22.64% |
| Dec 31, 2025 | 35.10% |
| Sep 30, 2025 | 43.95% |
| Jun 30, 2025 | 40.93% |
| Dec 31, 2024 | 28.06% |
| Sep 30, 2024 | -3.04% |
| Jun 30, 2024 | 17.10% |
| Mar 31, 2024 | 24.52% |
| Dec 31, 2023 | 199.01% |
| Sep 30, 2023 | 37.81% |
| Jun 30, 2023 | 29.00% |
| Dec 31, 2022 | 24.53% |
| Sep 30, 2022 | 31.90% |
| Jun 30, 2022 | 28.49% |
| Mar 31, 2022 | 29.52% |
| Dec 31, 2021 | 46.34% |
| Sep 30, 2021 | 25.43% |
| Jun 30, 2021 | 23.15% |
| Mar 31, 2021 | 30.69% |
API Access
Eastern Bankshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=EBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "EBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=EBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();