Eastern Bankshares (EBC) Interest Coverage Ratio (2019 - 2026)
Eastern Bankshares' (EBC) quarterly Interest Coverage Ratio came in at 2.38 in Q2 2026, up 3.41% year-over-year from 2.3 in Q2 2025, and up 26.15% quarter-over-quarter from 1.88 in Q1 2026.
Analysis
Eastern Bankshares (EBC) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Eastern Bankshares (EBC) has reported Interest Coverage Ratio for 8 consecutive years, with 2.38 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 3.41% year-over-year to 2.38 in Q2 2026; TTM through Jun 2026 was 2.07, a 116.69% increase from a year earlier, with the FY2025 full-year figure at 1.3, down 11.16% from the prior year.
- Interest Coverage Ratio was 2.38 for Q2 2026 at Eastern Bankshares, up from 1.88 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 22.66 in Q2 2022 and troughed at 4.29 in Q1 2023.
- A 5-year average of 4.2 and a median of 1.89 in 2026 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio plunged 183.37% in 2025 and soared 235.03% in 2026, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 2.96 in 2022, then slumped by 49.94% to 1.48 in 2023, then gained by 20.76% to 1.79 in 2024, then gained by 6.4% to 1.9 in 2025, then climbed by 24.87% to 2.38 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.38 (Q2 2026), 1.88 (Q1 2026), and 1.9 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 0.09 |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 1.90 |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.83 |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 2.52 |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1.27 |
| 10 | Eastern Bankshares | 5.09 Bn | 4.75 Bn | - | 2.38 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.38 |
| Mar 31, 2026 | 1.88 |
| Dec 31, 2025 | 1.90 |
| Sep 30, 2025 | 2.14 |
| Jun 30, 2025 | 2.30 |
| Mar 31, 2025 | -1.39 |
| Dec 31, 2024 | 1.79 |
| Sep 30, 2024 | 0.97 |
| Jun 30, 2024 | 1.48 |
| Mar 31, 2024 | 1.67 |
| Dec 31, 2023 | 1.48 |
| Sep 30, 2023 | 1.73 |
| Jun 30, 2023 | 2.00 |
| Mar 31, 2023 | -4.29 |
| Dec 31, 2022 | 2.96 |
| Sep 30, 2022 | 13.30 |
| Jun 30, 2022 | 22.66 |
| Mar 31, 2022 | 20.68 |
| Dec 31, 2021 | 8.97 |
| Sep 30, 2021 | 63.31 |