Eastern Bankshares (EBC) Interest Coverage Ratio (2019 - 2026)
Eastern Bankshares (EBC) posted quarterly Interest Coverage Ratio of 1.23 for Q1 2026, up 116.15% year-over-year from 0.57 in Q1 2025, and down 33.26% quarter-over-quarter from 1.85 in Q4 2025.
Eastern Bankshares (EBC) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Eastern Bankshares (EBC) has reported Interest Coverage Ratio for 8 consecutive years, with 1.23 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 116.15% year-over-year to 1.23; the TTM figure through Mar 2026 stood at 4.47 (up 2.36% YoY), while the FY2025 annual figure was 1.29, up 6.7% from the prior year.
- Interest Coverage Ratio declined to 1.23 in Q1 2026 per EBC's latest filing, from 1.85 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 21.17 in Q2 2022 and bottomed at 4.29 in Q1 2023.
- Historically, Interest Coverage Ratio has averaged 3.96 across 5 years, with a median of 1.48 in 2023.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 947.28% — and 2023, when it plunged 123.87%.
- Eastern Bankshares' Interest Coverage Ratio stood at 2.96 in 2022, then slumped by 49.94% to 1.48 in 2023, then climbed by 20.76% to 1.79 in 2024, then gained by 3.3% to 1.85 in 2025, then plunged by 33.26% to 1.23 in 2026.
- Business Quant data shows EBC's Interest Coverage Ratio at 1.23 in Q1 2026, 1.85 in Q4 2025, and 1.25 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Eastern Bankshares | 4.96 Bn | 4.63 Bn | - | 2.38 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.37 |
| Mar 31, 2026 | 1.23 |
| Dec 31, 2025 | 1.85 |
| Sep 30, 2025 | 1.25 |
| Jun 30, 2025 | 1.25 |
| Mar 31, 2025 | 0.57 |
| Dec 31, 2024 | 1.79 |
| Sep 30, 2024 | 0.99 |
| Jun 30, 2024 | 1.05 |
| Mar 31, 2024 | 1.06 |
| Dec 31, 2023 | 1.48 |
| Sep 30, 2023 | 1.73 |
| Jun 30, 2023 | 2.00 |
| Mar 31, 2023 | -4.29 |
| Dec 31, 2022 | 2.96 |
| Sep 30, 2022 | 13.30 |
| Jun 30, 2022 | 21.17 |
| Mar 31, 2022 | 17.96 |
| Dec 31, 2021 | 9.06 |
| Sep 30, 2021 | 1.70 |