Eastern Bankshares (EBC) Interest Coverage Ratio (2019 - 2026)
Eastern Bankshares' (EBC) quarterly Interest Coverage Ratio came in at 1.23 in Q1 2026, up 116.15% year-on-year from 0.57 in Q1 2025, and down 33.96% on a QoQ basis from 1.87 in Q4 2025.
Eastern Bankshares (EBC) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Eastern Bankshares (EBC) has 8 years of Interest Coverage Ratio data on file, last reported at 1.23 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 116.15% year-over-year to 1.23 in Q1 2026; TTM through Mar 2026 was 4.46, a 2.21% increase from a year earlier, with the FY2025 full-year figure at 1.29, up 6.7% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.23, down from 1.87 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for EBC reached as high as 21.17 in Q2 2022 and fell as low as 4.29 in Q1 2023.
- Historically, Interest Coverage Ratio has averaged 3.96 across 5 years, with a median of 1.48 in 2023.
- Across the five-year window, Interest Coverage Ratio jumped 947.28% in 2022 and slumped 123.87% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 2.96 in 2022, then slumped by 49.94% to 1.48 in 2023, then increased by 20.76% to 1.79 in 2024, then gained by 4.4% to 1.87 in 2025, then sank by 33.96% to 1.23 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.23 in Q1 2026, 1.87 in Q4 2025, and 1.25 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Eastern Bankshares | 5.30 Bn | 4.75 Bn | - | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.23 |
| Dec 31, 2025 | 1.87 |
| Sep 30, 2025 | 1.25 |
| Jun 30, 2025 | 1.25 |
| Mar 31, 2025 | 0.57 |
| Dec 31, 2024 | 1.79 |
| Sep 30, 2024 | 0.99 |
| Jun 30, 2024 | 1.05 |
| Mar 31, 2024 | 1.06 |
| Dec 31, 2023 | 1.48 |
| Sep 30, 2023 | 1.73 |
| Jun 30, 2023 | 2.00 |
| Mar 31, 2023 | -4.29 |
| Dec 31, 2022 | 2.96 |
| Sep 30, 2022 | 13.30 |
| Jun 30, 2022 | 21.17 |
| Mar 31, 2022 | 17.96 |
| Dec 31, 2021 | 8.89 |
| Sep 30, 2021 | 1.70 |
| Jun 30, 2021 | 2.02 |