Eastern Bankshares (EBC) FCF Margin (2019 - 2026)
Eastern Bankshares (EBC) posted quarterly FCF Margin of 54.2% for Q1 2026, down 4278.0% year-over-year from 1.3% in Q1 2025, and down 250.44% quarter-over-quarter from 36.03% in Q4 2025.
Eastern Bankshares (EBC) FCF Margin (2019 - 2026) Analysis & Trends
Eastern Bankshares (EBC) has reported FCF Margin for 8 consecutive years, with 54.2% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 4278.0% year-over-year to 54.2%; the TTM figure through Mar 2026 stood at 209.16% (up 23569.0% YoY), while the FY2025 annual figure was 58.08%, down 2810.0% from the prior year.
- FCF Margin retreated to 54.2% in Q1 2026 per EBC's latest filing, from 36.03% in the prior quarter.
- Across five years, FCF Margin topped out at 59.76% in Q2 2022 and bottomed at 323.43% in Q3 2025.
- Historically, FCF Margin has averaged 18.2% across 5 years, with a median of 5.36% in 2024.
- Annual changes were most pronounced in 2022 — FCF Margin soared 30426 bps — and 2025, when it slumped 29139 bps.
- Eastern Bankshares' FCF Margin stood at 43.32% in 2022, then increased by 10 bps to 47.86% in 2023, then dropped by 20 bps to 38.52% in 2024, then retreated by 6 bps to 36.03% in 2025, then tumbled by 250 bps to 54.2% in 2026.
- Business Quant data shows EBC's FCF Margin at 54.2% in Q1 2026, 36.03% in Q4 2025, and 323.43% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Eastern Bankshares | 4.96 Bn | 4.63 Bn | - | 48.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 338.97% |
| Mar 31, 2026 | -54.20% |
| Dec 31, 2025 | 36.03% |
| Sep 30, 2025 | -323.43% |
| Jun 30, 2025 | -141.10% |
| Mar 31, 2025 | -11.42% |
| Dec 31, 2024 | 38.52% |
| Sep 30, 2024 | -32.04% |
| Jun 30, 2024 | -8.93% |
| Mar 31, 2024 | -5.36% |
| Dec 31, 2023 | 47.86% |
| Sep 30, 2023 | 17.85% |
| Jun 30, 2023 | 36.41% |
| Mar 31, 2023 | -51.28% |
| Dec 31, 2022 | 43.32% |
| Sep 30, 2022 | -8.35% |
| Jun 30, 2022 | 59.76% |
| Mar 31, 2022 | 46.91% |
| Dec 31, 2021 | -260.94% |
| Sep 30, 2021 | 84.71% |