Eastern Bankshares (EBC) Change in Net Loans (2020 - 2026)
Eastern Bankshares (EBC) posted quarterly Change in Net Loans of $167.8 million for Q1 2026, up 214.85% year-over-year from $53.3 million in Q1 2025, and down 89.41% quarter-over-quarter from $1.6 billion in Q4 2025.
Eastern Bankshares (EBC) Change in Net Loans (2020 - 2026) Analysis & Trends
Eastern Bankshares (EBC) has reported Change in Net Loans for 7 consecutive years, with $167.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Net Loans rose 214.85% year-over-year to $167.8 million; the TTM figure through Mar 2026 stood at $1.1 billion (up 520.14% YoY), while the FY2025 annual figure was $802.4 million, up 283.75% from the prior year.
- Change in Net Loans fell to $167.8 million in Q1 2026 per EBC's latest filing, from $1.6 billion in the prior quarter.
- Across five years, Change in Net Loans topped out at $1.6 billion in Q4 2025 and bottomed at -$428.6 million in Q3 2022.
- Historically, Change in Net Loans has averaged $149.1 million across 5 years, with a median of -$68.0 million in 2023.
- Annual changes were most pronounced in 2022 — Change in Net Loans jumped 337.06% — and 2025, when it plunged 2992.34%.
- Eastern Bankshares' Change in Net Loans stood at $1.5 billion in 2022, then slumped by 35.21% to $954.1 million in 2023, then slumped by 60.8% to $374.0 million in 2024, then soared by 323.66% to $1.6 billion in 2025, then slumped by 89.41% to $167.8 million in 2026.
- Business Quant data shows EBC's Change in Net Loans at $167.8 million in Q1 2026, $1.6 billion in Q4 2025, and -$250.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Eastern Bankshares | 4.97 Bn | 4.63 Bn | - | -366.85 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -366.85 Mn |
| Mar 31, 2026 | 167.85 Mn |
| Dec 31, 2025 | 1.58 Bn |
| Sep 30, 2025 | -250.30 Mn |
| Jun 30, 2025 | -385.80 Mn |
| Mar 31, 2025 | -146.14 Mn |
| Dec 31, 2024 | 374.03 Mn |
| Sep 30, 2024 | 8.65 Mn |
| Jun 30, 2024 | -56.52 Mn |
| Mar 31, 2024 | -117.07 Mn |
| Dec 31, 2023 | 954.06 Mn |
| Sep 30, 2023 | -169.50 Mn |
| Jun 30, 2023 | -287.25 Mn |
| Mar 31, 2023 | -68.04 Mn |
| Dec 31, 2022 | 1.47 Bn |
| Sep 30, 2022 | -428.59 Mn |
| Jun 30, 2022 | -217.55 Mn |
| Mar 31, 2022 | 99.85 Mn |
| Dec 31, 2021 | -621.16 Mn |
| Sep 30, 2021 | 113.49 Mn |