Eastern Bankshares (EBC) Loans - Loss Allowance (2019 - 2026)
Eastern Bankshares (EBC) posted Loans - Loss Allowance of $325.35 million for Q2 2026, up 40.2% from $232.11 million a year earlier but down 0.8% from the prior quarter.
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Analysis
Eastern Bankshares (EBC) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
At the end of FY2025, Eastern Bankshares' Loans - Loss Allowance came in at $331.84 million, up 44.9% from FY2024.
- Annual Loans - Loss Allowance has increased for four consecutive years, with a five-year compound annual growth rate of 24.0% (FY2020 to FY2025).
- In prior years, Eastern Bankshares' Loans - Loss Allowance was $228.95 million in FY2024 (+53.7%), $148.99 million in FY2023 (+4.8%), $142.21 million in FY2022 (+45.4%) and $97.79 million in FY2021 (-13.5%).
- Quarterly Loans - Loss Allowance has run from a low of $97.79 million in Q4 2021 to a high of $331.84 million in Q4 2025 over five years.
- On a year-over-year basis, Loans - Loss Allowance has increased in each of the last three quarters, with growth averaging 42.4% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q3 2024, with growth of 63.6%; the weakest was Q4 2021, with a decline of 13.5%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $327.89 million (Q1 2026), $331.84 million (Q4 2025) and $233.04 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | 347,603.00 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | - |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | - |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 13.91 Bn |
| 10 | Eastern Bankshares | 4.84 Bn | 4.58 Bn | - | 325.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 325.35 Mn |
| Mar 31, 2026 | 327.89 Mn |
| Dec 31, 2025 | 331.84 Mn |
| Sep 30, 2025 | 233.04 Mn |
| Jun 30, 2025 | 232.11 Mn |
| Mar 31, 2025 | 224.31 Mn |
| Dec 31, 2024 | 228.95 Mn |
| Sep 30, 2024 | 253.82 Mn |
| Jun 30, 2024 | 156.15 Mn |
| Mar 31, 2024 | 149.19 Mn |
| Dec 31, 2023 | 148.99 Mn |
| Sep 30, 2023 | 155.15 Mn |
| Jun 30, 2023 | 147.96 Mn |
| Mar 31, 2023 | 140.94 Mn |
| Dec 31, 2022 | 142.21 Mn |
| Sep 30, 2022 | 131.66 Mn |
| Jun 30, 2022 | 125.53 Mn |
| Mar 31, 2022 | 124.17 Mn |
| Dec 31, 2021 | 97.79 Mn |
| Sep 30, 2021 | 103.40 Mn |
API Access
Eastern Bankshares Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=EBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "EBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=EBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();