Slm (SLM) Provisions (2009 - 2026)

Slm (SLM) posted quarterly Provisions of -$11.5 million for Q1 2026, down 149.24% YoY from $23.3 million in Q1 2025, and up 37.91% sequentially from -$18.5 million in Q4 2025.

Slm (SLM) Provisions (2009 - 2026) Analysis & Trends

Slm has disclosed Provisions across 18 years of filings, most recently posting -$11.5 million for Q1 2026.

  • In Q1 2026, Provisions fell 149.24% year-over-year to -$11.5 million; the TTM figure through Mar 2026 stood at $298.2 million (down 29.03% YoY), while the FY2025 annual figure was $333.0 million, down 18.58% from the prior year.
  • Provisions grew to -$11.5 million in Q1 2026, from -$18.5 million in the prior quarter.
  • Over the last five years, Provisions for SLM reached as high as $297.3 million in Q4 2022 and fell as low as -$18.5 million in Q4 2025.
  • The 5-year median for Provisions is $45.1 million (2023), against an average of $88.2 million.
  • Annual changes were most pronounced in 2022 — Provisions soared 2041.73% — and 2026, when it plunged 149.24%.
  • A 5-year view of Provisions shows it stood at $297.3 million in 2022, then sank by 94.75% to $15.6 million in 2023, then jumped by 596.61% to $108.7 million in 2024, then sank by 116.99% to -$18.5 million in 2025, then jumped by 37.91% to -$11.5 million in 2026.
  • According to Business Quant data, Provisions over the past three periods registered -$11.5 million, -$18.5 million, and $179.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.25 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 196.54 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 8.90 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 467.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Slm 5.02 Bn -185.81 Mn - -11.47 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -11.47 Mn
Dec 31, 2025 -18.78 Mn
Sep 30, 2025 179.46 Mn
Jun 30, 2025 148.72 Mn
Mar 31, 2025 23.29 Mn
Dec 31, 2024 108.18 Mn
Sep 30, 2024 271.47 Mn
Jun 30, 2024 16.83 Mn
Mar 31, 2024 12.04 Mn
Dec 31, 2023 15.60 Mn
Sep 30, 2023 45.09 Mn
Jun 30, 2023 17.73 Mn
Mar 31, 2023 57.80 Mn
Dec 31, 2022 297.26 Mn
Sep 30, 2022 207.60 Mn
Jun 30, 2022 30.55 Mn
Mar 31, 2022 98.05 Mn
Dec 31, 2021 -15.31 Mn
Sep 30, 2021 138.44 Mn
Jun 30, 2021 69.68 Mn