StoneCo STNE
NASDAQ STNE
$10.02 -0.09 (-0.89%)
As of: Sep 8, 2026 · 3:59 PM EDT

StoneCo (STNE) Provisions (2023 - 2025)

StoneCo's (STNE) quarterly Provisions came in at $39.9 million in Q4 2025, down 2.42% year-over-year from $40.9 million in Q4 2024, and up 351.38% quarter-over-quarter from -$15.9 million in Q3 2025.

Analysis

StoneCo (STNE) Provisions (2023 - 2025) Analysis & Trends

StoneCo (STNE) has reported Provisions for 3 consecutive years, with $39.9 million the latest figure, recorded in Q4 2025.

  • On a quarterly basis, Provisions fell 2.42% year-over-year to $39.9 million in Q4 2025; TTM through Dec 2025 was $39.9 million, a 2.42% decrease from a year earlier, with the FY2025 full-year figure at $39.9 million, up 180.31% from the prior year.
  • Provisions was $39.9 million for Q4 2025 at StoneCo, up from -$15.9 million in the prior quarter.
  • Over five years, Provisions peaked at $42.2 million in Q4 2023 and troughed at -$15.9 million in Q3 2025.
  • A 3-year average of $10.4 million and a median of -$1.8 million in 2024 frame the typical range for Provisions.
  • The widest YoY moves for Provisions: up 2.42% in 2025, down 29210.71% in 2025.
  • Over 3 years, Provisions stood at $42.2 million in 2023, then declined by 3.17% to $40.9 million in 2024, then retreated by 2.42% to $39.9 million in 2025.
  • The last three Provisions figures came in at $39.9 million (Q4 2025), -$15.9 million (Q3 2025), and -$14.5 million (Q2 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 1.20 Bn
2 Affirm Holdings 24.16 Bn 22.53 Bn - 223.20 Mn
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn -
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn -
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn -
6 Slm 4.96 Bn 160.79 Mn - 68.33 Mn
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 313.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn -
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn -
10 Navient 1.71 Bn 340.86 Mn - 26.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 39.86 Mn
Sep 30, 2025 -15.86 Mn
Jun 30, 2025 -14.54 Mn
Mar 31, 2025 -5.80 Mn
Dec 31, 2024 40.85 Mn
Sep 30, 2024 -54,101.33
Jun 30, 2024 -3.48 Mn
Dec 31, 2023 42.19 Mn