Navient JSM
NASDAQ JSM
$18.19 +0.11 (+0.58%)
As of: Sep 8, 2026 · 3:46 PM EDT

Navient (JSM) Provisions (2013 - 2026)

Navient (JSM) posted Provisions of $26.0 million for Q2 2026, down 3.7% on a QoQ basis from $27.0 million in Q1 2026, and down 29.73% year-over-year from $37.0 million in Q2 2025.

Analysis

Navient (JSM) Provisions (2013 - 2026) Analysis & Trends

Navient has reported Provisions for 14 years, with the latest figure at $26.0 million in Q2 2026.

  • On a quarterly basis, Provisions fell 29.73% year-over-year to $26.0 million in Q2 2026; TTM through Jun 2026 was $265.0 million, a 72.08% increase from a year earlier, with the FY2025 full-year figure at $280.0 million, up 147.79% from the prior year.
  • Provisions was $26.0 million for Q2 2026 at Navient, down from $27.0 million in the prior quarter.
  • The five-year high for Provisions was $168.0 million in Q3 2025, with the low at -$218.0 million in Q4 2022.
  • Average Provisions over 5 years is $41.9 million, with a median of $43.0 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Provisions slumped 527.45% in 2022, then surged 300.0% in 2025.
  • Over 5 years, Provisions stood at -$218.0 million in 2022, then jumped by 125.23% to $55.0 million in 2023, then fell by 18.18% to $45.0 million in 2024, then retreated by 2.22% to $44.0 million in 2025, then plunged by 40.91% to $26.0 million in 2026.
  • The last three Provisions figures came in at $26.0 million (Q2 2026), $27.0 million (Q1 2026), and $44.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 1.20 Bn
2 Affirm Holdings 24.16 Bn 22.53 Bn - 223.20 Mn
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn -
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn -
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn -
6 Slm 4.96 Bn 160.79 Mn - 68.33 Mn
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 313.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn -
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn -
10 Navient 1.71 Bn 340.86 Mn - 26.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 26.00 Mn
Mar 31, 2026 27.00 Mn
Dec 31, 2025 44.00 Mn
Sep 30, 2025 168.00 Mn
Jun 30, 2025 37.00 Mn
Mar 31, 2025 30.00 Mn
Dec 31, 2024 45.00 Mn
Sep 30, 2024 42.00 Mn
Jun 30, 2024 14.00 Mn
Mar 31, 2024 12.00 Mn
Dec 31, 2023 55.00 Mn
Sep 30, 2023 72.00 Mn
Jun 30, 2023 11.00 Mn
Mar 31, 2023 93.00 Mn
Dec 31, 2022 -218.00 Mn
Sep 30, 2022 141.00 Mn
Jun 30, 2022 80.00 Mn
Mar 31, 2022 76.00 Mn
Dec 31, 2021 51.00 Mn
Sep 30, 2021 63.00 Mn