Navient (JSM) Provisions (2013 - 2026)
Navient (JSM) posted Provisions of $26.0 million for Q2 2026, down 3.7% on a QoQ basis from $27.0 million in Q1 2026, and down 29.73% year-over-year from $37.0 million in Q2 2025.
Analysis
Navient (JSM) Provisions (2013 - 2026) Analysis & Trends
Navient has reported Provisions for 14 years, with the latest figure at $26.0 million in Q2 2026.
- On a quarterly basis, Provisions fell 29.73% year-over-year to $26.0 million in Q2 2026; TTM through Jun 2026 was $265.0 million, a 72.08% increase from a year earlier, with the FY2025 full-year figure at $280.0 million, up 147.79% from the prior year.
- Provisions was $26.0 million for Q2 2026 at Navient, down from $27.0 million in the prior quarter.
- The five-year high for Provisions was $168.0 million in Q3 2025, with the low at -$218.0 million in Q4 2022.
- Average Provisions over 5 years is $41.9 million, with a median of $43.0 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Provisions slumped 527.45% in 2022, then surged 300.0% in 2025.
- Over 5 years, Provisions stood at -$218.0 million in 2022, then jumped by 125.23% to $55.0 million in 2023, then fell by 18.18% to $45.0 million in 2024, then retreated by 2.22% to $44.0 million in 2025, then plunged by 40.91% to $26.0 million in 2026.
- The last three Provisions figures came in at $26.0 million (Q2 2026), $27.0 million (Q1 2026), and $44.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 1.20 Bn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 223.20 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | - |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | - |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 68.33 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 313.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | - |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 26.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.00 Mn |
| Mar 31, 2026 | 27.00 Mn |
| Dec 31, 2025 | 44.00 Mn |
| Sep 30, 2025 | 168.00 Mn |
| Jun 30, 2025 | 37.00 Mn |
| Mar 31, 2025 | 30.00 Mn |
| Dec 31, 2024 | 45.00 Mn |
| Sep 30, 2024 | 42.00 Mn |
| Jun 30, 2024 | 14.00 Mn |
| Mar 31, 2024 | 12.00 Mn |
| Dec 31, 2023 | 55.00 Mn |
| Sep 30, 2023 | 72.00 Mn |
| Jun 30, 2023 | 11.00 Mn |
| Mar 31, 2023 | 93.00 Mn |
| Dec 31, 2022 | -218.00 Mn |
| Sep 30, 2022 | 141.00 Mn |
| Jun 30, 2022 | 80.00 Mn |
| Mar 31, 2022 | 76.00 Mn |
| Dec 31, 2021 | 51.00 Mn |
| Sep 30, 2021 | 63.00 Mn |