Synchrony Financial (SYF) Provisions (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Provisions data on file, last reported at $1.2 billion in Q2 2026.

• Quarterly Provisions rose 4.8% year-over-year to $1.2 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $5.1 billion (down 11.58% YoY) and the FY2025 annual result came in at $5.2 billion, down 22.4% from the prior year.
• Provisions eased to $1.2 billion in Q2 2026, from $1.3 billion in the prior quarter.
• In the past five years, Provisions ranged from a high of $1.9 billion in Q1 2024 to a low of $521.0 million in Q1 2022.
• A 5-year average of $1.3 billion and a median of $1.4 billion in 2023 frame the typical range for Provisions.
• Annual changes were most pronounced in 2022 — Provisions soared 3616.0% — and 2025, when it plunged 32.23%.
• Tracing SYF's Provisions over 5 years: stood at $1.2 billion in 2022, then jumped by 50.21% to $1.8 billion in 2023, then declined by 13.47% to $1.6 billion in 2024, then retreated by 7.62% to $1.4 billion in 2025, then decreased by 16.71% to $1.2 billion in 2026.
• The last three Provisions figures came in at $1.2 billion (Q2 2026), $1.3 billion (Q1 2026), and $1.4 billion (Q4 2025), per Business Quant data.