Synchrony Financial (SYF) Provisions (2013 - 2026)

Synchrony Financial (SYF) has reported Provisions for 14 consecutive years, with $1.2 billion the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Provisions rose 4.8% year-over-year to $1.2 billion; the trailing twelve-month figure through Jun 2026 stood at $5.1 billion (down 11.58% YoY), and the FY2025 full-year result was $5.2 billion, down 22.4% from the prior year.
• Provisions retreated to $1.2 billion in Q2 2026 per SYF's latest filing, from $1.3 billion in the prior quarter.
• Across five years, Provisions topped out at $1.9 billion in Q1 2024 and bottomed at $521.0 million in Q1 2022.
• Historically, Provisions has averaged $1.3 billion across 5 years, with a median of $1.4 billion in 2023.
• The sharpest annual moves came in 2022 and 2025: Provisions jumped 3616.0% in 2022, then sank 32.23% in 2025.
• Over 5 years, Provisions stood at $1.2 billion in 2022, then soared by 50.21% to $1.8 billion in 2023, then retreated by 13.47% to $1.6 billion in 2024, then slipped by 7.62% to $1.4 billion in 2025, then dropped by 16.71% to $1.2 billion in 2026.
• According to Business Quant data, Provisions over the past three periods registered $1.2 billion, $1.3 billion, and $1.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.