Navient (JSM) EBITDA (2013 - 2026)
Navient (JSM) posted EBITDA of $599.0 million for Q2 2026, up 0.5% on a QoQ basis from $596.0 million in Q1 2026, and down 10.33% year-over-year from $668.0 million in Q2 2025.
Analysis
Navient (JSM) EBITDA (2013 - 2026) Analysis & Trends
Navient has reported EBITDA for 14 years, with the latest figure at $599.0 million in Q2 2026.
- On a quarterly basis, EBITDA fell 10.33% year-over-year to $599.0 million in Q2 2026; TTM through Jun 2026 was $2.3 billion, a 20.12% decrease from a year earlier, with the FY2025 full-year figure at $2.5 billion, down 28.11% from the prior year.
- EBITDA was $599.0 million for Q2 2026 at Navient, up from $596.0 million in the prior quarter.
- The five-year high for EBITDA was $1.0 billion in Q2 2023, with the low at $522.0 million in Q3 2025.
- Average EBITDA over 5 years is $773.2 million, with a median of $765.0 million recorded in 2022.
- The sharpest annual moves came in 2022 and 2025: EBITDA surged 193.27% in 2022, then tumbled 37.86% in 2025.
- Over 5 years, EBITDA stood at $915.0 million in 2022, then declined by 3.28% to $885.0 million in 2023, then dropped by 15.03% to $752.0 million in 2024, then declined by 17.42% to $621.0 million in 2025, then dropped by 3.54% to $599.0 million in 2026.
- The last three EBITDA figures came in at $599.0 million (Q2 2026), $596.0 million (Q1 2026), and $621.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 2.16 Bn |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | 237.15 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 349.70 Mn |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 599.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 599.00 Mn |
| Mar 31, 2026 | 596.00 Mn |
| Dec 31, 2025 | 621.00 Mn |
| Sep 30, 2025 | 522.00 Mn |
| Jun 30, 2025 | 668.00 Mn |
| Mar 31, 2025 | 667.00 Mn |
| Dec 31, 2024 | 752.00 Mn |
| Sep 30, 2024 | 840.00 Mn |
| Jun 30, 2024 | 891.00 Mn |
| Mar 31, 2024 | 963.00 Mn |
| Dec 31, 2023 | 885.00 Mn |
| Sep 30, 2023 | 989.00 Mn |
| Jun 30, 2023 | 1.02 Bn |
| Mar 31, 2023 | 981.00 Mn |
| Dec 31, 2022 | 915.00 Mn |
| Sep 30, 2022 | 778.00 Mn |
| Jun 30, 2022 | 615.00 Mn |
| Mar 31, 2022 | 621.00 Mn |
| Dec 31, 2021 | 312.00 Mn |
| Sep 30, 2021 | 546.00 Mn |