Navient JSM
NASDAQ JSM
$18.19 +0.11 (+0.58%)
As of: Sep 8, 2026 · 3:46 PM EDT

Navient (JSM) EBITDA (2013 - 2026)

Navient (JSM) posted EBITDA of $599.0 million for Q2 2026, up 0.5% on a QoQ basis from $596.0 million in Q1 2026, and down 10.33% year-over-year from $668.0 million in Q2 2025.

Analysis

Navient (JSM) EBITDA (2013 - 2026) Analysis & Trends

Navient has reported EBITDA for 14 years, with the latest figure at $599.0 million in Q2 2026.

  • On a quarterly basis, EBITDA fell 10.33% year-over-year to $599.0 million in Q2 2026; TTM through Jun 2026 was $2.3 billion, a 20.12% decrease from a year earlier, with the FY2025 full-year figure at $2.5 billion, down 28.11% from the prior year.
  • EBITDA was $599.0 million for Q2 2026 at Navient, up from $596.0 million in the prior quarter.
  • The five-year high for EBITDA was $1.0 billion in Q2 2023, with the low at $522.0 million in Q3 2025.
  • Average EBITDA over 5 years is $773.2 million, with a median of $765.0 million recorded in 2022.
  • The sharpest annual moves came in 2022 and 2025: EBITDA surged 193.27% in 2022, then tumbled 37.86% in 2025.
  • Over 5 years, EBITDA stood at $915.0 million in 2022, then declined by 3.28% to $885.0 million in 2023, then dropped by 15.03% to $752.0 million in 2024, then declined by 17.42% to $621.0 million in 2025, then dropped by 3.54% to $599.0 million in 2026.
  • The last three EBITDA figures came in at $599.0 million (Q2 2026), $596.0 million (Q1 2026), and $621.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn - 2.16 Bn
2 Affirm Holdings 24.16 Bn 22.53 Bn - 147.26 Mn
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn 127.00 Mn
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn 150.50 Mn
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn 237.15 Mn
6 Slm 4.96 Bn 160.79 Mn - 349.70 Mn
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn 474.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn 350.46 Mn
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn 54.82 Mn
10 Navient 1.71 Bn 340.86 Mn - 599.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 599.00 Mn
Mar 31, 2026 596.00 Mn
Dec 31, 2025 621.00 Mn
Sep 30, 2025 522.00 Mn
Jun 30, 2025 668.00 Mn
Mar 31, 2025 667.00 Mn
Dec 31, 2024 752.00 Mn
Sep 30, 2024 840.00 Mn
Jun 30, 2024 891.00 Mn
Mar 31, 2024 963.00 Mn
Dec 31, 2023 885.00 Mn
Sep 30, 2023 989.00 Mn
Jun 30, 2023 1.02 Bn
Mar 31, 2023 981.00 Mn
Dec 31, 2022 915.00 Mn
Sep 30, 2022 778.00 Mn
Jun 30, 2022 615.00 Mn
Mar 31, 2022 621.00 Mn
Dec 31, 2021 312.00 Mn
Sep 30, 2021 546.00 Mn