Synchrony Financial (SYF) EBITDA (2013 - 2026)

Synchrony Financial (SYF) posted EBITDA of $2.0 billion for Q1 2026, up 4.68% quarter-over-quarter from $1.9 billion in Q4 2025, and down 2.66% year-on-year from $2.1 billion in Q1 2025.

Synchrony Financial (SYF) EBITDA (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported EBITDA for 14 consecutive years, with $2.0 billion the latest figure, recorded in Q1 2026.

  • EBITDA for Q1 2026 came in at $2.0 billion, down 2.66% year-over-year; the trailing twelve-month figure through Mar 2026 was $8.7 billion (up 3.76% YoY), and the FY2025 annual result was $8.8 billion, down 4.69% from the prior year.
  • EBITDA was $2.0 billion for Q1 2026 at Synchrony Financial, up from $1.9 billion in the prior quarter.
  • Over five years, EBITDA peaked at $2.9 billion in Q1 2024 and troughed at $891.0 million in Q1 2023.
  • Average EBITDA over 5 years is $1.8 billion, with a median of $2.0 billion recorded in 2026.
  • Year-over-year, EBITDA slumped 42.41% in 2022 and jumped 222.22% in 2024.
  • Over 5 years, EBITDA stood at $2.0 billion in 2022, then slipped by 20.37% to $1.6 billion in 2023, then grew by 28.91% to $2.1 billion in 2024, then decreased by 7.94% to $1.9 billion in 2025, then rose by 4.68% to $2.0 billion in 2026.
  • Per Business Quant data, the three most recent EBITDA figures were $2.0 billion in Q1 2026, $1.9 billion in Q4 2025, and $2.4 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Synchrony Financial 76.77 Mn -20.48 Bn - 2.02 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.02 Bn
Dec 31, 2025 1.93 Bn
Sep 30, 2025 2.44 Bn
Jun 30, 2025 2.32 Bn
Mar 31, 2025 2.07 Bn
Dec 31, 2024 2.09 Bn
Sep 30, 2024 2.20 Bn
Jun 30, 2024 2.02 Bn
Mar 31, 2024 2.87 Bn
Dec 31, 2023 1.62 Bn
Sep 30, 2023 1.83 Bn
Jun 30, 2023 1.64 Bn
Mar 31, 2023 891.00 Mn
Dec 31, 2022 2.04 Bn
Sep 30, 2022 1.00 Bn
Jun 30, 2022 1.14 Bn
Mar 31, 2022 1.31 Bn
Dec 31, 2021 1.12 Bn
Sep 30, 2021 1.74 Bn
Jun 30, 2021 1.72 Bn