Synchrony Financial (SYF) EBITDA (2013 - 2026)
Synchrony Financial (SYF) posted EBITDA of $2.0 billion for Q1 2026, up 4.68% quarter-over-quarter from $1.9 billion in Q4 2025, and down 2.66% year-on-year from $2.1 billion in Q1 2025.
Synchrony Financial (SYF) EBITDA (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported EBITDA for 14 consecutive years, with $2.0 billion the latest figure, recorded in Q1 2026.
- EBITDA for Q1 2026 came in at $2.0 billion, down 2.66% year-over-year; the trailing twelve-month figure through Mar 2026 was $8.7 billion (up 3.76% YoY), and the FY2025 annual result was $8.8 billion, down 4.69% from the prior year.
- EBITDA was $2.0 billion for Q1 2026 at Synchrony Financial, up from $1.9 billion in the prior quarter.
- Over five years, EBITDA peaked at $2.9 billion in Q1 2024 and troughed at $891.0 million in Q1 2023.
- Average EBITDA over 5 years is $1.8 billion, with a median of $2.0 billion recorded in 2026.
- Year-over-year, EBITDA slumped 42.41% in 2022 and jumped 222.22% in 2024.
- Over 5 years, EBITDA stood at $2.0 billion in 2022, then slipped by 20.37% to $1.6 billion in 2023, then grew by 28.91% to $2.1 billion in 2024, then decreased by 7.94% to $1.9 billion in 2025, then rose by 4.68% to $2.0 billion in 2026.
- Per Business Quant data, the three most recent EBITDA figures were $2.0 billion in Q1 2026, $1.9 billion in Q4 2025, and $2.4 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Synchrony Financial | 76.77 Mn | -20.48 Bn | - | 2.02 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.02 Bn |
| Dec 31, 2025 | 1.93 Bn |
| Sep 30, 2025 | 2.44 Bn |
| Jun 30, 2025 | 2.32 Bn |
| Mar 31, 2025 | 2.07 Bn |
| Dec 31, 2024 | 2.09 Bn |
| Sep 30, 2024 | 2.20 Bn |
| Jun 30, 2024 | 2.02 Bn |
| Mar 31, 2024 | 2.87 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 1.83 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 891.00 Mn |
| Dec 31, 2022 | 2.04 Bn |
| Sep 30, 2022 | 1.00 Bn |
| Jun 30, 2022 | 1.14 Bn |
| Mar 31, 2022 | 1.31 Bn |
| Dec 31, 2021 | 1.12 Bn |
| Sep 30, 2021 | 1.74 Bn |
| Jun 30, 2021 | 1.72 Bn |