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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ameriserv Financial (ASRV) Debt Ratio: 2018-2024

Historic Debt Ratio for Ameriserv Financial (ASRV) over the last 7 years, with Dec 2024 value amounting to 0.05.

  • Ameriserv Financial's Debt Ratio fell 30.37% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.03, marking a year-over-year decrease of 30.37%. This contributed to the annual value of 0.05 for FY2024, which is 19.22% down from last year.
  • As of FY2024, Ameriserv Financial's Debt Ratio stood at 0.05, which was down 19.22% from 0.06 recorded in FY2023.
  • Over the past 5 years, Ameriserv Financial's Debt Ratio peaked at 0.08 during FY2022, and registered a low of 0.03 during FY2021.
  • Moreover, its 3-year median value for Debt Ratio was 0.06 (2023), whereas its average is 0.07.
  • Its Debt Ratio has fluctuated over the past 5 years, first plummeted by 54.33% in 2021, then skyrocketed by 164.67% in 2022.
  • Over the past 5 years, Ameriserv Financial's Debt Ratio (Yearly) stood at 0.07 in 2020, then plummeted by 54.33% to 0.03 in 2021, then spiked by 164.67% to 0.08 in 2022, then fell by 27.20% to 0.06 in 2023, then declined by 19.22% to 0.05 in 2024.