Ameriserv Financial (ASRV) Loans - Loss Allowance (2010 - 2025)
Ameriserv Financial (ASRV) posted quarterly Loans - Loss Allowance of $12.6 million for Q4 2025, down 5.99% year-over-year from $13.4 million in Q4 2024, and down 12.76% quarter-over-quarter from $14.4 million in Q3 2025.
Ameriserv Financial (ASRV) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Ameriserv Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $12.6 million for Q4 2025.
- In Q4 2025, Loans - Loss Allowance fell 5.99% year-over-year to $12.6 million; the TTM figure through Dec 2025 stood at $12.6 million (down 5.99% YoY), while the FY2025 annual figure was $12.6 million, down 5.99% from the prior year.
- Loans - Loss Allowance for Q4 2025 stood at $12.6 million, down from $14.4 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $15.1 million in Q4 2023, with the low at $10.7 million in Q3 2022.
- The 5-year median for Loans - Loss Allowance is $12.4 million (2021), against an average of $12.8 million.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance dropped 13.35% in 2022, then jumped 40.12% in 2023.
- Ameriserv Financial's Loans - Loss Allowance stood at $12.4 million in 2021, then retreated by 13.35% to $10.7 million in 2022, then surged by 40.12% to $15.1 million in 2023, then slipped by 11.17% to $13.4 million in 2024, then slipped by 5.99% to $12.6 million in 2025.
- Business Quant data shows ASRV's Loans - Loss Allowance at $12.6 million in Q4 2025, $14.4 million in Q3 2025, and $14.1 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Ameriserv Financial | 84.40 Mn | 47.76 Mn | - | 12.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 12.57 Mn |
| Sep 30, 2025 | 14.41 Mn |
| Jun 30, 2025 | 14.06 Mn |
| Mar 31, 2025 | 13.81 Mn |
| Dec 31, 2024 | 13.37 Mn |
| Sep 30, 2024 | 14.42 Mn |
| Jun 30, 2024 | 14.61 Mn |
| Mar 31, 2024 | 14.64 Mn |
| Dec 31, 2023 | 15.05 Mn |
| Sep 30, 2023 | 12.31 Mn |
| Jun 30, 2023 | 12.22 Mn |
| Mar 31, 2023 | 12.13 Mn |
| Dec 31, 2022 | 10.74 Mn |
| Sep 30, 2022 | 10.67 Mn |
| Jun 30, 2022 | 11.57 Mn |
| Mar 31, 2022 | 11.92 Mn |
| Dec 31, 2021 | 12.40 Mn |
| Sep 30, 2021 | 12.12 Mn |
| Jun 30, 2021 | 11.75 Mn |
| Mar 31, 2021 | 11.63 Mn |