Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNon-Current DebtNon-Current Deferred Tax LiabilityNotes PayablesOperating LeasesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - Held-to-maturitySecurities - TradableSecurities BorrowedShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
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Ratios

Ameriserv Financial (ASRV) Loans - Loss Allowance (2018 - 2025)

Ameriserv Financial has reported Loans - Loss Allowance over the past 8 years, most recently at $13.1 million for Q4 2025.

  • Quarterly results put Loans - Loss Allowance at $13.1 million for Q4 2025, down 5.64% from a year ago — trailing twelve months through Dec 2025 was $13.1 million (down 5.64% YoY), and the annual figure for FY2025 was $13.1 million, down 5.64%.
  • Loans - Loss Allowance for Q4 2025 was $13.1 million at Ameriserv Financial, down from $14.4 million in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for ASRV hit a ceiling of $15.1 million in Q4 2023 and a floor of $10.7 million in Q3 2022.
  • Median Loans - Loss Allowance over the past 5 years was $12.4 million (2021), compared with a mean of $12.9 million.
  • Biggest five-year swings in Loans - Loss Allowance: dropped 13.35% in 2022 and later skyrocketed 40.12% in 2023.
  • Ameriserv Financial's Loans - Loss Allowance stood at $12.4 million in 2021, then fell by 13.35% to $10.7 million in 2022, then skyrocketed by 40.12% to $15.1 million in 2023, then dropped by 7.58% to $13.9 million in 2024, then decreased by 5.64% to $13.1 million in 2025.
  • The last three reported values for Loans - Loss Allowance were $13.1 million (Q4 2025), $14.4 million (Q3 2025), and $14.1 million (Q2 2025) per Business Quant data.