Ameriserv Financial (ASRV) Loans - Loss Allowance (2010 - 2025)

Ameriserv Financial (ASRV) recorded quarterly Loans - Loss Allowance of $13.1 million in Q4 2025, down 8.88% quarter-over-quarter from $14.4 million in Q3 2025, and down 5.64% on a YoY basis from $13.9 million in Q4 2024.

Ameriserv Financial (ASRV) Loans - Loss Allowance (2010 - 2025) Analysis & Trends

Ameriserv Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $13.1 million for Q4 2025.

  • In Q4 2025, Loans - Loss Allowance fell 5.64% year-over-year to $13.1 million; the TTM figure through Dec 2025 stood at $13.1 million (down 5.64% YoY), while the FY2025 annual figure was $13.1 million, down 5.64% from the prior year.
  • Loans - Loss Allowance was $13.1 million for Q4 2025 at Ameriserv Financial, down from $14.4 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $15.1 million in Q4 2023 to a low of $10.7 million in Q3 2022.
  • Historically, Loans - Loss Allowance has averaged $12.9 million across 5 years, with a median of $12.4 million in 2021.
  • The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance declined 13.35% in 2022, then surged 40.12% in 2023.
  • A 5-year view of Loans - Loss Allowance shows it stood at $12.4 million in 2021, then decreased by 13.35% to $10.7 million in 2022, then soared by 40.12% to $15.1 million in 2023, then fell by 7.58% to $13.9 million in 2024, then retreated by 5.64% to $13.1 million in 2025.
  • The last three Loans - Loss Allowance figures came in at $13.1 million (Q4 2025), $14.4 million (Q3 2025), and $14.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Ameriserv Financial 64.10 Mn 10.59 Mn - 13.13 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 13.13 Mn
Sep 30, 2025 14.41 Mn
Jun 30, 2025 14.06 Mn
Mar 31, 2025 13.81 Mn
Dec 31, 2024 13.91 Mn
Sep 30, 2024 14.42 Mn
Jun 30, 2024 14.61 Mn
Mar 31, 2024 14.64 Mn
Dec 31, 2023 15.05 Mn
Sep 30, 2023 12.31 Mn
Jun 30, 2023 12.22 Mn
Mar 31, 2023 12.13 Mn
Dec 31, 2022 10.74 Mn
Sep 30, 2022 10.67 Mn
Jun 30, 2022 11.57 Mn
Mar 31, 2022 11.92 Mn
Dec 31, 2021 12.40 Mn
Sep 30, 2021 12.12 Mn
Jun 30, 2021 11.75 Mn
Mar 31, 2021 11.63 Mn