Ameriserv Financial (ASRV) Loans - Loss Allowance (2010 - 2025)
Ameriserv Financial (ASRV) recorded quarterly Loans - Loss Allowance of $13.1 million in Q4 2025, down 8.88% quarter-over-quarter from $14.4 million in Q3 2025, and down 5.64% on a YoY basis from $13.9 million in Q4 2024.
Ameriserv Financial (ASRV) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Ameriserv Financial's Loans - Loss Allowance history runs 16 years deep, the most recent figure standing at $13.1 million for Q4 2025.
- In Q4 2025, Loans - Loss Allowance fell 5.64% year-over-year to $13.1 million; the TTM figure through Dec 2025 stood at $13.1 million (down 5.64% YoY), while the FY2025 annual figure was $13.1 million, down 5.64% from the prior year.
- Loans - Loss Allowance was $13.1 million for Q4 2025 at Ameriserv Financial, down from $14.4 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $15.1 million in Q4 2023 to a low of $10.7 million in Q3 2022.
- Historically, Loans - Loss Allowance has averaged $12.9 million across 5 years, with a median of $12.4 million in 2021.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance declined 13.35% in 2022, then surged 40.12% in 2023.
- A 5-year view of Loans - Loss Allowance shows it stood at $12.4 million in 2021, then decreased by 13.35% to $10.7 million in 2022, then soared by 40.12% to $15.1 million in 2023, then fell by 7.58% to $13.9 million in 2024, then retreated by 5.64% to $13.1 million in 2025.
- The last three Loans - Loss Allowance figures came in at $13.1 million (Q4 2025), $14.4 million (Q3 2025), and $14.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Ameriserv Financial | 64.10 Mn | 10.59 Mn | - | 13.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 13.13 Mn |
| Sep 30, 2025 | 14.41 Mn |
| Jun 30, 2025 | 14.06 Mn |
| Mar 31, 2025 | 13.81 Mn |
| Dec 31, 2024 | 13.91 Mn |
| Sep 30, 2024 | 14.42 Mn |
| Jun 30, 2024 | 14.61 Mn |
| Mar 31, 2024 | 14.64 Mn |
| Dec 31, 2023 | 15.05 Mn |
| Sep 30, 2023 | 12.31 Mn |
| Jun 30, 2023 | 12.22 Mn |
| Mar 31, 2023 | 12.13 Mn |
| Dec 31, 2022 | 10.74 Mn |
| Sep 30, 2022 | 10.67 Mn |
| Jun 30, 2022 | 11.57 Mn |
| Mar 31, 2022 | 11.92 Mn |
| Dec 31, 2021 | 12.40 Mn |
| Sep 30, 2021 | 12.12 Mn |
| Jun 30, 2021 | 11.75 Mn |
| Mar 31, 2021 | 11.63 Mn |