Ameriserv Financial (ASRV) Debt Ratio (2010 - 2026)
Ameriserv Financial (ASRV) posted Debt Ratio of 0.02 for Q2 2026, down 19.33% on a QoQ basis from 0.03 in Q4 2025, and down 33.95% year-over-year from 0.04 in Q2 2025.
Analysis
Ameriserv Financial (ASRV) Debt Ratio (2010 - 2026) Analysis & Trends
Ameriserv Financial has reported Debt Ratio for 17 years, with the latest figure at 0.02 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 33.95% year-over-year to 0.02 in Q2 2026; TTM through Jun 2026 was 0.02, a 33.95% decrease from a year earlier, with the FY2025 full-year figure at 0.03, down 48.85% from the prior year.
- Debt Ratio was 0.02 for Q2 2026 at Ameriserv Financial, down from 0.03 in the prior quarter.
- The five-year high for Debt Ratio was 0.15 in Q4 2022, with the low at 0.02 in Q2 2026.
- Average Debt Ratio over 5 years is 0.06, with a median of 0.06 recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Debt Ratio jumped 368.18% in 2022, then tumbled 56.19% in 2025.
- Over 5 years, Debt Ratio stood at 0.15 in 2022, then sank by 39.14% to 0.09 in 2023, then sank by 34.07% to 0.06 in 2024, then sank by 48.85% to 0.03 in 2025, then retreated by 19.33% to 0.02 in 2026.
- The last three Debt Ratio figures came in at 0.02 (Q2 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.29 Bn | 948.29 Bn | - | 0.01 |
| 2 | Truist Financial | 61.17 Bn | 61.17 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.31 Bn | 25.59 Bn | - | 0.09 |
| 4 | M&T Bank | 34.61 Bn | 34.61 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.55 Bn | 29.03 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.24 Bn | 29.24 Bn | - | 0.07 |
| 7 | Regions Financial | 25.40 Bn | 25.40 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 24.73 Bn | 24.21 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.20 Bn | -24.50 Bn | - | 0.08 |
| 10 | Ameriserv Financial | 81.43 Mn | 44.80 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.10 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.04 |