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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ameriserv Financial (ASRV) Debt Ratio (2018 - 2025)

Historic Debt Ratio for Ameriserv Financial (ASRV) over the last 8 years, with Q3 2025 value amounting to 0.03.

  • Ameriserv Financial's Debt Ratio fell 3037.03% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 2985.85%. This contributed to the annual value of 0.05 for FY2024, which is 1922.47% down from last year.
  • According to the latest figures from Q3 2025, Ameriserv Financial's Debt Ratio is 0.03, which was down 3037.03% from 0.04 recorded in Q2 2025.
  • Over the past 5 years, Ameriserv Financial's Debt Ratio peaked at 0.08 during Q4 2022, and registered a low of 0.03 during Q2 2022.
  • In the last 5 years, Ameriserv Financial's Debt Ratio had a median value of 0.04 in 2024 and averaged 0.05.
  • Its Debt Ratio has fluctuated over the past 5 years, first crashed by 5432.55% in 2021, then surged by 16467.47% in 2022.
  • Ameriserv Financial's Debt Ratio (Quarter) stood at 0.03 in 2021, then soared by 164.67% to 0.08 in 2022, then fell by 27.2% to 0.06 in 2023, then decreased by 19.22% to 0.05 in 2024, then crashed by 33.89% to 0.03 in 2025.
  • Its Debt Ratio was 0.03 in Q3 2025, compared to 0.04 in Q2 2025 and 0.04 in Q1 2025.