Ameriserv Financial ASRV
NASDAQ ASRV
$4.80 +0.09 (+1.91%)
As of: Sep 10, 2026 · 12:38 PM EDT

Ameriserv Financial (ASRV) Debt Ratio (2010 - 2026)

Ameriserv Financial (ASRV) posted Debt Ratio of 0.02 for Q2 2026, down 19.33% on a QoQ basis from 0.03 in Q4 2025, and down 33.95% year-over-year from 0.04 in Q2 2025.

Analysis

Ameriserv Financial (ASRV) Debt Ratio (2010 - 2026) Analysis & Trends

Ameriserv Financial has reported Debt Ratio for 17 years, with the latest figure at 0.02 in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 33.95% year-over-year to 0.02 in Q2 2026; TTM through Jun 2026 was 0.02, a 33.95% decrease from a year earlier, with the FY2025 full-year figure at 0.03, down 48.85% from the prior year.
  • Debt Ratio was 0.02 for Q2 2026 at Ameriserv Financial, down from 0.03 in the prior quarter.
  • The five-year high for Debt Ratio was 0.15 in Q4 2022, with the low at 0.02 in Q2 2026.
  • Average Debt Ratio over 5 years is 0.06, with a median of 0.06 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio jumped 368.18% in 2022, then tumbled 56.19% in 2025.
  • Over 5 years, Debt Ratio stood at 0.15 in 2022, then sank by 39.14% to 0.09 in 2023, then sank by 34.07% to 0.06 in 2024, then sank by 48.85% to 0.03 in 2025, then retreated by 19.33% to 0.02 in 2026.
  • The last three Debt Ratio figures came in at 0.02 (Q2 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Banco Santander Chile 948.29 Bn 948.29 Bn - 0.01
2 Truist Financial 61.17 Bn 61.17 Bn - 0.17
3 Fifth Third Bancorp 49.31 Bn 25.59 Bn - 0.09
4 M&T Bank 34.61 Bn 34.61 Bn - 0.10
5 Huntington Bancshares 33.55 Bn 29.03 Bn - 0.09
6 Citizens Financial 29.24 Bn 29.24 Bn - 0.07
7 Regions Financial 25.40 Bn 25.40 Bn - 0.07
8 First Citizens Bancshares 24.73 Bn 24.21 Bn 29.00 Mn 0.14
9 Keycorp 23.20 Bn -24.50 Bn - 0.08
10 Ameriserv Financial 81.43 Mn 44.80 Mn - 0.02
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.02
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.04
Mar 31, 2025 0.05
Dec 31, 2024 0.06
Sep 30, 2024 0.06
Jun 30, 2024 0.09
Mar 31, 2024 0.05
Dec 31, 2023 0.09
Sep 30, 2023 0.11
Jun 30, 2023 0.10
Mar 31, 2023 0.10
Dec 31, 2022 0.15
Sep 30, 2022 0.06
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.04