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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ameriserv Financial (ASRV) Debt Ratio (2018 - 2025)

Ameriserv Financial has reported Debt Ratio over the past 8 years, most recently at 0.03 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.03 for Q4 2025, up 5.52% from a year ago — trailing twelve months through Dec 2025 was 0.03 (up 5.52% YoY), and the annual figure for FY2025 was 0.03, up 5.52%.
  • Debt Ratio for Q4 2025 was 0.03 at Ameriserv Financial, down from 0.03 in the prior quarter.
  • Over the last five years, Debt Ratio for ASRV hit a ceiling of 0.08 in Q4 2022 and a floor of 0.01 in Q1 2021.
  • Median Debt Ratio over the past 5 years was 0.04 (2025), compared with a mean of 0.04.
  • Biggest five-year swings in Debt Ratio: tumbled 51.58% in 2021 and later skyrocketed 168.47% in 2023.
  • Ameriserv Financial's Debt Ratio stood at 0.03 in 2021, then surged by 148.88% to 0.08 in 2022, then tumbled by 38.77% to 0.05 in 2023, then plummeted by 40.24% to 0.03 in 2024, then increased by 5.52% to 0.03 in 2025.
  • The last three reported values for Debt Ratio were 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.04 (Q2 2025) per Business Quant data.