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Ameriserv Financial (ASRV) Debt Ratio: 2018-2025

Historic Debt Ratio for Ameriserv Financial (ASRV) over the last 8 years, with Sep 2025 value amounting to 0.03.

  • Ameriserv Financial's Debt Ratio fell 30.37% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.03, marking a year-over-year decrease of 30.37%. This contributed to the annual value of 0.05 for FY2024, which is 19.22% down from last year.
  • Per Ameriserv Financial's latest filing, its Debt Ratio stood at 0.03 for Q3 2025, which was down 7.76% from 0.04 recorded in Q2 2025.
  • Ameriserv Financial's Debt Ratio's 5-year high stood at 0.08 during Q4 2022, with a 5-year trough of 0.03 in Q2 2022.
  • Over the past 3 years, Ameriserv Financial's median Debt Ratio value was 0.05 (recorded in 2024), while the average stood at 0.05.
  • In the last 5 years, Ameriserv Financial's Debt Ratio tumbled by 54.33% in 2021 and then spiked by 164.67% in 2022.
  • Over the past 5 years, Ameriserv Financial's Debt Ratio (Quarterly) stood at 0.03 in 2021, then surged by 164.67% to 0.08 in 2022, then fell by 27.20% to 0.06 in 2023, then declined by 19.22% to 0.05 in 2024, then slumped by 30.37% to 0.03 in 2025.
  • Its Debt Ratio stands at 0.03 for Q3 2025, versus 0.04 for Q2 2025 and 0.04 for Q1 2025.