Ameriserv Financial (ASRV) Debt Ratio (2010 - 2025)

Ameriserv Financial's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.02 for Q4 2025.

• In Q4 2025, Debt Ratio fell 36.7% year-over-year to 0.02; the TTM figure through Dec 2025 stood at 0.02 (down 36.7% YoY), while the FY2025 annual figure was 0.02, down 36.7% from the prior year.
• Debt Ratio was 0.02 for Q4 2025 at Ameriserv Financial, down from 0.03 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.08 in Q4 2022 to a low of 0.01 in Q2 2021.
• Historically, Debt Ratio has averaged 0.04 across 5 years, with a median of 0.03 in 2024.
• The sharpest annual moves came in 2021 and 2022: Debt Ratio tumbled 60.57% in 2021, then soared 299.04% in 2022.
• A 5-year view of Debt Ratio shows it stood at 0.02 in 2021, then jumped by 299.04% to 0.08 in 2022, then slipped by 22.58% to 0.06 in 2023, then plunged by 52.74% to 0.03 in 2024, then tumbled by 36.7% to 0.02 in 2025.
• The last three Debt Ratio figures came in at 0.02 (Q4 2025), 0.03 (Q3 2025), and 0.02 (Q2 2025), per Business Quant data.