Ameriserv Financial (ASRV) FCF Margin (2010 - 2025)

Ameriserv Financial (ASRV) recorded quarterly FCF Margin of 19.7% in Q4 2025, down 19.7% quarter-over-quarter from 24.54% in Q3 2025, and down 7505.0% on a YoY basis from 0.27% in Q4 2024.

Ameriserv Financial (ASRV) FCF Margin (2010 - 2025) Analysis & Trends

Ameriserv Financial's FCF Margin history runs 16 years deep, the most recent figure standing at 19.7% for Q4 2025.

  • In Q4 2025, FCF Margin fell 7505.0% year-over-year to 19.7%; the TTM figure through Dec 2025 stood at 14.1% (up 785.0% YoY), while the FY2025 annual figure was 14.1%, up 785.0% from the prior year.
  • FCF Margin was 19.7% for Q4 2025 at Ameriserv Financial, down from 24.54% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 183.98% in Q1 2021 to a low of 68.75% in Q1 2024.
  • Historically, FCF Margin has averaged 27.8% across 5 years, with a median of 22.22% in 2023.
  • The sharpest annual moves came in 2021 and 2022: FCF Margin jumped 21639 bps in 2021, then plunged 14722 bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 52.19% in 2021, then jumped by 61 bps to 84.24% in 2022, then plunged by 76 bps to 19.9% in 2023, then jumped by 376 bps to 94.75% in 2024, then sank by 79 bps to 19.7% in 2025.
  • The last three FCF Margin figures came in at 19.7% (Q4 2025), 24.54% (Q3 2025), and 7.44% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Ameriserv Financial 64.10 Mn 10.59 Mn - 19.70%

Historic Data

Download Data
DateValue
Dec 31, 2025 19.70%
Sep 30, 2025 24.54%
Jun 30, 2025 -7.44%
Mar 31, 2025 19.14%
Dec 31, 2024 94.75%
Sep 30, 2024 -26.45%
Jun 30, 2024 30.53%
Mar 31, 2024 -68.75%
Dec 31, 2023 19.90%
Sep 30, 2023 61.91%
Jun 30, 2023 12.75%
Mar 31, 2023 40.57%
Dec 31, 2022 84.24%
Sep 30, 2022 5.99%
Jun 30, 2022 -37.92%
Mar 31, 2022 36.76%
Dec 31, 2021 52.19%
Sep 30, 2021 -47.68%
Jun 30, 2021 57.38%
Mar 31, 2021 183.98%