Ameriserv Financial (ASRV) Times Interest Earned (2010 - 2025)
Ameriserv Financial (ASRV) recorded quarterly Times Interest Earned of $1.23 in Q4 2025, down 12.77% quarter-over-quarter from $1.41 in Q3 2025, and up 7.8% on a YoY basis from $1.14 in Q4 2024.
Ameriserv Financial (ASRV) Times Interest Earned (2010 - 2025) Analysis & Trends
Ameriserv Financial's Times Interest Earned history runs 16 years deep, the most recent figure standing at $1.23 for Q4 2025.
- In Q4 2025, Times Interest Earned rose 7.8% year-over-year to $1.23; the TTM figure through Dec 2025 stood at $1.23 (up 7.79% YoY), while the FY2025 annual figure was $0.05, up 61.69% from the prior year.
- Times Interest Earned was $1.23 for Q4 2025 at Ameriserv Financial, down from $1.41 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $3.4 in Q1 2022 to a low of $0.08 in Q4 2023.
- Historically, Times Interest Earned has averaged $1.57 across 5 years, with a median of $1.33 in 2024.
- The sharpest annual moves came in 2023 and 2024: Times Interest Earned plunged 93.91% in 2023, then soared 1351.68% in 2024.
- A 5-year view of Times Interest Earned shows it stood at $2.63 in 2021, then tumbled by 50.88% to $1.29 in 2022, then slumped by 93.91% to $0.08 in 2023, then jumped by 1351.68% to $1.14 in 2024, then advanced by 7.8% to $1.23 in 2025.
- The last three Times Interest Earned figures came in at $1.23 (Q4 2025), $1.41 (Q3 2025), and $0.95 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Ameriserv Financial | 64.10 Mn | 10.59 Mn | - | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 0.95 |
| Mar 31, 2025 | 1.34 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.37 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 2.21 |
| Jun 30, 2022 | 2.77 |
| Mar 31, 2022 | 3.40 |
| Dec 31, 2021 | 2.63 |
| Sep 30, 2021 | 1.83 |
| Jun 30, 2021 | 2.08 |
| Mar 31, 2021 | 2.25 |