Ameriserv Financial (ASRV) Times Interest Earned (2010 - 2025)

Ameriserv Financial (ASRV) recorded quarterly Times Interest Earned of $1.23 in Q4 2025, down 12.77% quarter-over-quarter from $1.41 in Q3 2025, and up 7.8% on a YoY basis from $1.14 in Q4 2024.

Ameriserv Financial (ASRV) Times Interest Earned (2010 - 2025) Analysis & Trends

Ameriserv Financial's Times Interest Earned history runs 16 years deep, the most recent figure standing at $1.23 for Q4 2025.

  • In Q4 2025, Times Interest Earned rose 7.8% year-over-year to $1.23; the TTM figure through Dec 2025 stood at $1.23 (up 7.79% YoY), while the FY2025 annual figure was $0.05, up 61.69% from the prior year.
  • Times Interest Earned was $1.23 for Q4 2025 at Ameriserv Financial, down from $1.41 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $3.4 in Q1 2022 to a low of $0.08 in Q4 2023.
  • Historically, Times Interest Earned has averaged $1.57 across 5 years, with a median of $1.33 in 2024.
  • The sharpest annual moves came in 2023 and 2024: Times Interest Earned plunged 93.91% in 2023, then soared 1351.68% in 2024.
  • A 5-year view of Times Interest Earned shows it stood at $2.63 in 2021, then tumbled by 50.88% to $1.29 in 2022, then slumped by 93.91% to $0.08 in 2023, then jumped by 1351.68% to $1.14 in 2024, then advanced by 7.8% to $1.23 in 2025.
  • The last three Times Interest Earned figures came in at $1.23 (Q4 2025), $1.41 (Q3 2025), and $0.95 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Ameriserv Financial 64.10 Mn 10.59 Mn - 1.23

Historic Data

Download Data
DateValue
Dec 31, 2025 1.23
Sep 30, 2025 1.41
Jun 30, 2025 0.95
Mar 31, 2025 1.34
Dec 31, 2024 1.14
Sep 30, 2024 1.18
Jun 30, 2024 0.94
Mar 31, 2024 1.32
Dec 31, 2023 0.08
Sep 30, 2023 1.12
Jun 30, 2023 0.96
Mar 31, 2023 1.37
Dec 31, 2022 1.29
Sep 30, 2022 2.21
Jun 30, 2022 2.77
Mar 31, 2022 3.40
Dec 31, 2021 2.63
Sep 30, 2021 1.83
Jun 30, 2021 2.08
Mar 31, 2021 2.25