Ameriserv Financial (ASRV) Net Margin (2010 - 2025)
Ameriserv Financial (ASRV) recorded quarterly Net Margin of 36.95% in Q4 2025, down 46.85% quarter-over-quarter from 69.51% in Q3 2025, and up 1361.0% on a YoY basis from 2.53% in Q4 2024.
Ameriserv Financial (ASRV) Net Margin (2010 - 2025) Analysis & Trends
Ameriserv Financial's Net Margin history runs 16 years deep, the most recent figure standing at 36.95% for Q4 2025.
- In Q4 2025, Net Margin rose 1361.0% year-over-year to 36.95%; the TTM figure through Dec 2025 stood at 38.35% (up 1529.0% YoY), while the FY2025 annual figure was 45.13%, up 2229.0% from the prior year.
- Net Margin was 36.95% for Q4 2025 at Ameriserv Financial, down from 69.51% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 69.51% in Q3 2025 to a low of 143.31% in Q4 2023.
- Historically, Net Margin has averaged 27.37% across 5 years, with a median of 40.21% in 2023.
- The sharpest annual moves came in 2023 and 2024: Net Margin slumped 17085 bps in 2023, then surged 16664 bps in 2024.
- A 5-year view of Net Margin shows it stood at 49.49% in 2021, then plunged by 44 bps to 27.55% in 2022, then slumped by 620 bps to 143.31% in 2023, then jumped by 116 bps to 23.33% in 2024, then soared by 58 bps to 36.95% in 2025.
- The last three Net Margin figures came in at 36.95% (Q4 2025), 69.51% (Q3 2025), and 7.83% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Ameriserv Financial | 64.10 Mn | 10.59 Mn | - | 36.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 36.95% |
| Sep 30, 2025 | 69.51% |
| Jun 30, 2025 | -7.83% |
| Mar 31, 2025 | 54.99% |
| Dec 31, 2024 | 23.33% |
| Sep 30, 2024 | 30.50% |
| Jun 30, 2024 | -9.68% |
| Mar 31, 2024 | 46.92% |
| Dec 31, 2023 | -143.31% |
| Sep 30, 2023 | 17.44% |
| Jun 30, 2023 | -5.22% |
| Mar 31, 2023 | 43.47% |
| Dec 31, 2022 | 27.55% |
| Sep 30, 2022 | 57.75% |
| Jun 30, 2022 | 52.83% |
| Mar 31, 2022 | 61.86% |
| Dec 31, 2021 | 49.49% |
| Sep 30, 2021 | 36.27% |
| Jun 30, 2021 | 45.35% |
| Mar 31, 2021 | 59.22% |