Ameriserv Financial (ASRV) Net Margin (2010 - 2025)
Ameriserv Financial (ASRV) posted quarterly Net Margin of 36.95% for Q4 2025, up 1361.0% year-over-year from 2.53% in Q4 2024, and down 46.85% quarter-over-quarter from 69.51% in Q3 2025.
Ameriserv Financial (ASRV) Net Margin (2010 - 2025) Analysis & Trends
Ameriserv Financial's Net Margin history runs 16 years deep, the most recent figure standing at 36.95% for Q4 2025.
- In Q4 2025, Net Margin rose 1361.0% year-over-year to 36.95%; the TTM figure through Dec 2025 stood at 38.35% (up 1529.0% YoY), while the FY2025 annual figure was 43.01%, up 1720.0% from the prior year.
- Net Margin for Q4 2025 stood at 36.95%, down from 69.51% in the prior quarter.
- The five-year high for Net Margin was 69.51% in Q3 2025, with the low at 143.31% in Q4 2023.
- The 5-year median for Net Margin is 40.21% (2023), against an average of 27.37%.
- The sharpest annual moves came in 2023 and 2024: Net Margin sank 17085 bps in 2023, then jumped 16664 bps in 2024.
- Ameriserv Financial's Net Margin stood at 49.49% in 2021, then tumbled by 44 bps to 27.55% in 2022, then sank by 620 bps to 143.31% in 2023, then soared by 116 bps to 23.33% in 2024, then surged by 58 bps to 36.95% in 2025.
- Business Quant data shows ASRV's Net Margin at 36.95% in Q4 2025, 69.51% in Q3 2025, and 7.83% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.20 Bn | 85.00 Bn | - | - |
| 2 | Pnc Financial Services | 97.59 Bn | 97.59 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.78 Bn | 95.78 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.72 Bn | -144.37 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.75 Bn | -81.57 Bn | - | 25.60% |
| 7 | Nu Holdings | 71.00 Bn | 57.31 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.49 Bn | 25.77 Bn | - | 23.30% |
| 10 | Ameriserv Financial | 83.95 Mn | 47.31 Mn | - | 70.73% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 36.95% |
| Sep 30, 2025 | 69.51% |
| Jun 30, 2025 | -7.83% |
| Mar 31, 2025 | 54.99% |
| Dec 31, 2024 | 23.33% |
| Sep 30, 2024 | 30.50% |
| Jun 30, 2024 | -9.68% |
| Mar 31, 2024 | 46.92% |
| Dec 31, 2023 | -143.31% |
| Sep 30, 2023 | 17.44% |
| Jun 30, 2023 | -5.22% |
| Mar 31, 2023 | 43.47% |
| Dec 31, 2022 | 27.55% |
| Sep 30, 2022 | 57.75% |
| Jun 30, 2022 | 52.83% |
| Mar 31, 2022 | 61.86% |
| Dec 31, 2021 | 49.49% |
| Sep 30, 2021 | 36.27% |
| Jun 30, 2021 | 45.35% |
| Mar 31, 2021 | 59.22% |