Ameriserv Financial (ASRV) Net Margin (2010 - 2025)

Ameriserv Financial (ASRV) recorded quarterly Net Margin of 36.95% in Q4 2025, down 46.85% quarter-over-quarter from 69.51% in Q3 2025, and up 1361.0% on a YoY basis from 2.53% in Q4 2024.

Ameriserv Financial (ASRV) Net Margin (2010 - 2025) Analysis & Trends

Ameriserv Financial's Net Margin history runs 16 years deep, the most recent figure standing at 36.95% for Q4 2025.

  • In Q4 2025, Net Margin rose 1361.0% year-over-year to 36.95%; the TTM figure through Dec 2025 stood at 38.35% (up 1529.0% YoY), while the FY2025 annual figure was 45.13%, up 2229.0% from the prior year.
  • Net Margin was 36.95% for Q4 2025 at Ameriserv Financial, down from 69.51% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 69.51% in Q3 2025 to a low of 143.31% in Q4 2023.
  • Historically, Net Margin has averaged 27.37% across 5 years, with a median of 40.21% in 2023.
  • The sharpest annual moves came in 2023 and 2024: Net Margin slumped 17085 bps in 2023, then surged 16664 bps in 2024.
  • A 5-year view of Net Margin shows it stood at 49.49% in 2021, then plunged by 44 bps to 27.55% in 2022, then slumped by 620 bps to 143.31% in 2023, then jumped by 116 bps to 23.33% in 2024, then soared by 58 bps to 36.95% in 2025.
  • The last three Net Margin figures came in at 36.95% (Q4 2025), 69.51% (Q3 2025), and 7.83% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Ameriserv Financial 64.10 Mn 10.59 Mn - 36.95%

Historic Data

Download Data
DateValue
Dec 31, 2025 36.95%
Sep 30, 2025 69.51%
Jun 30, 2025 -7.83%
Mar 31, 2025 54.99%
Dec 31, 2024 23.33%
Sep 30, 2024 30.50%
Jun 30, 2024 -9.68%
Mar 31, 2024 46.92%
Dec 31, 2023 -143.31%
Sep 30, 2023 17.44%
Jun 30, 2023 -5.22%
Mar 31, 2023 43.47%
Dec 31, 2022 27.55%
Sep 30, 2022 57.75%
Jun 30, 2022 52.83%
Mar 31, 2022 61.86%
Dec 31, 2021 49.49%
Sep 30, 2021 36.27%
Jun 30, 2021 45.35%
Mar 31, 2021 59.22%