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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ameriserv Financial (ASRV) Net Margin (2018 - 2025)

Ameriserv Financial has reported Net Margin over the past 8 years, most recently at 36.95% for Q4 2025.

  • Quarterly results put Net Margin at 36.95% for Q4 2025, up 1361.0% from a year ago — trailing twelve months through Dec 2025 was 38.35% (up 1529.0% YoY), and the annual figure for FY2025 was 45.13%, up 2208.0%.
  • Net Margin for Q4 2025 was 36.95% at Ameriserv Financial, down from 69.51% in the prior quarter.
  • Over the last five years, Net Margin for ASRV hit a ceiling of 69.51% in Q3 2025 and a floor of 143.31% in Q4 2023.
  • Median Net Margin over the past 5 years was 40.21% (2023), compared with a mean of 27.37%.
  • Biggest five-year swings in Net Margin: plummeted -17085bps in 2023 and later skyrocketed 16664bps in 2024.
  • Ameriserv Financial's Net Margin stood at 49.49% in 2021, then crashed by -44bps to 27.55% in 2022, then crashed by -620bps to 143.31% in 2023, then surged by 116bps to 23.33% in 2024, then skyrocketed by 58bps to 36.95% in 2025.
  • The last three reported values for Net Margin were 36.95% (Q4 2025), 69.51% (Q3 2025), and 7.83% (Q2 2025) per Business Quant data.