Ameriserv Financial (ASRV) Net Margin (2010 - 2025)
Ameriserv Financial's quarterly Net Margin came in at 36.95% in Q4 2025, up 1361.0% year-on-year from 2.53% in Q4 2024, and down 46.85% quarter-over-quarter from 69.51% in Q3 2025.
Ameriserv Financial has reported Net Margin for 16 years, with the latest figure at 36.95% in Q4 2025.
- For the quarter ending Q4 2025, Net Margin rose 1361.0% year-over-year to 36.95%; the trailing twelve-month figure through Dec 2025 stood at 38.35% (up 1529.0% YoY), and the FY2025 full-year result was 45.13%, up 2229.0% from the prior year.
- Net Margin for Q4 2025 stood at 36.95%, down from 69.51% in the prior quarter.
- The five-year high for Net Margin was 69.51% in Q3 2025, with the low at 143.31% in Q4 2023.
- Average Net Margin over 5 years is 27.37%, with a median of 40.21% recorded in 2023.
- Year-over-year, Net Margin slumped 17085 bps in 2023 and jumped 16664 bps in 2024.
- Tracing ASRV's Net Margin over 5 years: stood at 49.49% in 2021, then tumbled by 44 bps to 27.55% in 2022, then sank by 620 bps to 143.31% in 2023, then surged by 116 bps to 23.33% in 2024, then jumped by 58 bps to 36.95% in 2025.
- The last three Net Margin figures came in at 36.95% (Q4 2025), 69.51% (Q3 2025), and 7.83% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Ameriserv Financial | 64.92 Mn | 11.42 Mn | - | 36.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 36.95% |
| Sep 30, 2025 | 69.51% |
| Jun 30, 2025 | -7.83% |
| Mar 31, 2025 | 54.99% |
| Dec 31, 2024 | 23.33% |
| Sep 30, 2024 | 30.50% |
| Jun 30, 2024 | -9.68% |
| Mar 31, 2024 | 46.92% |
| Dec 31, 2023 | -143.31% |
| Sep 30, 2023 | 17.44% |
| Jun 30, 2023 | -5.22% |
| Mar 31, 2023 | 43.47% |
| Dec 31, 2022 | 27.55% |
| Sep 30, 2022 | 57.75% |
| Jun 30, 2022 | 52.83% |
| Mar 31, 2022 | 61.86% |
| Dec 31, 2021 | 49.49% |
| Sep 30, 2021 | 36.27% |
| Jun 30, 2021 | 45.35% |
| Mar 31, 2021 | 59.22% |
| Dec 31, 2020 | 21.26% |
| Sep 30, 2020 | 32.72% |
| Jun 30, 2020 | 46.63% |
| Mar 31, 2020 | 43.62% |
| Dec 31, 2019 | 20.64% |
| Sep 30, 2019 | 52.40% |
| Jun 30, 2019 | 14.09% |
| Mar 31, 2019 | 15.32% |
| Dec 31, 2018 | 15.93% |
| Sep 30, 2018 | 18.35% |
| Jun 30, 2018 | 13.91% |
| Mar 31, 2018 | 14.27% |
| Dec 31, 2017 | -7.83% |
| Sep 30, 2017 | 12.34% |
| Jun 30, 2017 | 10.98% |
| Mar 31, 2017 | 10.97% |
| Dec 31, 2016 | 9.29% |
| Sep 30, 2016 | 8.75% |
| Jun 30, 2016 | 11.14% |
| Mar 31, 2016 | -10.69% |
| Dec 31, 2015 | 10.62% |
| Sep 30, 2015 | 13.65% |
| Jun 30, 2015 | 10.96% |
| Mar 31, 2015 | 10.41% |
| Dec 31, 2014 | 6.09% |
| Sep 30, 2014 | 3.04% |
| Jun 30, 2014 | 7.71% |
| Mar 31, 2014 | 7.27% |
| Dec 31, 2013 | 14.35% |
| Sep 30, 2013 | 9.63% |
| Jun 30, 2013 | 8.42% |
| Mar 31, 2013 | 8.47% |
| Dec 31, 2012 | 5.71% |
| Sep 30, 2012 | 8.96% |
| Jun 30, 2012 | 10.04% |
| Mar 31, 2012 | 11.10% |
| Dec 31, 2011 | 12.97% |
| Sep 30, 2011 | 8.82% |
| Jun 30, 2011 | 14.28% |
| Mar 31, 2011 | 8.79% |
| Dec 31, 2010 | 7.02% |
| Sep 30, 2010 | 2.76% |
| Jun 30, 2010 | 1.61% |