Ameriserv Financial (ASRV) Interest Coverage Ratio (2010 - 2025)
Ameriserv Financial's quarterly Interest Coverage Ratio came in at 1.23 in Q4 2025, up 7.8% year-on-year from 1.14 in Q4 2024, and down 12.77% quarter-over-quarter from 1.41 in Q3 2025.
Ameriserv Financial has reported Interest Coverage Ratio for 16 years, with the latest figure at 1.23 in Q4 2025.
- For the quarter ending Q4 2025, Interest Coverage Ratio rose 7.8% year-over-year to 1.23; the trailing twelve-month figure through Dec 2025 stood at 1.23 (up 7.79% YoY), and the FY2025 full-year result was 0.05, up 61.69% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 1.23, down from 1.41 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 3.4 in Q1 2022, with the low at 0.08 in Q4 2023.
- Average Interest Coverage Ratio over 5 years is 1.57, with a median of 1.33 recorded in 2024.
- Year-over-year, Interest Coverage Ratio plunged 93.91% in 2023 and surged 1351.68% in 2024.
- Tracing ASRV's Interest Coverage Ratio over 5 years: stood at 2.63 in 2021, then slumped by 50.88% to 1.29 in 2022, then sank by 93.91% to 0.08 in 2023, then surged by 1351.68% to 1.14 in 2024, then climbed by 7.8% to 1.23 in 2025.
- The last three Interest Coverage Ratio figures came in at 1.23 (Q4 2025), 1.41 (Q3 2025), and 0.95 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Ameriserv Financial | 64.92 Mn | 11.42 Mn | - | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 0.95 |
| Mar 31, 2025 | 1.34 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.37 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 2.21 |
| Jun 30, 2022 | 2.77 |
| Mar 31, 2022 | 3.40 |
| Dec 31, 2021 | 2.63 |
| Sep 30, 2021 | 1.83 |
| Jun 30, 2021 | 2.08 |
| Mar 31, 2021 | 2.25 |
| Dec 31, 2020 | 1.41 |
| Sep 30, 2020 | 1.54 |
| Jun 30, 2020 | 1.69 |
| Mar 31, 2020 | 1.56 |
| Dec 31, 2019 | 1.24 |
| Sep 30, 2019 | 1.58 |
| Jun 30, 2019 | 1.61 |
| Mar 31, 2019 | 1.68 |
| Dec 31, 2018 | 1.73 |
| Sep 30, 2018 | 1.85 |
| Jun 30, 2018 | 1.80 |
| Mar 31, 2018 | 1.90 |
| Dec 31, 2017 | 2.02 |
| Sep 30, 2017 | 2.00 |
| Jun 30, 2017 | 1.93 |
| Mar 31, 2017 | 1.97 |
| Dec 31, 2016 | 1.79 |
| Sep 30, 2016 | 1.77 |
| Jun 30, 2016 | 2.02 |
| Mar 31, 2016 | 0.03 |
| Dec 31, 2015 | 2.05 |
| Sep 30, 2015 | 2.55 |
| Jun 30, 2015 | 2.28 |
| Mar 31, 2015 | 2.25 |
| Dec 31, 2014 | 1.71 |
| Sep 30, 2014 | 1.47 |
| Jun 30, 2014 | 1.88 |
| Mar 31, 2014 | 1.84 |
| Dec 31, 2013 | 2.69 |
| Sep 30, 2013 | 2.10 |
| Jun 30, 2013 | 1.94 |
| Mar 31, 2013 | 1.90 |
| Dec 31, 2012 | 1.58 |
| Sep 30, 2012 | 2.01 |
| Jun 30, 2012 | 2.06 |
| Mar 31, 2012 | 2.09 |
| Dec 31, 2011 | 2.12 |
| Sep 30, 2011 | 1.97 |
| Jun 30, 2011 | 2.16 |
| Mar 31, 2011 | 1.67 |
| Dec 31, 2010 | 1.48 |
| Sep 30, 2010 | 1.25 |
| Jun 30, 2010 | 1.19 |