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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ameriserv Financial (ASRV) Interest Coverage Ratio (2018 - 2025)

Ameriserv Financial has reported Interest Coverage Ratio over the past 8 years, most recently at 1.23 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.23 for Q4 2025, up 7.8% from a year ago — trailing twelve months through Dec 2025 was 1.23 (up 7.79% YoY), and the annual figure for FY2025 was 0.05, up 61.69%.
  • Interest Coverage Ratio for Q4 2025 was 1.23 at Ameriserv Financial, down from 1.41 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ASRV hit a ceiling of 3.4 in Q1 2022 and a floor of 0.08 in Q4 2023.
  • Median Interest Coverage Ratio over the past 5 years was 1.33 (2024), compared with a mean of 1.57.
  • Biggest five-year swings in Interest Coverage Ratio: crashed 93.91% in 2023 and later surged 1351.68% in 2024.
  • Ameriserv Financial's Interest Coverage Ratio stood at 2.63 in 2021, then crashed by 50.88% to 1.29 in 2022, then crashed by 93.91% to 0.08 in 2023, then surged by 1351.68% to 1.14 in 2024, then rose by 7.8% to 1.23 in 2025.
  • The last three reported values for Interest Coverage Ratio were 1.23 (Q4 2025), 1.41 (Q3 2025), and 0.95 (Q2 2025) per Business Quant data.