Ameriserv Financial (ASRV) Interest Coverage Ratio (2010 - 2025)
Ameriserv Financial (ASRV) posted quarterly Interest Coverage Ratio of 1.23 for Q4 2025, up 7.8% year-over-year from 1.14 in Q4 2024, and down 12.77% quarter-over-quarter from 1.41 in Q3 2025.
Ameriserv Financial (ASRV) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Ameriserv Financial's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.23 for Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 7.8% year-over-year to 1.23; the TTM figure through Dec 2025 stood at 1.23 (up 7.82% YoY), while the FY2025 annual figure was 1.23, up 7.94% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 1.23, down from 1.41 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.63 in Q4 2021, with the low at 0.08 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.26 (2022), against an average of 1.29.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 93.91% in 2023, then surged 1351.68% in 2024.
- Ameriserv Financial's Interest Coverage Ratio stood at 2.63 in 2021, then slumped by 50.88% to 1.29 in 2022, then sank by 93.91% to 0.08 in 2023, then soared by 1351.68% to 1.14 in 2024, then gained by 7.8% to 1.23 in 2025.
- Business Quant data shows ASRV's Interest Coverage Ratio at 1.23 in Q4 2025, 1.41 in Q3 2025, and 0.95 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Ameriserv Financial | 84.40 Mn | 47.76 Mn | - | 227.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 0.95 |
| Mar 31, 2025 | 1.32 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 1.29 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 0.96 |
| Mar 31, 2023 | 1.37 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 1.14 |
| Jun 30, 2022 | 1.22 |
| Mar 31, 2022 | 1.47 |
| Dec 31, 2021 | 2.63 |
| Sep 30, 2021 | 1.45 |
| Jun 30, 2021 | 1.53 |
| Mar 31, 2021 | 2.03 |