Ameriserv Financial (ASRV) Interest Coverage Ratio (2010 - 2025)

Ameriserv Financial's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.23 for Q4 2025.

• In Q4 2025, Interest Coverage Ratio rose 7.8% year-over-year to 1.23; the TTM figure through Dec 2025 stood at 1.23 (up 7.79% YoY), while the FY2025 annual figure was 0.05, up 61.69% from the prior year.
• Interest Coverage Ratio was 1.23 for Q4 2025 at Ameriserv Financial, down from 1.41 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 3.4 in Q1 2022 to a low of 0.08 in Q4 2023.
• Historically, Interest Coverage Ratio has averaged 1.57 across 5 years, with a median of 1.33 in 2024.
• The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 93.91% in 2023, then soared 1351.68% in 2024.
• A 5-year view of Interest Coverage Ratio shows it stood at 2.63 in 2021, then tumbled by 50.88% to 1.29 in 2022, then slumped by 93.91% to 0.08 in 2023, then jumped by 1351.68% to 1.14 in 2024, then advanced by 7.8% to 1.23 in 2025.
• The last three Interest Coverage Ratio figures came in at 1.23 (Q4 2025), 1.41 (Q3 2025), and 0.95 (Q2 2025), per Business Quant data.