Ameriserv Financial (ASRV) EBT Margin (2010 - 2025)

Ameriserv Financial (ASRV) recorded quarterly EBT Margin of 42.99% in Q4 2025, down 48.98% quarter-over-quarter from 84.26% in Q3 2025, and up 1475.0% on a YoY basis from 2.73% in Q4 2024.

Ameriserv Financial (ASRV) EBT Margin (2010 - 2025) Analysis & Trends

Ameriserv Financial's EBT Margin history runs 16 years deep, the most recent figure standing at 42.99% for Q4 2025.

  • In Q4 2025, EBT Margin rose 1475.0% year-over-year to 42.99%; the TTM figure through Dec 2025 stood at 46.44% (up 1828.0% YoY), while the FY2025 annual figure was 46.44%, up 1828.0% from the prior year.
  • EBT Margin was 42.99% for Q4 2025 at Ameriserv Financial, down from 84.26% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 84.26% in Q3 2025 to a low of 183.09% in Q4 2023.
  • Historically, EBT Margin has averaged 33.27% across 5 years, with a median of 49.53% in 2023.
  • The sharpest annual moves came in 2023 and 2024: EBT Margin slumped 21430 bps in 2023, then soared 21133 bps in 2024.
  • A 5-year view of EBT Margin shows it stood at 60.74% in 2021, then sank by 49 bps to 31.21% in 2022, then slumped by 687 bps to 183.09% in 2023, then soared by 115 bps to 28.24% in 2024, then soared by 52 bps to 42.99% in 2025.
  • The last three EBT Margin figures came in at 42.99% (Q4 2025), 84.26% (Q3 2025), and 9.78% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Ameriserv Financial 64.10 Mn 10.59 Mn - 42.99%

Historic Data

Download Data
DateValue
Dec 31, 2025 42.99%
Sep 30, 2025 84.26%
Jun 30, 2025 -9.78%
Mar 31, 2025 68.76%
Dec 31, 2024 28.24%
Sep 30, 2024 36.61%
Jun 30, 2024 -12.50%
Mar 31, 2024 58.82%
Dec 31, 2023 -183.09%
Sep 30, 2023 20.78%
Jun 30, 2023 -6.92%
Mar 31, 2023 54.15%
Dec 31, 2022 31.21%
Sep 30, 2022 72.20%
Jun 30, 2022 66.05%
Mar 31, 2022 77.33%
Dec 31, 2021 60.74%
Sep 30, 2021 44.92%
Jun 30, 2021 56.51%
Mar 31, 2021 74.02%