Ameriserv Financial (ASRV) EBT Margin (2010 - 2025)
Ameriserv Financial (ASRV) posted quarterly EBT Margin of 42.99% for Q4 2025, up 1475.0% year-over-year from 2.73% in Q4 2024, and down 48.98% quarter-over-quarter from 84.26% in Q3 2025.
Ameriserv Financial (ASRV) EBT Margin (2010 - 2025) Analysis & Trends
Ameriserv Financial's EBT Margin history runs 16 years deep, the most recent figure standing at 42.99% for Q4 2025.
- In Q4 2025, EBT Margin rose 1475.0% year-over-year to 42.99%; the TTM figure through Dec 2025 stood at 46.44% (up 1828.0% YoY), while the FY2025 annual figure was 46.44%, up 1828.0% from the prior year.
- EBT Margin for Q4 2025 stood at 42.99%, down from 84.26% in the prior quarter.
- The five-year high for EBT Margin was 84.26% in Q3 2025, with the low at 183.09% in Q4 2023.
- The 5-year median for EBT Margin is 49.53% (2023), against an average of 33.27%.
- The sharpest annual moves came in 2023 and 2024: EBT Margin sank 21430 bps in 2023, then surged 21133 bps in 2024.
- Ameriserv Financial's EBT Margin stood at 60.74% in 2021, then plunged by 49 bps to 31.21% in 2022, then sank by 687 bps to 183.09% in 2023, then surged by 115 bps to 28.24% in 2024, then surged by 52 bps to 42.99% in 2025.
- Business Quant data shows ASRV's EBT Margin at 42.99% in Q4 2025, 84.26% in Q3 2025, and 9.78% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Ameriserv Financial | 84.99 Mn | 48.36 Mn | - | 87.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 42.99% |
| Sep 30, 2025 | 84.26% |
| Jun 30, 2025 | -9.78% |
| Mar 31, 2025 | 68.76% |
| Dec 31, 2024 | 28.24% |
| Sep 30, 2024 | 36.61% |
| Jun 30, 2024 | -12.50% |
| Mar 31, 2024 | 58.82% |
| Dec 31, 2023 | -183.09% |
| Sep 30, 2023 | 20.78% |
| Jun 30, 2023 | -6.92% |
| Mar 31, 2023 | 54.15% |
| Dec 31, 2022 | 31.21% |
| Sep 30, 2022 | 72.20% |
| Jun 30, 2022 | 66.05% |
| Mar 31, 2022 | 77.33% |
| Dec 31, 2021 | 60.74% |
| Sep 30, 2021 | 44.92% |
| Jun 30, 2021 | 56.51% |
| Mar 31, 2021 | 74.02% |