United Bankshares Growth Metrics (2011-2025) | UBSI

Growth Metrics Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
EBITDA Margin Growth (1y) -327.00-174.00-351.00-156.00-216.00-116.00382.00-329.00125.00433.00357.00756.00313.00-12.00145.00108.00183.00-481.00136.00456.00332.0029,342.0047,671.0065,634.0066,667.0028,549.0038,813.0035,629.0021,761.00216.00-36004.00-37740.00-41767.00-48975.00-41360.00-28947.0023,374.0017,373.0038,960.0074,381.00126,017.00373,826.00177,356.00148,005.00118,129.00-138810.0051,739.0031,062.0021,258.0011,227.00-13388.0026,966.0021,569.00
EBITDA Margin Growth (3y) -418.00143.00387.00271.00222.00305.00884.00535.00622.00-60.00638.001,320.00828.0028,848.0047,952.0066,198.0067,182.0057,410.0086,620.00101,719.0088,760.0058,107.0050,480.0063,523.0046,661.00-20209.00-38551.00-48953.00-25384.00-59991.00-66346.00-31754.0048,781.00102,030.00345,220.00187,369.00245,760.00261,519.00268,055.00253,448.00265,404.00246,244.00215,707.00206,032.00160,956.00
EBITDA Margin Growth (5y) 79.00-350.00669.00835.00737.0029,166.0048,691.0066,626.0067,621.0057,831.0087,122.00102,583.0089,257.0057,614.0050,762.0064,087.0047,177.008,651.009,256.0018,046.0032,506.0026,493.0034,917.0056,674.0077,546.00104,840.00343,109.00167,363.00197,002.00184,156.00168,670.00197,340.00227,847.00241,417.00217,637.00225,720.00303,788.00304,346.00
EBITDA Margin (QoQ) -196.00-312.00-8.00190.00-44.00-489.00187.00129.0057.009.00-524.00583.00365.00-68.00-124.00140.0040.0090.00-162.00216.00-625.00707.00158.0091.0028,385.0019,036.0018,122.001,124.00-9733.0029,300.0014,937.00-12743.00-31278.00-6920.0013,202.00-16771.00-38486.00695.0013,835.00-5306.008,582.0021,848.0049,257.0046,330.00256,391.00-174622.0019,906.0016,454.00-548.0015,927.00-771.006,651.00-10578.00-8688.0039,582.001,254.00
EBIT Margin Growth (1y) -331.00-259.00-334.00-81.00-193.00-42.00384.00-386.00155.00440.00380.00776.00295.0010.00123.00164.00196.00-477.00203.00465.00349.0028,417.0046,333.0063,843.0064,660.0027,891.0037,381.0034,570.0021,505.00277.00-34612.00-36706.00-41525.00-48015.00-40333.00-27691.0022,530.0016,152.0036,065.0070,086.00119,998.00361,454.00173,703.00145,272.00118,158.00-132222.0051,573.0031,575.0020,684.0011,616.00-14970.0026,211.0021,449.00
EBIT Margin Growth (3y) -369.00139.00431.00309.00257.00408.00887.00554.00646.00-27.00706.001,405.00840.0027,950.0046,660.0064,472.0065,205.0055,831.0083,918.0098,878.0086,513.0056,586.0049,103.0061,707.0044,640.00-19846.00-37564.00-47710.00-25208.00-58793.00-65800.00-33151.0044,600.0095,816.00332,361.00182,077.00237,887.00254,308.00261,340.00246,932.00258,840.00240,848.00210,305.00203,058.00160,292.00
EBIT Margin Growth (5y) 122.00-328.00757.00938.00802.0028,347.0047,424.0064,862.0065,654.0056,281.0084,421.0099,819.0087,005.0056,119.0049,429.0062,336.0045,185.008,094.008,973.0017,298.0031,100.0024,921.0032,614.0053,014.0072,769.0098,586.00330,225.00162,057.00190,149.00179,362.00163,433.00192,124.00221,447.00234,659.00211,755.00218,679.00295,673.00296,441.00
EBIT Margin (QoQ) -171.00-368.00-51.00259.00-98.00-443.00201.00147.0052.00-17.00-569.00688.00337.00-76.00-173.00207.0053.0036.00-132.00239.00-621.00717.00130.00123.0027,448.0018,633.0017,639.00940.00-9321.0028,123.0014,828.00-12126.00-30548.00-6766.0012,734.00-16944.00-37039.00916.0013,181.00-5462.007,822.0020,523.0047,203.0044,450.00249,279.00-167229.0018,772.0017,337.00-1101.0016,566.00-1226.006,446.00-10170.00-10020.0039,955.001,684.00
EBT Margin Growth (1y) 109.00186.00-53.00281.00169.00236.00603.00-221.00390.00588.00494.00818.00309.00133.00195.00222.00172.00-504.00150.00385.00178.0020,985.0036,816.0050,654.0049,843.0020,740.0020,527.0013,460.004,548.00-6708.00-27470.00-25717.00-30784.00-29702.00-22417.00-7838.0022,951.0015,424.0032,431.0063,446.00100,070.00239,396.0078,128.0028,565.002,667.00-159114.00-10488.00-577.00-2897.0013,373.00-5737.0033,652.0034,738.00
EBT Margin Growth (3y) 668.001,011.001,044.00878.00868.00958.001,292.00819.00871.00218.00839.001,426.00659.0020,614.0037,161.0051,261.0050,193.0041,221.0057,493.0064,499.0054,569.0035,017.0029,873.0038,397.0023,607.00-15670.00-29360.00-34075.00-13459.00-34462.00-34752.00-6192.0056,695.0093,078.00230,360.00102,721.00114,962.00118,162.00100,070.0091,433.0099,841.0093,655.0061,902.0061,639.0034,509.00
EBT Margin Growth (5y) 1,149.00641.001,389.001,485.001,218.0021,439.0038,258.0051,858.0050,892.0041,943.0058,182.0065,539.0055,051.0034,647.0030,218.0039,004.0023,957.004,811.007,606.0015,947.0028,266.0022,881.0029,362.0048,200.0070,727.0086,135.00218,104.0076,484.0078,552.0068,275.0045,530.0061,448.0084,682.0092,848.0084,619.0086,495.00148,036.00150,003.00
EBT Margin (QoQ) -82.00-101.009.00283.00-5.00-340.00343.00171.0062.0027.00-482.00782.00261.00-67.00-157.00273.0085.00-6.00-130.00223.00-590.00648.00105.0015.0020,216.0016,479.0013,943.00-795.00-8887.0016,266.006,876.00-9707.00-20143.00-4496.008,629.00-14774.00-19061.002,789.0011,729.00-4737.006,586.0018,854.0042,744.0031,887.00145,911.00-142414.00-6819.005,990.00-15870.006,211.003,092.003,670.00400.00-12898.0042,481.004,756.00
Enterprise Value Growth (1y) -19.48%-13.33%22.38%20.37%29.78%15.23%0.38%-11.24%-74.12%36.90%47.92%38.76%63.83%-28.20%-70.56%-13.85%-35.56%-20.10%-10.91%-67.32%-84.27%-28.10%-56.19%-16.15%31.68%21.86%27.62%38.17%-2.94%-13.69%22.81%87.70%-14.00%-64.55%-69.70%-121.65%-78.27%-143.49%4.98%54.53%66.19%7.67%31.85%-1.22%13.17%-530.97%9.70%-9.84%-61.21%-43.36%-50.65%-24.52%-31.95%
Enterprise Value Growth (3y) -13.47%15.36%26.15%18.44%23.81%11.81%4.00%8.12%5.13%0.96%0.50%-5.27%3.33%-25.41%-43.50%-30.31%-19.50%-6.33%-7.83%-6.31%-9.03%-4.41%4.44%55.47%7.10%-13.50%1.76%-37.53%-49.41%-47.20%35.65%-33.90%-10.08%-11.79%-25.99%-12.80%6.39%10.59%16.38%20.34%22.07%-102.89%2.49%-11.45%-22.69%
Enterprise Value Growth (5y) 6.46%1.37%5.30%-0.66%-2.01%-1.08%-8.92%-8.55%-1.45%0.55%-2.18%3.48%8.67%-11.87%-10.55%29.99%-14.90%-17.60%-10.44%-26.78%-27.27%-29.24%28.16%-11.05%-3.45%4.83%31.38%-10.99%-8.95%1.31%-9.19%-8.12%-8.20%-14.35%-78.44%-14.32%-2.33%-8.74%
Enterprise Value (QoQ) 6.60%-24.43%5.46%-8.74%11.40%14.77%3.01%4.12%-6.97%-0.16%-8.30%-50.07%61.23%17.35%-27.36%11.36%-37.39%-9.96%14.99%-5.54%-21.73%-1.55%-28.25%-16.23%15.37%-23.82%4.63%31.63%3.21%-14.69%18.54%-13.84%-6.90%22.13%87.02%-955.14%-54.31%19.70%-24.10%-9.69%93.20%-925.77%40.61%18.44%81.42%-657.15%11.80%30.04%-35.04%-8.36%-7.28%-2.69%-20.09%-13.87%11.32%-8.81%
FCF Margin Growth (1y) -959.00792.00596.00398.001,457.00264.00793.00-738.00-2105.00-1538.00-376.00466.001,646.00-203.001,005.006.00168.00-1059.00236.00-1015.00310.00-13871.0034,970.0078,763.00103,116.00-19455.0049,177.00-18100.00-41379.003,439.00-65356.00-31567.00-55834.00863.00133,957.0091,328.0080,397.00266,667.00-23338.00-97634.00-32540.00-110809.0010,793.00-3703.0035,035.00-34088.00-8587.0025,741.0014,681.00
FCF Margin Growth (3y) -1608.00-482.001,013.00126.00998.00-1477.001,422.00-266.00-291.00-2800.00866.00-543.002,124.00-15133.0036,212.0077,753.00103,593.00-34385.0084,383.0059,648.0062,046.00-29887.0018,791.0029,095.005,902.00-96351.00105,271.00-42119.00-44757.0078,986.00193,160.00103,633.00253,477.00111,482.00121,413.00-10009.0082,892.00121,770.00-21131.00-75596.0017,177.00
FCF Margin Growth (5y) 206.00-1745.002,254.00-883.001,475.00-16407.0036,629.0077,482.00103,134.00-36126.0085,013.0060,120.0063,860.00-31149.0020,033.0028,086.006,380.007,075.0071,945.0042,028.0015,905.00140,722.00177,144.0087,454.00203,810.0014,269.0098,965.005,738.00111,101.0066,441.0091,822.00106,128.00108,580.00113,689.00
FCF Margin (QoQ) -2396.00241.001,647.00-451.00-645.0045.001,449.00607.00-1838.00574.00-82.00-760.00-1270.001,736.00761.00420.00-3119.002,944.00-239.00582.00-4346.004,240.00-1491.001,907.00-18527.0053,081.0042,302.0026,260.00-141098.00121,713.00-24975.002,981.00-96279.0052,918.008,813.00-21286.0060,524.00-25677.00-27613.00126,724.0017,895.00-36609.00158,658.00-163281.00-56402.0028,486.0080,388.00-41679.00-70898.0067,224.0011,265.00-16177.00-36571.0056,164.00
FCF Payout Ratio Growth (1y) 30.85%-23.82%-2.94%-2.93%-26.93%-4.33%-17.74%21.29%33.93%96.92%16.44%-8.61%-12.06%11.97%-21.11%4.26%-1.35%216.91%-5.62%32.42%-4.18%-122.32%3.69%-54.41%-43.38%34.39%-29.51%73.04%68.83%6.47%103.65%27.42%387.07%-68.65%-71.47%42.95%64.48%-57.51%154.63%226.01%46.40%-16.88%-1.16%9.35%-25.87%23.00%3.73%-27.40%-12.50%
FCF Payout Ratio Growth (3y) 8.59%12.80%-2.40%2.47%-4.88%28.25%-8.92%4.94%5.13%91.18%-4.65%8.06%-5.97%-40.81%-8.26%-14.30%-18.81%-35.07%-11.64%1.47%-2.89%-28.81%14.18%0.17%66.98%37.12%31.82%-8.57%21.92%-24.19%34.70%-14.85%-15.45%-38.93%-10.45%72.08%21.31%-24.26%37.69%37.30%-1.71%
FCF Payout Ratio Growth (5y) 2.13%38.48%-7.09%8.24%-4.04%-28.42%-5.86%-6.95%-8.82%-24.77%-8.72%-0.09%-4.49%-19.98%2.08%6.77%34.49%6.94%-46.82%-10.99%7.41%-16.07%17.84%-2.39%5.91%13.37%27.38%12.97%-8.53%1.86%29.08%-7.70%-9.18%-25.24%
FCF Payout Ratio (QoQ) 107.81%-23.66%-31.63%20.63%20.98%-2.73%-31.62%-9.19%58.41%-16.36%0.82%0.27%132.91%-50.55%-20.87%-3.51%196.54%-65.16%4.58%-8.71%852.65%-89.62%46.72%-33.94%-321.96%148.20%-35.49%-17.96%-357.18%151.79%58.35%-19.95%-242.48%212.77%-0.92%205.98%-71.02%36.25%275.48%-80.75%45.19%56.76%-2.99%15.32%85.90%-29.60%-44.92%37.13%105.66%-52.27%-8.62%15.64%43.94%-42.48%
Interest Coverage Ratio Growth (1y) 21.72%25.47%13.46%29.41%27.27%24.00%30.80%7.26%30.50%25.78%20.59%23.19%7.63%14.89%10.71%10.03%0.89%-11.67%-2.16%-0.21%-10.68%-28.94%-17.16%-17.75%-19.17%-1.31%-34.17%-39.93%-36.89%-30.82%-17.06%-5.92%-18.45%19.18%135.72%344.14%197.83%60.42%-1.36%5.47%-35.94%-65.23%-77.10%-80.72%-70.46%-44.82%-24.20%-10.17%-7.98%5.55%0.40%14.62%17.01%
Interest Coverage Ratio Growth (3y) 26.44%25.08%21.41%19.58%21.36%21.46%20.42%13.29%12.32%8.48%9.31%10.59%-1.01%-10.33%-3.55%-3.34%-10.02%-14.76%-18.89%-21.00%-23.05%-21.43%-23.24%-22.54%-25.35%-6.64%8.77%31.73%34.91%46.38%45.54%52.87%55.28%34.30%4.45%0.11%-15.39%-32.79%-44.47%-43.26%-44.16%-41.27%-44.14%-41.66%-31.74%
Interest Coverage Ratio Growth (5y) 17.03%14.71%14.15%13.43%10.01%2.38%7.19%3.60%0.46%-2.19%-6.56%-7.75%-13.13%-13.22%-13.30%-12.59%-17.82%-12.58%0.85%10.54%11.48%11.33%8.78%12.76%20.65%5.75%-8.43%-12.38%-12.96%-9.91%-9.97%-9.11%-8.30%-8.02%-7.87%-5.25%-9.01%-20.04%
Interest Coverage Ratio (QoQ) 1.53%8.80%2.89%7.08%4.67%-1.61%17.36%5.30%1.98%3.78%-3.75%28.11%-1.70%-0.51%-1.67%11.93%4.92%-4.13%-2.27%2.63%-8.14%6.20%-0.33%-8.13%-26.93%23.81%-1.04%-9.72%-10.78%-17.42%-9.70%-5.13%-2.21%-0.99%2.42%-17.77%42.92%95.83%-4.16%5.48%-11.25%9.95%2.48%-35.94%-51.82%-27.60%-13.70%-1.87%-10.01%-0.53%2.27%0.53%3.22%-5.39%16.75%2.62%
Net Margin Growth (1y) 57.00110.00-52.00175.00115.00232.00410.00-151.00162.00285.00292.00515.00373.0089.00192.00127.00-35.00-378.00121.00113.00105.0013,787.0024,620.008,707.0039,200.0019,012.0020,681.0043,532.004,167.00-4491.00-21050.00-19206.00-23727.00-23242.00-17982.00-6445.0017,947.0012,453.0026,180.0051,158.0079,947.00188,931.0062,480.0022,323.001,713.00-128767.00-8235.004,330.00-2387.0012,485.00-6188.0021,437.0027,671.00
Net Margin Growth (3y) 334.00627.00650.00539.00650.00606.00895.00491.00500.00-4.00606.00755.00443.0013,499.0024,934.008,947.0039,270.0032,422.0045,422.0052,352.0043,473.0028,309.0024,251.0033,032.0019,640.00-8720.00-18351.00-26005.00-9785.00-26579.00-28262.00-3992.0045,863.0074,418.00179,876.0082,215.0091,428.0094,113.0080,425.0077,811.0079,273.0072,650.0048,057.0048,090.0026,997.00
Net Margin Growth (5y) 672.00338.00964.00779.00721.0014,016.0025,637.009,311.0039,805.0032,796.0045,907.0052,993.0043,811.0028,021.0024,564.0033,272.0019,710.004,690.006,390.0013,301.0023,015.0018,722.0023,976.0039,375.0060,385.0074,049.00204,201.0062,655.0063,696.0055,081.0031,902.0050,253.0072,516.0073,744.0063,594.0067,792.00117,195.00119,398.00
Net Margin (QoQ) -56.00-69.006.00175.00-3.00-231.00233.00116.00114.00-53.00-328.00429.00237.00-45.00-106.00287.00-47.0058.00-171.00125.00-390.00557.00-179.00117.0013,292.0011,390.00-16093.0030,611.00-6896.0013,058.006,758.00-8754.00-15553.00-3502.008,602.00-13275.00-15067.001,758.009,324.00-3736.005,076.0015,516.0034,302.0025,054.00114,060.00-110935.00-5855.004,443.00-16420.009,597.006,710.00-2274.00-1548.00-9077.0034,335.003,961.00
Return on Assets Growth (1y) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Assets Growth (3y) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Assets Growth (5y) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.001.000.000.000.000.000.000.000.000.000.000.000.00
Return on Assets (QoQ) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Equity Growth (1y) 1.000.000.000.000.00-1.00-2.00-2.000.001.002.001.000.000.00-1.00-6.00-6.00-6.00-6.00-1.000.004.005.006.007.003.002.001.000.00-1.00-2.00-2.000.002.003.000.00-1.00-1.000.001.001.000.00-1.00-1.00-1.00-1.000.000.000.001.00
Return on Equity Growth (3y) 0.000.000.000.000.000.00-1.00-7.00-7.00-5.00-6.00-6.00-7.00-3.00-2.00-2.000.000.001.006.006.005.005.005.002.002.003.000.00-1.000.000.001.002.003.002.000.00-1.00-2.00-1.000.000.000.00
Return on Equity Growth (5y) -6.00-6.00-7.00-7.00-7.00-3.00-2.00-2.000.001.001.001.000.00-1.00-2.00-2.00-1.001.007.006.006.007.007.007.003.002.002.000.000.000.00-1.000.000.002.002.00
Return on Equity (QoQ) 0.000.000.000.000.000.000.000.00-1.00-1.001.001.000.000.000.000.000.00-1.00-5.000.000.00-1.000.000.004.001.000.001.000.000.000.000.00-1.00-1.000.001.001.00-1.00-1.000.000.001.000.000.000.00-1.000.000.000.000.000.000.001.00
Return on Invested Capital Growth (1y) 3.001.00-1.00-1.00-1.00-2.00-3.00-2.00-1.001.002.001.000.000.00-1.00-8.00-7.00-7.00-8.00-1.000.005.007.007.009.002.000.000.00-3.00-2.00-2.00-1.001.002.002.00-1.00-1.00-1.000.001.002.004.004.004.004.003.004.003.002.001.00
Return on Invested Capital Growth (3y) 1.00-1.00-2.00-2.00-2.00-2.00-2.00-9.00-9.00-7.00-7.00-8.00-8.00-3.00-2.00-1.001.000.00-1.006.006.005.005.006.001.001.000.00-3.00-2.00-1.00-1.000.001.003.004.004.004.006.008.008.008.008.00
Return on Invested Capital Growth (5y) -7.00-8.00-11.00-11.00-10.00-4.00-3.00-3.000.000.000.000.00-2.00-3.00-3.00-3.00-2.000.007.006.005.006.007.006.001.001.003.001.003.005.006.008.008.009.009.00
Return on Invested Capital (QoQ) 2.002.000.000.000.000.000.000.00-2.00-1.001.001.000.000.000.000.000.00-1.00-7.000.000.00-1.000.001.005.001.001.002.00-2.00-1.000.000.00-1.00-1.001.001.000.00-1.00-1.000.000.000.000.001.002.001.000.001.002.001.00-1.000.000.00
Return on Sales Growth (1y) 1.001.00-1.002.001.002.004.00-2.002.003.003.005.004.001.002.001.000.00-4.001.001.001.00138.00246.0087.00392.00190.00207.00435.0042.00-45.00-211.00-192.00-237.00-232.00-180.00-64.00179.00125.00262.00512.00799.001,889.00625.00223.0017.00-1288.00-82.0043.00-24.00125.00-62.00214.00277.00
Return on Sales Growth (3y) 3.006.007.005.007.006.009.005.005.000.006.008.004.00135.00249.0089.00393.00324.00454.00524.00435.00283.00243.00330.00196.00-87.00-184.00-260.00-98.00-266.00-283.00-40.00459.00744.001,799.00822.00914.00941.00804.00778.00793.00726.00481.00481.00270.00
Return on Sales Growth (5y) 7.003.0010.008.007.00140.00256.0093.00398.00328.00459.00530.00438.00280.00246.00333.00197.0047.0064.00133.00230.00187.00240.00394.00604.00740.002,042.00627.00637.00551.00319.00503.00725.00737.00636.00678.001,172.001,194.00
Return on Sales (QoQ) -1.00-1.000.002.000.00-2.002.001.001.00-1.00-3.004.002.000.00-1.003.000.001.00-2.001.00-4.006.00-2.001.00133.00114.00-161.00306.00-69.00131.0068.00-88.00-156.00-35.0086.00-133.00-151.0018.0093.00-37.0051.00155.00343.00251.001,141.00-1109.00-59.0044.00-164.0096.0067.00-23.00-15.00-91.00343.0040.00