United Security Bancshares Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 93.06%
EBT Margin -38.25%-39.33%26.61%29.08%36.17%36.63%323.15%407.14%545.97%653.02%466.09%476.69%728.74%941.60%696.37%
EBIT Margin -38.25%-30.02%33.83%35.43%40.84%40.79%-443.46%452.06%622.23%772.40%552.08%551.13%834.29%1,320.49%1,172.76%
EBITDA Margin -34.89%24.04%
Operating Margin -443.46%
Net Margin -22.18%-33.94%21.25%28.66%21.60%22.06%194.75%224.36%395.51%465.83%336.50%361.55%518.20%678.41%506.61%
FCF Margin 15.24%31.01%42.41%28.61%27.67%221.12%166.89%291.20%466.81%475.37%547.69%712.26%705.59%637.29%
Efficiency
Assets Average 796.90M869.45M944.99M1,024.79M1,211.80M1,315.07M1,255.12M1,211.38M
Equity Average 99.00M105.30M112.61M116.90M119.01M116.33M117.50M126.45M
Invested Capital 96.65M101.35M109.24M115.99M117.81M120.21M112.46M122.54M130.36M
Asset Utilization Ratio 0.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio -3.234.695.588.749.83-11.9310.068.166.476.427.407.903.492.46
Debt to Equity 0.090.100.090.090.090.090.100.090.09
Debt Ratio 0.010.010.010.010.010.010.010.010.01
Equity Ratio 0.120.130.120.120.110.090.090.100.11
Times Interest Earned -3.234.695.588.749.83-11.9310.068.166.476.427.407.903.492.46
Dividends & Payouts
FCF Payout Ratio 0.450.460.490.590.490.350.380.45
Valuation
Enterprise Value 48.41M29.34M35.69M72.09M83.39M85.88M16.44M32.09M-128.49M-117.17M-260.57M-263.74M-124.83M-81.29M-41.96M
Market Capitalization 129.47M185.74M161.93M181.91M119.69M138.12M124.63M144.11M174.96M
Return Ratios
Return on Sales -0.22%-0.34%0.21%0.29%0.22%0.22%1.95%2.24%3.96%4.66%3.37%3.62%5.18%6.78%5.07%
Return on Invested Capital 0.10%0.15%0.16%0.09%0.10%0.15%0.24%0.20%
Return on Assets 0.01%0.02%0.02%0.01%0.01%0.01%0.02%0.01%
Return on Equity 0.09%0.13%0.13%0.08%0.08%0.13%0.17%0.12%