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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Security Bancshares (UBFO) Times Interest Earned (2016 - 2025)

United Security Bancshares has reported Times Interest Earned over the past 10 years, most recently at $2.58 for Q4 2025.

  • Quarterly results put Times Interest Earned at $2.58 for Q4 2025, up 30.01% from a year ago — trailing twelve months through Dec 2025 was $2.39 (down 3.05% YoY), and the annual figure for FY2025 was $2.39, down 3.06%.
  • Times Interest Earned for Q4 2025 was $2.58 at United Security Bancshares, down from $2.76 in the prior quarter.
  • Over the last five years, Times Interest Earned for UBFO hit a ceiling of $9.27 in Q2 2022 and a floor of $1.96 in Q2 2025.
  • Median Times Interest Earned over the past 5 years was $3.25 (2023), compared with a mean of $4.83.
  • Biggest five-year swings in Times Interest Earned: soared 40.05% in 2022 and later crashed 71.21% in 2023.
  • United Security Bancshares' Times Interest Earned stood at $8.13 in 2021, then decreased by 14.83% to $6.92 in 2022, then tumbled by 55.42% to $3.09 in 2023, then crashed by 35.77% to $1.98 in 2024, then surged by 30.01% to $2.58 in 2025.
  • The last three reported values for Times Interest Earned were $2.58 (Q4 2025), $2.76 (Q3 2025), and $1.96 (Q2 2025) per Business Quant data.