United Security Bancshares (UBFO) Times Interest Earned (2011 - 2025)
United Security Bancshares' quarterly Times Interest Earned came in at $2.58 in Q4 2025, up 30.01% year-on-year from $1.98 in Q4 2024, and down 6.75% quarter-over-quarter from $2.76 in Q3 2025.
United Security Bancshares has reported Times Interest Earned for 15 years, with the latest figure at $2.58 in Q4 2025.
- For the quarter ending Q4 2025, Times Interest Earned rose 30.01% year-over-year to $2.58; the trailing twelve-month figure through Dec 2025 stood at $2.39 (down 3.05% YoY), and the FY2025 full-year result was $2.39, down 3.06% from the prior year.
- Times Interest Earned for Q4 2025 stood at $2.58, down from $2.76 in the prior quarter.
- The five-year high for Times Interest Earned was $9.27 in Q2 2022, with the low at $1.96 in Q2 2025.
- Average Times Interest Earned over 5 years is $4.83, with a median of $3.25 recorded in 2023.
- Year-over-year, Times Interest Earned soared 40.05% in 2022 and slumped 71.21% in 2023.
- Tracing UBFO's Times Interest Earned over 5 years: stood at $8.13 in 2021, then declined by 14.83% to $6.92 in 2022, then sank by 55.42% to $3.09 in 2023, then slumped by 35.77% to $1.98 in 2024, then surged by 30.01% to $2.58 in 2025.
- The last three Times Interest Earned figures came in at $2.58 (Q4 2025), $2.76 (Q3 2025), and $1.96 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | United Security Bancshares | - | - | - | 2.58 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.58 |
| Sep 30, 2025 | 2.76 |
| Jun 30, 2025 | 1.96 |
| Mar 31, 2025 | 2.26 |
| Dec 31, 2024 | 1.98 |
| Sep 30, 2024 | 2.30 |
| Jun 30, 2024 | 2.75 |
| Mar 31, 2024 | 2.85 |
| Dec 31, 2023 | 3.09 |
| Sep 30, 2023 | 2.59 |
| Jun 30, 2023 | 3.41 |
| Mar 31, 2023 | 6.36 |
| Dec 31, 2022 | 6.92 |
| Sep 30, 2022 | 8.99 |
| Jun 30, 2022 | 9.27 |
| Mar 31, 2022 | 7.17 |
| Dec 31, 2021 | 8.13 |
| Sep 30, 2021 | 7.76 |
| Jun 30, 2021 | 8.37 |
| Mar 31, 2021 | 5.12 |
| Dec 31, 2020 | 6.16 |
| Sep 30, 2020 | 7.33 |
| Jun 30, 2020 | 6.30 |
| Mar 31, 2020 | 6.07 |
| Dec 31, 2019 | 5.64 |
| Sep 30, 2019 | 6.53 |
| Jun 30, 2019 | 6.72 |
| Mar 31, 2019 | 6.88 |
| Dec 31, 2018 | 6.94 |
| Sep 30, 2018 | 8.15 |
| Jun 30, 2018 | 8.23 |
| Mar 31, 2018 | 10.30 |
| Dec 31, 2017 | 9.85 |
| Sep 30, 2017 | 11.53 |
| Jun 30, 2017 | 10.55 |
| Mar 31, 2017 | 8.22 |
| Dec 31, 2016 | 8.04 |
| Sep 30, 2016 | 10.52 |
| Jun 30, 2016 | 10.87 |
| Mar 31, 2016 | 9.64 |
| Dec 31, 2015 | 9.73 |
| Sep 30, 2015 | 10.48 |
| Jun 30, 2015 | 11.87 |
| Mar 31, 2015 | 7.24 |
| Dec 31, 2014 | 9.05 |
| Sep 30, 2014 | 8.95 |
| Jun 30, 2014 | 11.47 |
| Mar 31, 2014 | 5.44 |
| Dec 31, 2013 | 2.05 |
| Sep 30, 2013 | 9.32 |
| Jun 30, 2013 | 6.32 |
| Mar 31, 2013 | 4.64 |
| Dec 31, 2012 | 1.64 |
| Sep 30, 2012 | 5.21 |
| Jun 30, 2012 | 8.17 |
| Mar 31, 2012 | 3.73 |
| Dec 31, 2011 | -1.90 |
| Sep 30, 2011 | -0.52 |
| Jun 30, 2011 | -12.25 |
| Mar 31, 2011 | 1.48 |