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United Security Bancshares (UBFO) Times Interest Earned: 2016-2025

Historic Times Interest Earned for United Security Bancshares (UBFO) over the last 10 years, with Sep 2025 value amounting to $2.76.

  • United Security Bancshares' Times Interest Earned rose 20.02% to $2.76 in Q3 2025 from the same period last year, while for Sep 2025 it was $2.24, marking a year-over-year decrease of 17.97%. This contributed to the annual value of $2.46 for FY2024, which is 29.36% down from last year.
  • As of Q3 2025, United Security Bancshares' Times Interest Earned stood at $2.76, which was up 40.79% from $1.96 recorded in Q2 2025.
  • In the past 5 years, United Security Bancshares' Times Interest Earned ranged from a high of $9.27 in Q2 2022 and a low of $1.96 during Q2 2025.
  • Its 3-year average for Times Interest Earned is $2.94, with a median of $2.75 in 2024.
  • As far as peak fluctuations go, United Security Bancshares' Times Interest Earned skyrocketed by 40.05% in 2022, and later tumbled by 71.21% in 2023.
  • Over the past 5 years, United Security Bancshares' Times Interest Earned (Quarterly) stood at $8.13 in 2021, then fell by 14.83% to $6.92 in 2022, then slumped by 55.42% to $3.09 in 2023, then tumbled by 35.77% to $1.98 in 2024, then increased by 20.02% to $2.76 in 2025.
  • Its Times Interest Earned was $2.76 in Q3 2025, compared to $1.96 in Q2 2025 and $2.26 in Q1 2025.