United Security Bancshares (UBFO) Interest Coverage Ratio (2011 - 2025)

United Security Bancshares' Interest Coverage Ratio history runs 15 years deep, the most recent figure standing at 2.58 for Q4 2025.

• In Q4 2025, Interest Coverage Ratio rose 30.01% year-over-year to 2.58; the TTM figure through Dec 2025 stood at 2.39 (down 3.05% YoY), while the FY2025 annual figure was 2.39, down 3.06% from the prior year.
• Interest Coverage Ratio was 2.58 for Q4 2025 at United Security Bancshares, down from 2.76 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 9.27 in Q2 2022 to a low of 1.96 in Q2 2025.
• Historically, Interest Coverage Ratio has averaged 4.83 across 5 years, with a median of 3.25 in 2023.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 40.05% in 2022, then slumped 71.21% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 8.13 in 2021, then dropped by 14.83% to 6.92 in 2022, then slumped by 55.42% to 3.09 in 2023, then tumbled by 35.77% to 1.98 in 2024, then jumped by 30.01% to 2.58 in 2025.
• The last three Interest Coverage Ratio figures came in at 2.58 (Q4 2025), 2.76 (Q3 2025), and 1.96 (Q2 2025), per Business Quant data.