Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Security Bancshares (UBFO) Interest Coverage Ratio (2016 - 2025)

United Security Bancshares has reported Interest Coverage Ratio over the past 10 years, most recently at 2.58 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 2.58 for Q4 2025, up 30.01% from a year ago — trailing twelve months through Dec 2025 was 2.39 (down 3.05% YoY), and the annual figure for FY2025 was 2.39, down 3.06%.
  • Interest Coverage Ratio for Q4 2025 was 2.58 at United Security Bancshares, down from 2.76 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for UBFO hit a ceiling of 9.27 in Q2 2022 and a floor of 1.96 in Q2 2025.
  • Median Interest Coverage Ratio over the past 5 years was 3.25 (2023), compared with a mean of 4.83.
  • Biggest five-year swings in Interest Coverage Ratio: soared 40.05% in 2022 and later crashed 71.21% in 2023.
  • United Security Bancshares' Interest Coverage Ratio stood at 8.13 in 2021, then decreased by 14.83% to 6.92 in 2022, then tumbled by 55.42% to 3.09 in 2023, then crashed by 35.77% to 1.98 in 2024, then surged by 30.01% to 2.58 in 2025.
  • The last three reported values for Interest Coverage Ratio were 2.58 (Q4 2025), 2.76 (Q3 2025), and 1.96 (Q2 2025) per Business Quant data.