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United Security Bancshares (UBFO) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for United Security Bancshares (UBFO) over the last 10 years, with Sep 2025 value amounting to 2.76.

  • United Security Bancshares' Interest Coverage Ratio rose 20.02% to 2.76 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.24, marking a year-over-year decrease of 17.97%. This contributed to the annual value of 2.46 for FY2024, which is 29.36% down from last year.
  • According to the latest figures from Q3 2025, United Security Bancshares' Interest Coverage Ratio is 2.76, which was up 40.79% from 1.96 recorded in Q2 2025.
  • United Security Bancshares' Interest Coverage Ratio's 5-year high stood at 9.27 during Q2 2022, with a 5-year trough of 1.96 in Q2 2025.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 2.75 (2024), whereas its average is 2.94.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first surged by 40.05% in 2022, then tumbled by 71.21% in 2023.
  • Over the past 5 years, United Security Bancshares' Interest Coverage Ratio (Quarterly) stood at 8.13 in 2021, then decreased by 14.83% to 6.92 in 2022, then tumbled by 55.42% to 3.09 in 2023, then plummeted by 35.77% to 1.98 in 2024, then climbed by 20.02% to 2.76 in 2025.
  • Its last three reported values are 2.76 in Q3 2025, 1.96 for Q2 2025, and 2.26 during Q1 2025.