United Security Bancshares (UBFO) FCF Payout Ratio (2017 - 2025)
United Security Bancshares' quarterly FCF Payout Ratio came in at 0.8 in Q4 2025, up 182.61% year-on-year from 0.28 in Q4 2024, and up 131.97% quarter-over-quarter from 0.34 in Q3 2025.
United Security Bancshares has reported FCF Payout Ratio for 9 years, with the latest figure at 0.8 in Q4 2025.
- For the quarter ending Q4 2025, FCF Payout Ratio rose 182.61% year-over-year to 0.8; the trailing twelve-month figure through Dec 2025 stood at 0.42 (up 279.0% YoY), and the FY2025 full-year result was 0.42, up 278.54% from the prior year.
- FCF Payout Ratio for Q4 2025 stood at 0.8, up from 0.34 in the prior quarter.
- The five-year high for FCF Payout Ratio was 2.07 in Q2 2021, with the low at 0.96 in Q4 2024.
- Average FCF Payout Ratio over 5 years is 0.43, with a median of 0.36 recorded in 2025.
- Year-over-year, FCF Payout Ratio sank 322.28% in 2023 and surged 306.27% in 2024.
- Tracing UBFO's FCF Payout Ratio over 5 years: stood at 0.25 in 2021, then declined by 6.62% to 0.23 in 2022, then soared by 148.9% to 0.58 in 2023, then tumbled by 265.76% to 0.96 in 2024, then soared by 182.61% to 0.8 in 2025.
- The last three FCF Payout Ratio figures came in at 0.8 (Q4 2025), 0.34 (Q3 2025), and 0.26 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | United Security Bancshares | - | - | - | 0.80 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.80 |
| Sep 30, 2025 | 0.34 |
| Jun 30, 2025 | 0.26 |
| Mar 31, 2025 | 0.72 |
| Dec 31, 2024 | -0.96 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 1.03 |
| Mar 31, 2024 | 0.30 |
| Dec 31, 2023 | 0.58 |
| Sep 30, 2023 | -0.64 |
| Jun 30, 2023 | 0.25 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.37 |
| Mar 31, 2022 | 0.96 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.77 |
| Jun 30, 2021 | 2.07 |
| Mar 31, 2021 | 0.42 |
| Dec 31, 2020 | 0.43 |
| Sep 30, 2020 | 1.93 |
| Jun 30, 2020 | 0.67 |
| Mar 31, 2020 | 0.41 |
| Dec 31, 2019 | 0.31 |
| Sep 30, 2019 | 0.42 |
| Jun 30, 2019 | 0.95 |
| Mar 31, 2019 | 0.69 |
| Dec 31, 2018 | 0.47 |
| Sep 30, 2018 | 0.42 |
| Mar 31, 2018 | 0.65 |
| Dec 31, 2017 | 0.42 |
| Sep 30, 2017 | 0.36 |