United Security Bancshares (UBFO) FCF Payout Ratio (2017 - 2025)

United Security Bancshares' quarterly FCF Payout Ratio came in at 0.8 in Q4 2025, up 182.61% year-on-year from 0.28 in Q4 2024, and up 131.97% quarter-over-quarter from 0.34 in Q3 2025.

United Security Bancshares has reported FCF Payout Ratio for 9 years, with the latest figure at 0.8 in Q4 2025.

  • For the quarter ending Q4 2025, FCF Payout Ratio rose 182.61% year-over-year to 0.8; the trailing twelve-month figure through Dec 2025 stood at 0.42 (up 279.0% YoY), and the FY2025 full-year result was 0.42, up 278.54% from the prior year.
  • FCF Payout Ratio for Q4 2025 stood at 0.8, up from 0.34 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 2.07 in Q2 2021, with the low at 0.96 in Q4 2024.
  • Average FCF Payout Ratio over 5 years is 0.43, with a median of 0.36 recorded in 2025.
  • Year-over-year, FCF Payout Ratio sank 322.28% in 2023 and surged 306.27% in 2024.
  • Tracing UBFO's FCF Payout Ratio over 5 years: stood at 0.25 in 2021, then declined by 6.62% to 0.23 in 2022, then soared by 148.9% to 0.58 in 2023, then tumbled by 265.76% to 0.96 in 2024, then soared by 182.61% to 0.8 in 2025.
  • The last three FCF Payout Ratio figures came in at 0.8 (Q4 2025), 0.34 (Q3 2025), and 0.26 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 United Security Bancshares - - - 0.80

Historic Data

Download Data 🔒
DateValue
Dec 31, 2025 0.80
Sep 30, 2025 0.34
Jun 30, 2025 0.26
Mar 31, 2025 0.72
Dec 31, 2024 -0.96
Sep 30, 2024 0.39
Jun 30, 2024 1.03
Mar 31, 2024 0.30
Dec 31, 2023 0.58
Sep 30, 2023 -0.64
Jun 30, 2023 0.25
Mar 31, 2023 0.20
Dec 31, 2022 0.23
Sep 30, 2022 0.29
Jun 30, 2022 0.37
Mar 31, 2022 0.96
Dec 31, 2021 0.25
Sep 30, 2021 0.77
Jun 30, 2021 2.07
Mar 31, 2021 0.42
Dec 31, 2020 0.43
Sep 30, 2020 1.93
Jun 30, 2020 0.67
Mar 31, 2020 0.41
Dec 31, 2019 0.31
Sep 30, 2019 0.42
Jun 30, 2019 0.95
Mar 31, 2019 0.69
Dec 31, 2018 0.47
Sep 30, 2018 0.42
Mar 31, 2018 0.65
Dec 31, 2017 0.42
Sep 30, 2017 0.36