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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Security Bancshares (UBFO) Return on Equity (2016 - 2025)

United Security Bancshares has reported Return on Equity over the past 10 years, most recently at 0.09% for Q4 2025.

  • Quarterly results put Return on Equity at 0.09% for Q4 2025, down 2.0% from a year ago — trailing twelve months through Dec 2025 was 0.09% (down 2.0% YoY), and the annual figure for FY2025 was 0.09%, down 3.0%.
  • Return on Equity for Q4 2025 was 0.09% at United Security Bancshares, up from 0.08% in the prior quarter.
  • Over the last five years, Return on Equity for UBFO hit a ceiling of 0.18% in Q2 2023 and a floor of 0.06% in Q1 2021.
  • Median Return on Equity over the past 5 years was 0.11% (2024), compared with a mean of 0.12%.
  • Biggest five-year swings in Return on Equity: grew 8bps in 2023 and later dropped -6bps in 2025.
  • United Security Bancshares' Return on Equity stood at 0.08% in 2021, then soared by 70bps to 0.14% in 2022, then grew by 17bps to 0.17% in 2023, then crashed by -33bps to 0.11% in 2024, then dropped by -21bps to 0.09% in 2025.
  • The last three reported values for Return on Equity were 0.09% (Q4 2025), 0.08% (Q3 2025), and 0.08% (Q2 2025) per Business Quant data.