Trupanion reported a gross margin of 16.58% and a net margin of 1.74% for the quarter ended Jun 2026. These financial ratios cover 53 quarters of results from Jun 2013 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 15.50% | 15.71% | 14.51% | 13.03% | 12.86% | 13.68% | 10.28% | 10.86% | 12.33% | 13.54% | 11.83% | 12.79% | 15.08% | 15.69% | 14.94% | 15.51% | 16.37% | 17.26% | 16.01% | 16.58% | |||||||||||||||||||||||||||||||||
| EBT Margin | -3.93% | -3.09% | -4.31% | -6.20% | -5.31% | -3.78% | -9.74% | -5.16% | -1.43% | -0.69% | -2.25% | -1.88% | 0.45% | 0.50% | -0.42% | 2.98% | 1.80% | 1.67% | 1.55% | 1.88% | |||||||||||||||||||||||||||||||||
| EBIT Margin | -3.96% | -2.96% | -4.42% | -5.82% | -5.09% | -3.75% | -9.55% | -4.84% | -1.22% | 0.14% | -2.00% | -1.74% | 0.53% | 0.10% | -0.43% | 0.65% | 1.60% | 1.89% | 1.24% | 1.62% | |||||||||||||||||||||||||||||||||
| EBITDA Margin | -3.96% | -2.96% | -4.42% | -5.82% | -5.09% | -3.75% | -9.55% | -4.84% | -1.22% | 0.14% | -2.00% | -1.74% | 0.53% | 0.10% | -0.43% | 0.65% | 1.60% | 1.89% | 1.24% | 1.62% | |||||||||||||||||||||||||||||||||
| Operating Margin | -3.96% | -2.96% | -4.42% | -5.82% | -5.09% | -3.75% | -9.55% | -4.84% | -1.22% | 0.14% | -2.00% | -1.74% | 0.53% | 0.10% | -0.43% | 0.65% | 1.60% | 1.89% | 1.24% | 1.62% | |||||||||||||||||||||||||||||||||
| Net Margin | -3.75% | -3.62% | -4.30% | -6.21% | -5.52% | -3.77% | -9.67% | -5.07% | -1.41% | -0.73% | -2.24% | -1.86% | 0.44% | 0.49% | -0.43% | 2.66% | 1.60% | 1.49% | 1.27% | 1.74% | |||||||||||||||||||||||||||||||||
| FCF Margin | 1.90% | 0.69% | -3.47% | -3.22% | -2.75% | -1.81% | -4.70% | -3.01% | 2.45% | 4.58% | -0.21% | 1.26% | 4.09% | 6.48% | 4.10% | 3.41% | 6.52% | 6.72% | 3.58% | 4.88% | |||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 541.34M | 556.65M | 598.60M | 634.89M | 641.53M | 659.76M | 694.77M | 724.05M | 751.11M | 777.49M | 786.20M | 792.70M | 806.03M | 811.49M | 822.01M | 842.48M | 863.98M | 897.61M | 918.31M | 926.20M | |||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 0.61M | 0.61M | 0.60M | 1.10M | 1.26M | 1.10M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 1.35M | 0.75M | 10.00M | 10.00M | 10.00M | |||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 1.20 | 1.26 | 1.25 | 1.26 | 1.33 | 1.37 | 1.38 | 1.39 | 1.41 | 1.43 | 1.47 | 1.52 | 1.54 | 1.58 | 1.61 | 1.61 | 1.62 | 1.60 | 1.61 | 1.64 | |||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -640.33 | -115.37 | -10.70 | -8.45 | -5.81 | -10.26 | -4.45 | -1.14 | 0.11 | -1.71 | -1.50 | 0.46 | 0.10 | -0.46 | 0.63 | 2.10 | 1.75 | 2.55 | 3.48 | ||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.09 | 0.10 | 0.09 | 0.10 | 0.15 | 0.14 | 0.17 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.15 | 0.14 | 0.13 | 0.12 | 0.12 | 0.11 | |||||||||||||||||||||||||||||||||||
| Times Interest Earned | -640.33 | -115.37 | -10.70 | -8.45 | -5.81 | -10.26 | -4.45 | -1.14 | 0.11 | -1.71 | -1.50 | 0.46 | 0.10 | -0.46 | 0.63 | 2.10 | 1.75 | 2.55 | 3.48 | ||||||||||||||||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | -459.75 | -758.87 | -409.74 | -180.30 | -188.10 | -209.95 | -71.53 | -59.51 | -290.85 | -590.44 | -169.26 | -211.45 | 0.00M | 0.00M | -0.00M | 252.78 | 318.30 | 288.09 | 228.92 | 159.08 | |||||||||||||||||||||||||||||||||
| Price to SalesP/S | 17.26 | 27.49 | 17.61 | 11.19 | 10.39 | 7.92 | 6.92 | 3.02 | 4.11 | 4.32 | 3.79 | 3.94 | 5.43 | 6.07 | 4.66 | 6.73 | 5.09 | 4.30 | 2.91 | 2.77 | |||||||||||||||||||||||||||||||||
| Price to BookP/B | 9.44 | 16.09 | 11.04 | 7.80 | 7.95 | 6.39 | 6.01 | 2.83 | 4.06 | 4.20 | 3.82 | 4.05 | 5.55 | 6.34 | 4.78 | 6.69 | 5.07 | 4.22 | 2.83 | 2.65 | |||||||||||||||||||||||||||||||||
| Enterprise Value | 2,913.53M | 5,130.53M | 3,369.18M | 2,212.28M | 2,246.16M | 1,726.95M | 1,527.92M | 580.08M | 907.98M | 999.95M | 884.56M | 962.28M | 1,484.41M | 1,740.56M | 1,272.44M | 2,059.78M | 1,520.83M | 1,251.21M | 733.46M | 688.21M | |||||||||||||||||||||||||||||||||
| EV to EBIT | -405.11 | -890.25 | -369.67 | -173.23 | -188.77 | -187.37 | -62.40 | -44.31 | -260.09 | 0.00M | -144.14 | -175.89 | 850.17 | 0.01M | -863.85 | 890.14 | 259.57 | 175.31 | 153.57 | 107.94 | |||||||||||||||||||||||||||||||||
| EV to EBITDA | -405.11 | -890.25 | -369.67 | -173.23 | -188.77 | -187.37 | -62.40 | -44.31 | -260.09 | 0.00M | -144.14 | -175.89 | 850.17 | 0.01M | -863.85 | 890.14 | 259.57 | 175.31 | 153.57 | 107.94 | |||||||||||||||||||||||||||||||||
| Market Capitalization | 3,135.05M | 5,343.94M | 3,628.21M | 2,455.31M | 2,429.10M | 1,949.36M | 1,772.55M | 816.14M | 1,173.89M | 1,277.11M | 1,159.75M | 1,239.49M | 1,777.46M | 2,047.94M | 1,594.26M | 2,379.37M | 1,869.36M | 1,621.94M | 1,117.12M | 1,086.70M | |||||||||||||||||||||||||||||||||
| Price to FCFP/FCF | 906.87 | 0.00M | -507.94 | -347.97 | -377.78 | -437.17 | -147.15 | -100.26 | 167.53 | 94.34 | -0.00M | 311.74 | 132.82 | 93.75 | 113.58 | 197.47 | 78.10 | 64.01 | 81.26 | 56.72 | |||||||||||||||||||||||||||||||||
| EV to FCF | 842.79 | 0.00M | -471.68 | -313.53 | -349.33 | -387.29 | -126.84 | -71.26 | 129.58 | 73.87 | -0.00M | 242.02 | 110.93 | 79.68 | 90.66 | 170.95 | 63.54 | 49.38 | 53.35 | 35.92 | |||||||||||||||||||||||||||||||||
| EV to CFO | 468.11 | 995.06 | -938.49 | -706.80 | -977.02 | 0.00M | -222.66 | -170.36 | 79.66 | 57.12 | 363.42 | 140.36 | 97.05 | 73.44 | 79.71 | 137.09 | 52.02 | 42.76 | 50.26 | 32.80 | |||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||||||||||||||||||||||||||||
| Return on Capital Employed [ROCE]ROCE | -9.88% | -10.57% | -8.95% | -9.30% | -10.98% | -11.62% | -15.25% | -14.92% | -12.46% | -9.39% | -5.13% | -3.36% | -2.13% | -2.06% | -1.07% | 0.62% | 1.49% | 2.84% | 3.94% | 4.64% | |||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | -0.39% | -0.27% | -0.18% | -0.18% | -0.15% | -0.11% | -0.08% | -0.04% | -0.03% | -0.02% | -0.02% | -0.01% | 0.00% | 0.01% | 0.01% | 0.01% | 0.01% | ||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |