Trupanion (TRUP) FCF Margin (2013 - 2026)
Trupanion's (TRUP) quarterly FCF Margin came in at 3.71% in Q1 2026, down 72.0% YoY from 13.26% in Q1 2025, and down 52.91% on a QoQ basis from 7.88% in Q4 2025.
Trupanion (TRUP) FCF Margin (2013 - 2026) Analysis & Trends
Trupanion (TRUP) has 14 years of FCF Margin data on file, last reported at 3.71% in Q1 2026.
- Quarterly FCF Margin fell 72.0% year-over-year to 3.71% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.97% (up 186.0% YoY) and the FY2025 annual result came in at 6.21%, up 321.0% from the prior year.
- FCF Margin slipped to 3.71% in Q1 2026, from 7.88% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 10.45% in Q4 2023 to a low of 5.78% in Q4 2022.
- A 5-year average of 2.02% and a median of 2.44% in 2024 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2022 — FCF Margin tumbled 1245 bps — and 2023, when it soared 1624 bps.
- Tracing TRUP's FCF Margin over 5 years: stood at 5.78% in 2022, then jumped by 281 bps to 10.45% in 2023, then slumped by 38 bps to 6.48% in 2024, then gained by 22 bps to 7.88% in 2025, then sank by 53 bps to 3.71% in 2026.
- The last three FCF Margin figures came in at 3.71% (Q1 2026), 7.88% (Q4 2025), and 9.15% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 11.85% |
| 10 | Trupanion | 1.34 Bn | 939.23 Mn | 65.13 Mn | 4.88% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.88% |
| Mar 31, 2026 | 3.71% |
| Dec 31, 2025 | 7.88% |
| Sep 30, 2025 | 9.15% |
| Jun 30, 2025 | 3.09% |
| Mar 31, 2025 | 4.43% |
| Dec 31, 2024 | 6.48% |
| Sep 30, 2024 | 2.44% |
| Jun 30, 2024 | 2.98% |
| Mar 31, 2024 | -0.21% |
| Dec 31, 2023 | 10.45% |
| Sep 30, 2023 | -0.55% |
| Jun 30, 2023 | 0.17% |
| Mar 31, 2023 | -4.70% |
| Dec 31, 2022 | -5.78% |
| Sep 30, 2022 | 1.43% |
| Jun 30, 2022 | -4.40% |
| Mar 31, 2022 | -2.20% |
| Dec 31, 2021 | 6.67% |
| Sep 30, 2021 | -0.97% |