Trupanion (TRUP) FCF Margin (2013 - 2026)
Trupanion (TRUP) posted FCF Margin of 3.71% for Q1 2026, down 64.45% quarter-over-quarter from 10.44% in Q4 2025, and down 72.0% year-on-year from 13.26% in Q1 2025.
Trupanion (TRUP) FCF Margin (2013 - 2026) Analysis & Trends
Trupanion (TRUP) has reported FCF Margin for 14 consecutive years, with 3.71% the latest figure, recorded in Q1 2026.
- FCF Margin for Q1 2026 came in at 3.71%, down 72.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 5.97% (up 204.0% YoY), and the FY2025 annual result was 6.21%, up 321.0% from the prior year.
- FCF Margin was 3.71% for Q1 2026 at Trupanion, down from 10.44% in the prior quarter.
- Over five years, FCF Margin peaked at 10.44% in Q4 2025 and troughed at 5.78% in Q4 2022.
- Average FCF Margin over 5 years is 1.68%, with a median of 2.22% recorded in 2024.
- Year-over-year, FCF Margin slumped 488 bps in 2022 and surged 615 bps in 2025.
- Over 5 years, FCF Margin stood at 5.78% in 2022, then surged by 100 bps to 0.01% in 2023, then surged by 39762 bps to 4.29% in 2024, then surged by 143 bps to 10.44% in 2025, then plunged by 64 bps to 3.71% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 3.71% in Q1 2026, 10.44% in Q4 2025, and 6.52% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -0.88% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 19.40% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 26.72% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 25.12% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 18.33% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 20.79% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -15.38% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 15.49% |
| 10 | Trupanion | 1.14 Bn | 754.01 Mn | 61.49 Mn | 3.71% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.71% |
| Dec 31, 2025 | 10.44% |
| Sep 30, 2025 | 6.52% |
| Jun 30, 2025 | 3.09% |
| Mar 31, 2025 | 4.43% |
| Dec 31, 2024 | 4.29% |
| Sep 30, 2024 | 4.69% |
| Jun 30, 2024 | 2.22% |
| Mar 31, 2024 | 0.57% |
| Dec 31, 2023 | -0.01% |
| Sep 30, 2023 | 4.19% |
| Jun 30, 2023 | 0.17% |
| Mar 31, 2023 | -4.70% |
| Dec 31, 2022 | -5.78% |
| Sep 30, 2022 | 1.43% |
| Jun 30, 2022 | -3.22% |
| Mar 31, 2022 | -3.47% |
| Dec 31, 2021 | -3.43% |
| Sep 30, 2021 | 6.31% |
| Jun 30, 2021 | -3.02% |