Growth Metrics

Trupanion (TRUP) EBT Margin (2016 - 2025)

Trupanion's EBT Margin history spans 13 years, with the latest figure at 1.67% for Q4 2025.

  • For Q4 2025, EBT Margin rose 117.0% year-over-year to 1.67%; the TTM value through Dec 2025 reached 1.53%, up 228.0%, while the annual FY2025 figure was 1.53%, 228.0% up from the prior year.
  • EBT Margin reached 1.67% in Q4 2025 per TRUP's latest filing, down from 1.8% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 2.98% in Q2 2025 to a low of 9.74% in Q1 2023.
  • Average EBT Margin over 5 years is 2.73%, with a median of 2.67% recorded in 2021.
  • Peak YoY movement for EBT Margin: plummeted -719bps in 2021, then soared 749bps in 2024.
  • A 5-year view of EBT Margin shows it stood at 3.09% in 2021, then fell by -22bps to 3.78% in 2022, then soared by 82bps to 0.69% in 2023, then skyrocketed by 173bps to 0.5% in 2024, then surged by 233bps to 1.67% in 2025.
  • Per Business Quant, the three most recent readings for TRUP's EBT Margin are 1.67% (Q4 2025), 1.8% (Q3 2025), and 2.98% (Q2 2025).