Trupanion (TRUP) EBT Margin (2013 - 2026)
Trupanion (TRUP) reported EBT Margin of 1.55% for Q1 2026, up 197.0% on a YoY basis from 0.52% in Q1 2025, and down 7.13% quarter-over-quarter from 1.67% in Q4 2025.
Trupanion (TRUP) EBT Margin (2013 - 2026) Analysis & Trends
Trupanion has reported EBT Margin for 14 years, with the latest figure at 1.55% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 197.0% year-over-year to 1.55%; the trailing twelve-month figure through Mar 2026 stood at 1.98% (up 230.0% YoY), and the FY2025 full-year result was 1.53%, up 228.0% from the prior year.
- EBT Margin for Q1 2026 stood at 1.55%, down from 1.67% in the prior quarter.
- The five-year high for EBT Margin was 2.98% in Q2 2025, with the low at 9.74% in Q1 2023.
- Historically, EBT Margin has averaged 1.89% across 5 years, with a median of 1.43% in 2023.
- Annual changes were most pronounced in 2023 — EBT Margin plunged 543 bps — and 2024, when it surged 749 bps.
- Trupanion's EBT Margin stood at 3.78% in 2022, then jumped by 82 bps to 0.69% in 2023, then surged by 173 bps to 0.5% in 2024, then soared by 233 bps to 1.67% in 2025, then declined by 7 bps to 1.55% in 2026.
- The last three EBT Margin figures came in at 1.55% (Q1 2026), 1.67% (Q4 2025), and 1.8% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | Trupanion | 957.12 Mn | 573.46 Mn | 61.49 Mn | 1.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.55% |
| Dec 31, 2025 | 1.67% |
| Sep 30, 2025 | 1.80% |
| Jun 30, 2025 | 2.98% |
| Mar 31, 2025 | -0.42% |
| Dec 31, 2024 | 0.50% |
| Sep 30, 2024 | 0.45% |
| Jun 30, 2024 | -1.88% |
| Mar 31, 2024 | -2.25% |
| Dec 31, 2023 | -0.69% |
| Sep 30, 2023 | -1.43% |
| Jun 30, 2023 | -5.16% |
| Mar 31, 2023 | -9.74% |
| Dec 31, 2022 | -3.78% |
| Sep 30, 2022 | -5.31% |
| Jun 30, 2022 | -6.20% |
| Mar 31, 2022 | -4.31% |
| Dec 31, 2021 | -3.09% |
| Sep 30, 2021 | -3.93% |
| Jun 30, 2021 | -5.60% |