Trupanion (TRUP) EBT Margin (2013 - 2026)
Trupanion's (TRUP) quarterly EBT Margin came in at 1.55% in Q1 2026, up 197.0% YoY from 0.52% in Q1 2025, and down 7.13% on a QoQ basis from 1.67% in Q4 2025.
Trupanion (TRUP) EBT Margin (2013 - 2026) Analysis & Trends
Trupanion (TRUP) has 14 years of EBT Margin data on file, last reported at 1.55% in Q1 2026.
- Quarterly EBT Margin rose 197.0% year-over-year to 1.55% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.98% (up 230.0% YoY) and the FY2025 annual result came in at 1.53%, up 228.0% from the prior year.
- EBT Margin declined to 1.55% in Q1 2026, from 1.67% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 2.98% in Q2 2025 to a low of 9.74% in Q1 2023.
- A 5-year average of 1.89% and a median of 1.43% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2023 — EBT Margin plunged 543 bps — and 2024, when it surged 749 bps.
- Tracing TRUP's EBT Margin over 5 years: stood at 3.78% in 2022, then jumped by 82 bps to 0.69% in 2023, then surged by 173 bps to 0.5% in 2024, then soared by 233 bps to 1.67% in 2025, then declined by 7 bps to 1.55% in 2026.
- The last three EBT Margin figures came in at 1.55% (Q1 2026), 1.67% (Q4 2025), and 1.8% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 25.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 36.87% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 12.93% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 37.78% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 10.91% |
| 10 | Trupanion | 1.34 Bn | 939.23 Mn | 65.13 Mn | 1.88% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.88% |
| Mar 31, 2026 | 1.55% |
| Dec 31, 2025 | 1.67% |
| Sep 30, 2025 | 1.80% |
| Jun 30, 2025 | 2.98% |
| Mar 31, 2025 | -0.42% |
| Dec 31, 2024 | 0.50% |
| Sep 30, 2024 | 0.45% |
| Jun 30, 2024 | -1.88% |
| Mar 31, 2024 | -2.25% |
| Dec 31, 2023 | -0.69% |
| Sep 30, 2023 | -1.43% |
| Jun 30, 2023 | -5.16% |
| Mar 31, 2023 | -9.74% |
| Dec 31, 2022 | -3.78% |
| Sep 30, 2022 | -5.31% |
| Jun 30, 2022 | -6.20% |
| Mar 31, 2022 | -4.31% |
| Dec 31, 2021 | -3.09% |
| Sep 30, 2021 | -3.93% |