Growth Metrics

Trupanion (TRUP) EBT Margin (2016 - 2026)

Trupanion filings provide 14 years of EBT Margin readings, the most recent being 1.55% for Q1 2026.

  • On a quarterly basis, EBT Margin rose 197.0% to 1.55% in Q1 2026 year-over-year; TTM through Mar 2026 was 1.98%, a 230.0% increase, with the full-year FY2025 number at 1.53%, up 228.0% from a year prior.
  • EBT Margin hit 1.55% in Q1 2026 for Trupanion, down from 1.67% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 2.98% in Q2 2025 to a low of 9.74% in Q1 2023.
  • Median EBT Margin over the past 5 years was 1.43% (2023), compared with a mean of 1.89%.
  • Biggest five-year swings in EBT Margin: plummeted -543bps in 2023 and later skyrocketed 749bps in 2024.
  • Trupanion's EBT Margin stood at 3.78% in 2022, then soared by 82bps to 0.69% in 2023, then skyrocketed by 173bps to 0.5% in 2024, then surged by 233bps to 1.67% in 2025, then dropped by -7bps to 1.55% in 2026.
  • The last three reported values for EBT Margin were 1.55% (Q1 2026), 1.67% (Q4 2025), and 1.8% (Q3 2025) per Business Quant data.