Trupanion (TRUP) Debt Ratio (2013 - 2026)
Trupanion's (TRUP) quarterly Debt Ratio came in at 0.12 in Q1 2026, down 22.93% YoY from 0.15 in Q1 2025, and down 2.87% on a QoQ basis from 0.12 in Q4 2025.
Trupanion (TRUP) Debt Ratio (2013 - 2026) Analysis & Trends
Trupanion (TRUP) has 12 years of Debt Ratio data on file, last reported at 0.12 in Q1 2026.
- Quarterly Debt Ratio fell 22.93% year-over-year to 0.12 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 22.93% YoY) and the FY2025 annual result came in at 0.12, down 23.52% from the prior year.
- Debt Ratio retreated to 0.12 in Q1 2026, from 0.12 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.17 in Q3 2023 to a low of 0.08 in Q3 2022.
- A 5-year average of 0.13 and a median of 0.14 in 2023 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2023 — Debt Ratio jumped 99.78% — and 2025, when it decreased 23.52%.
- Tracing TRUP's Debt Ratio over 5 years: stood at 0.1 in 2022, then surged by 59.23% to 0.16 in 2023, then declined by 3.0% to 0.16 in 2024, then declined by 23.52% to 0.12 in 2025, then retreated by 2.87% to 0.12 in 2026.
- The last three Debt Ratio figures came in at 0.12 (Q1 2026), 0.12 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 0.06 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | - |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | - |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 0.06 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.02 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.10 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 0.06 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.06 |
| 10 | Trupanion | 1.34 Bn | 939.23 Mn | 65.13 Mn | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.11 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Sep 30, 2020 | 0.09 |
| Jun 30, 2020 | 0.09 |