Trupanion (TRUP) Debt Ratio (2013 - 2026)
Trupanion (TRUP) reported Debt Ratio of 0.12 for Q1 2026, down 22.93% on a YoY basis from 0.15 in Q1 2025, and down 2.87% quarter-over-quarter from 0.12 in Q4 2025.
Trupanion (TRUP) Debt Ratio (2013 - 2026) Analysis & Trends
Trupanion has reported Debt Ratio for 12 years, with the latest figure at 0.12 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 22.93% year-over-year to 0.12; the trailing twelve-month figure through Mar 2026 stood at 0.12 (down 22.93% YoY), and the FY2025 full-year result was 0.12, down 23.52% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.12, down from 0.12 in the prior quarter.
- The five-year high for Debt Ratio was 0.17 in Q3 2023, with the low at 0.08 in Q3 2022.
- Historically, Debt Ratio has averaged 0.13 across 5 years, with a median of 0.14 in 2023.
- Annual changes were most pronounced in 2023 — Debt Ratio jumped 99.78% — and 2025, when it decreased 23.52%.
- Trupanion's Debt Ratio stood at 0.1 in 2022, then surged by 59.23% to 0.16 in 2023, then declined by 3.0% to 0.16 in 2024, then declined by 23.52% to 0.12 in 2025, then retreated by 2.87% to 0.12 in 2026.
- The last three Debt Ratio figures came in at 0.12 (Q1 2026), 0.12 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.01 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | - |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | - |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | - |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.04 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.02 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.10 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.06 |
| 10 | Trupanion | 957.12 Mn | 573.46 Mn | 61.49 Mn | 0.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Sep 30, 2020 | 0.09 |
| Jun 30, 2020 | 0.09 |
| Mar 31, 2020 | 0.11 |