Trupanion (TRUP) Debt Ratio (2013 - 2026)

Trupanion (TRUP) reported Debt Ratio of 0.12 for Q1 2026, down 22.93% on a YoY basis from 0.15 in Q1 2025, and down 2.87% quarter-over-quarter from 0.12 in Q4 2025.

Trupanion (TRUP) Debt Ratio (2013 - 2026) Analysis & Trends

Trupanion has reported Debt Ratio for 12 years, with the latest figure at 0.12 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 22.93% year-over-year to 0.12; the trailing twelve-month figure through Mar 2026 stood at 0.12 (down 22.93% YoY), and the FY2025 full-year result was 0.12, down 23.52% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.12, down from 0.12 in the prior quarter.
  • The five-year high for Debt Ratio was 0.17 in Q3 2023, with the low at 0.08 in Q3 2022.
  • Historically, Debt Ratio has averaged 0.13 across 5 years, with a median of 0.14 in 2023.
  • Annual changes were most pronounced in 2023 — Debt Ratio jumped 99.78% — and 2025, when it decreased 23.52%.
  • Trupanion's Debt Ratio stood at 0.1 in 2022, then surged by 59.23% to 0.16 in 2023, then declined by 3.0% to 0.16 in 2024, then declined by 23.52% to 0.12 in 2025, then retreated by 2.87% to 0.12 in 2026.
  • The last three Debt Ratio figures came in at 0.12 (Q1 2026), 0.12 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.01
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn -
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn -
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.04
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.02
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.10
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.06
10 Trupanion 957.12 Mn 573.46 Mn 61.49 Mn 0.12

Historic Data

Download Data
DateValue
Mar 31, 2026 0.12
Dec 31, 2025 0.12
Sep 30, 2025 0.13
Jun 30, 2025 0.14
Mar 31, 2025 0.15
Dec 31, 2024 0.16
Sep 30, 2024 0.16
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.17
Jun 30, 2023 0.14
Mar 31, 2023 0.15
Dec 31, 2022 0.10
Sep 30, 2022 0.08
Jun 30, 2022 0.09
Mar 31, 2022 0.09
Sep 30, 2020 0.09
Jun 30, 2020 0.09
Mar 31, 2020 0.11