Trupanion (TRUP) Debt Ratio (2013 - 2026)
Trupanion's (TRUP) Debt Ratio came in at 0.11 for Q2 2026, down 14.9% from 0.14 a year earlier and down 3.2% from the prior quarter.
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Analysis
Trupanion (TRUP) Debt Ratio (2013 - 2026) Analysis & Trends
For FY2025, Trupanion's Debt Ratio stood at 0.12, down 23.5% from FY2024.
- In prior years, Trupanion's Debt Ratio was 0.16 in FY2024 (-3.0%), 0.16 in FY2023 (+59.2%) and 0.10 in FY2022.
- The Q2 2026 figure stands as the lowest quarterly Debt Ratio since Q4 2022.
- On a year-over-year basis, Debt Ratio has declined in each of the last eight quarters, with an average decline of 13.7% over the last eight quarters.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q3 2023, with growth of 99.8%; the weakest was Q4 2025, with a decline of 23.5%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.12 (Q1 2026), 0.12 (Q4 2025) and 0.13 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.69 Bn | 85.28 Bn | 9.13 Bn | 0.07 |
| 2 | Progressive | 130.20 Bn | 106.03 Bn | 9.04 Bn | 0.07 |
| 3 | Marsh & Mclennan Companies | 91.87 Bn | 84.03 Bn | - | 0.34 |
| 4 | Travelers Companies | 84.60 Bn | 60.84 Bn | 6.23 Bn | 0.06 |
| 5 | Manulife Financial | 77.15 Bn | -17.74 Bn | - | 0.06 |
| 6 | Arthur J. Gallagher | 67.50 Bn | 61.91 Bn | - | 0.16 |
| 7 | Metlife | 65.40 Bn | -41.38 Bn | 7.82 Bn | 0.01 |
| 8 | Allstate | 64.78 Bn | 26.05 Bn | 8.73 Bn | 0.06 |
| 9 | Aon | 63.61 Bn | 56.83 Bn | - | 0.28 |
| 10 | Trupanion | 1.26 Bn | -238.04 Mn | 65.13 Mn | 0.11 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.11 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Sep 30, 2020 | 0.09 |
| Jun 30, 2020 | 0.09 |
API Access
Trupanion Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=TRUP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "TRUP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=TRUP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();