Trupanion (TRUP) Debt Ratio (2013 - 2026)

Trupanion (TRUP) posted Debt Ratio of 0.12 for Q1 2026, down 2.87% quarter-over-quarter from 0.12 in Q4 2025, and down 22.93% year-on-year from 0.15 in Q1 2025.

Trupanion (TRUP) Debt Ratio (2013 - 2026) Analysis & Trends

Trupanion (TRUP) has reported Debt Ratio for 12 consecutive years, with 0.12 the latest figure, recorded in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.12, down 22.93% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.12 (down 22.93% YoY), and the FY2025 annual result was 0.12, down 23.52% from the prior year.
  • Debt Ratio was 0.12 for Q1 2026 at Trupanion, down from 0.12 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.17 in Q3 2023 and troughed at 0.08 in Q3 2022.
  • Average Debt Ratio over 5 years is 0.13, with a median of 0.14 recorded in 2023.
  • Year-over-year, Debt Ratio soared 99.78% in 2023 and dropped 23.52% in 2025.
  • Over 5 years, Debt Ratio stood at 0.1 in 2022, then surged by 59.23% to 0.16 in 2023, then decreased by 3.0% to 0.16 in 2024, then decreased by 23.52% to 0.12 in 2025, then dropped by 2.87% to 0.12 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.12 in Q1 2026, 0.12 in Q4 2025, and 0.13 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.01
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.02
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn -
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn -
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 0.10
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn -
10 Trupanion 1.14 Bn 754.01 Mn 61.49 Mn 0.12

Historic Data

Download Data
DateValue
Mar 31, 2026 0.12
Dec 31, 2025 0.12
Sep 30, 2025 0.13
Jun 30, 2025 0.14
Mar 31, 2025 0.15
Dec 31, 2024 0.16
Sep 30, 2024 0.16
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.17
Jun 30, 2023 0.14
Mar 31, 2023 0.15
Dec 31, 2022 0.10
Sep 30, 2022 0.08
Jun 30, 2022 0.09
Mar 31, 2022 0.09
Sep 30, 2020 0.09
Jun 30, 2020 0.09
Mar 31, 2020 0.11