Trupanion (TRUP) EBITDA Margin (2013 - 2026)
Trupanion's (TRUP) quarterly EBITDA Margin came in at 1.24% in Q1 2026, up 167.0% YoY from 0.47% in Q1 2025, and down 34.33% on a QoQ basis from 1.89% in Q4 2025.
Analysis
Trupanion (TRUP) EBITDA Margin (2013 - 2026) Analysis & Trends
Trupanion (TRUP) has 14 years of EBITDA Margin data on file, last reported at 1.24% in Q1 2026.
- Quarterly EBITDA Margin rose 167.0% year-over-year to 1.24% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.36% (up 172.0% YoY) and the FY2025 annual result came in at 0.96%, up 170.0% from the prior year.
- EBITDA Margin eased to 1.24% in Q1 2026, from 1.89% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 1.89% in Q4 2025 to a low of 9.55% in Q1 2023.
- A 5-year average of 1.92% and a median of 1.22% in 2023 frame the typical range for EBITDA Margin.
- Annual changes were most pronounced in 2023 — EBITDA Margin plunged 513 bps — and 2024, when it surged 755 bps.
- Tracing TRUP's EBITDA Margin over 5 years: stood at 3.75% in 2022, then surged by 104 bps to 0.14% in 2023, then dropped by 25 bps to 0.1% in 2024, then jumped by 1736 bps to 1.89% in 2025, then slumped by 34 bps to 1.24% in 2026.
- The last three EBITDA Margin figures came in at 1.24% (Q1 2026), 1.89% (Q4 2025), and 1.6% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 133.19 Bn | 119.42 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 131.38 Bn | 126.38 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 78.15 Bn | 54.40 Bn | 6.23 Bn | 8.80% |
| 4 | Allstate | 67.34 Bn | 28.60 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 49.72 Bn | 54.44 Bn | - | - |
| 6 | Cincinnati Financial | 26.82 Bn | 24.93 Bn | 2.39 Bn | 7.46% |
| 7 | Markel | 23.11 Bn | 6.23 Bn | 2.83 Bn | 38.83% |
| 8 | Loews | 22.59 Bn | 290.59 Mn | 2.57 Bn | 16.08% |
| 9 | Assurant | 14.24 Bn | 12.21 Bn | 2.71 Bn | 4.12% |
| 10 | Trupanion | 1.28 Bn | 882.81 Mn | 65.13 Mn | 1.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.62% |
| Mar 31, 2026 | 1.24% |
| Dec 31, 2025 | 1.89% |
| Sep 30, 2025 | 1.60% |
| Jun 30, 2025 | 0.65% |
| Mar 31, 2025 | -0.43% |
| Dec 31, 2024 | 0.10% |
| Sep 30, 2024 | 0.53% |
| Jun 30, 2024 | -1.74% |
| Mar 31, 2024 | -2.00% |
| Dec 31, 2023 | 0.14% |
| Sep 30, 2023 | -1.22% |
| Jun 30, 2023 | -4.84% |
| Mar 31, 2023 | -9.55% |
| Dec 31, 2022 | -3.75% |
| Sep 30, 2022 | -5.09% |
| Jun 30, 2022 | -5.82% |
| Mar 31, 2022 | -4.42% |
| Dec 31, 2021 | -2.96% |
| Sep 30, 2021 | -3.96% |